DIF Expertises
ActiveSummary
DIF Expertises has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €16k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+76
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 54.23; short-term debt: 1.3% and cash: 15.1% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €98k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
34 d early
2022
33 d early
2021
57 d early
2020
44 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€98k▲ 19.3%
2023 · €82k
2018: €95k
2019: €92k
2020: €91k
2021: €89k
2022: €86k
2023: €82k
2018 → 2024
Total assets
€100k▲ 22.1%
2023 · €82k
2018: €95k
2019: €93k
2020: €91k
2021: €89k
2022: €86k
2023: €82k
2018 → 2024
Net result
€16k
2023 · €-4k
2018: €-4k
2019: €-2k
2020: €-2k
2021: €-2k
2022: €-3k
2023: €-4k
2018 → 2024
Working capital
€70k▲ 41.8%
2023 · €49k
2018: €43k
2019: €45k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€91k-€89k▼ 2.2%€86k▼ 3.5%€82k▼ 4.6%€98k▲ 19.3%
Operating result€-2k-€-2k▼ 27.0%€-3k▼ 58.9%€-4k▼ 27.2%€16k
Net result€-2k-€-2k▼ 26.7%€-3k▼ 58.4%€-4k▼ 27.5%€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €16k after a loss of €4k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets
€29k ▼ 11.8%
Current assets
€71k ▲ 44.3%
Equity and liabilities €100k
Equity
€98k ▲ 19.3%
Debt
€2k ▲ 3,402%
Debt's share of the balance-sheet total rises from 0.1% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2023 · €-137
Cash flow
€20k▲
2023 · €-176
Current ratio
54.23
Debt to equity
0.02▲
2023 · 0.00
ROE
16.2%▲
2023 · -4.9%
ROA
15.8%▲
2023 · -4.9%
Interest coverage
195.13▲
2023 · -3.49
Debt ≤ 1 year
€1k▲
2023 · €68
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€82k€100k▲
Fixed assets21/28€32k€29k▼
Tangible fixed assets22/27€32k€29k▼
Other tangible fixed assets26€32k€29k▼
Current assets29/58€50k€71k▲
Amounts receivable within one year40/41€50k€56k▲
Trade receivables40-€891
Other amounts receivable41€50k€55k▲
Cash at bank and in hand54/58€40€15k▲
Equity and liabilities
Total equity and liabilities10/49€82k€100k▲
Equity10/15€82k€98k▲
Contributions10/11€19k€19k=
Reserves13€79k€79k▼
Distributable reserves133€79k€79k▼
Profit (loss) carried forward14€-16k-
Amounts payable17/49€68€2k▲
Amounts payable within one year42/48€68€1k▲
Trade debts44€68€1k▲
Suppliers440/4€68€1k▲
Taxes, remuneration and social security45-€282
Taxes450/3-€282
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Non-recurring operating income76A€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€96€483▲
Gross operating margin9900€-41€20k▲
Operating profit (loss)9901€-4k€16k▲
Financial income75/76B-€190
Recurring financial income75-€190
Financial charges65/66B€39€100▲
Recurring financial charges65€39€100▲
Profit (loss) for the period before taxes9903€-4k€16k▲
Profit (loss) for the period9904€-4k€16k▲
Profit (loss) for the period to be appropriated9905€-4k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-420▲
Profit (loss) brought forward from the previous period14P€-12k€-16k▼
Transfer from equity791/2-€420
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 6 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2007
Ground area
957 m²
Building footprint
123 m²
Volume, LiDAR
764 m³
Parcel 25074D0225/00L000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Piétrain(N) 26, 1350 Orp-Jauche
since 20072.161.192.167
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25074D0225/00L000 | Wallonia | 957 m² | 1 · 123 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Châtelet · Eq €97,765
D.A.R. Projects
BE 0822.642.350
Mechelen · Eq €97,767
NexitData
BE 0787.889.527
Hechtel-Eksel · Eq €97,420
AVW
BE 0841.957.426
Roeselare · Eq €97,385
Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 2,618 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.