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DIEU CONSULT

Active
Private limited companyfounded 20188 yrs activeRue du Straux (MER) 10, 4280 Hannut, BelgiumKBO/BCE: BE 0703.894.653

DIEU CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €80k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.41 in 2024; short-term debt: 14.1% and cash: 12.5% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.9%
Return on assets
41.3%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €167k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
21 d early
2024
29 d early
2023
5 d early
2022
25 d early
2021
on the day
2020
5 d late
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€167k▲ 55.1%
2024 · €107k
2019: €45k 2020: €100k 2021: €137k 2022: €22k 2023: €71k 2024: €107k
2019 → 2025
Total assets
€194k▼ 20.9%
2024 · €245k
2019: €62k 2020: €146k 2021: €164k 2022: €285k 2023: €275k 2024: €245k
2019 → 2025
Net result
€80k▼ 7.0%
2024 · €86k
2019: €26k 2020: €55k 2021: €38k 2022: €79k 2023: €71k 2024: €86k
2019 → 2025
Working capital
€2k
2024 · €-81k
2019: €45k 2020: €40k 2021: €79k 2022: €-106k 2023: €-140k 2024: €-81k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€137k-€22k▼ 84.0%€71k▲ 223%€107k▲ 50.8%€167k▲ 55.1%
Operating result€47k-€95k▲ 104%€91k▼ 4.2%€117k▲ 28.0%€112k▼ 3.6%
Net result€38k-€79k▲ 108%€71k▼ 9.6%€86k▲ 21.2%€80k▼ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €47k€47kNet result 2021: €38k€38kOperating result 2022: €95k€95kNet result 2022: €79k€79kOperating result 2023: €91k€91kNet result 2023: €71k€71kOperating result 2024: €117k€117kNet result 2024: €86k€86kOperating result 2025: €112k€112kNet result 2025: €80k€80k20212022202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets €165k▼ 12.7%
Current assets €29k▼ 48.3%
Equity and liabilities €194k
Equity €167k▲ 55.1%
Debt €27k▼ 80.1%
The debt ratio falls from 56.2% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€140k
2024 · €145k
Cash flow
€108k
2024 · €114k
Solvency
85.9%
2024 · 43.8%
Current ratio
1.06
2024 · 0.41
Quick ratio
1.06
2024 · 0.41
Debt / equity
0.16
2024 · 1.28
ROE
48.2%
2024 · 80.3%
ROA
41.3%
2024 · 35.2%
Interest coverage
319.42
2024 · 370.49
Debt
€27k
2024 · €138k
Debt ≤ 1 year
€27k
2024 · €138k
Income taxes
€32k
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€245k€194k
Fixed assets21/28€189k€165k
Tangible fixed assets22/27€189k€165k
Land and buildings22€102k€98k
Plant, machinery and equipment23€925-
Furniture and vehicles24€86k€67k
Current assets29/58€56k€29k
Amounts receivable within one year40/41€15k€2k
Trade receivables40€15k€2k
Other amounts receivable41-€120
Cash at bank and in hand54/58€39k€24k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€245k€194k
Equity10/15€107k€167k
Contributions10/11€19k€19k=
Reserves13€89k€148k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€87k€146k
Amounts payable17/49€138k€27k
Amounts payable within one year42/48€138k€27k
Current portion of amounts payable after more than one year42€6k€2k
Trade debts44€288€216
Suppliers440/4€288€216
Taxes, remuneration and social security45€7k€4k
Taxes450/3€7k€4k
Other amounts payable47/48€125k€21k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k
Other operating charges640/8€2k€2k
Gross operating margin9900€147k€143k
Operating profit (loss)9901€117k€112k
Financial charges65/66B€391€439
Recurring financial charges65€391€439
Profit (loss) for the period before taxes9903€116k€112k
Income taxes67/77€30k€32k
Profit (loss) for the period9904€86k€80k
Profit (loss) for the period to be appropriated9905€86k€80k
Appropriation of the result
Profit (loss) to be appropriated9906€86k€80k
Transfer to equity691/2€36k€59k
To other reserves6921€36k€59k
Profit to be distributed694/7€50k€21k
Return on contributions (dividend)694€50k€21k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
09-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity triplescurrent ratio 1.06
Current ratio from 0.41 to 1.06; short-term debt falls from €138k to €27k.
30-09
Financial Equity above €150kEq €167k ▲55.1%
7 profitable years in a row build equity to €167k.
01-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2019net €86k ▲21.2%
Operating result €117k, net result €86k, both a record.
30-09
Financial Equity above €100kEq €107k ▲50.8%
6 profitable years in a row build equity to €107k.
25-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Liquidity doublescurrent ratio 5.18
Current ratio from 2.44 to 5.18; short-term debt falls from €27k to €19k.
30-09
Financial Equity above €100kEq €137k ▲38.1%
3 profitable years in a row build equity to €137k.
05-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
25-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 2 establishment units since 2018
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Straux (MER) 104280 Hannut
Ground area
3,587 m²
Building footprint
277 m²
Volume, LiDAR
512 m³
2 parcels, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DIEU CONSULT
Rue du Straux (MER) 10, 4280 HannutAgents specialised in the wholesale of other particular products
since 20182.279.553.151
DIEU Consult
Rue de Huy 100, 4280 HannutAgents specialised in the wholesale of other particular products
since 20222.324.749.906
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64049A0491/00D000 Wallonia 2,513 m² 1 · 183 m² -
64072A0071/00T002 Wallonia 1,074 m² 1 · 93 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,705 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-09-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.