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DIETER SCHWABE

Active
Private limited companyfounded 2006active for 20 yearsBondgenotenlaan 1, 8520 Kuurne, BelgiumKBO/BCE: BE 0879.672.808
Summary

The computed 12-month bankruptcy probability of DIETER SCHWABE is 1.7% (moderate). The 2025 annual accounts show negative equity (-€75,834) and a net result of -€1,703. Equity remains stable across the filed financial years (±1.8% per year). Its solvency ranks better than 5% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€7,778total assets 2025
Equity
-€75,834
Loss
-€1,703
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
2025 accounts filed 11 days late1 of 3 deeds summarised
Why 53raises riskLoss of €1,703 (financial year 2025)Negative equity -€75,834Liquidity: current ratio 0.08lowers riskSize: total assets €7,778Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -975.0% of total assets
Liquidity 0=
short-term debt 1075.0%
Profitability 7-51
return on assets -21.9%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.3 percentage points vs 06-2025 08-2025: 2.5%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -1.7 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.08, compared with 0.14 in 2024, below 1), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 1% on liquidity, 10% on profitability and 31% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €7,778
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €1,703 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€75,834
NBB · annual accounts
raises risk · Liquidity: current ratio 0.08
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€75,834
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
20 days late
2023
1 day early
2022
5 days early
2021
18 days early
2020
13 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €2,537

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€75,834 View
  • Caution: Among the weakest 5% on solvencysector median 46.8% · 34,678 companies -975.0% View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€7,778
Loss
-€1,703
Solvency
-975.0%
Total assets▼ 35.2%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2007
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 11-10-2023Resignation: Dieter SCHWABE (director)
  3. 26-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
28-02-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
First Monday of June at 20:00
Purpose
“Het uitvoeren van alle werkzaamheden welke verband houden met het plaatsen van centrale…” (deed in Dutch)
Go to Articles of association

Key facts about DIETER SCHWABE

What is the company number of DIETER SCHWABE?
0879.672.808. In Belgium the VAT number is the company number with BE in front: BE 0879.672.808.
Where is DIETER SCHWABE based?
The registered office is at Bondgenotenlaan 1, 8520 Kuurne.Company details
What does DIETER SCHWABE do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of DIETER SCHWABE?
Private limited company (BV).
When was DIETER SCHWABE founded?
On 28-02-2006.
Is DIETER SCHWABE still active?
Yes, DIETER SCHWABE is an active enterprise in the KBO register.
How many employees does DIETER SCHWABE have?
On average 0.5 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of DIETER SCHWABE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DIETER SCHWABE profitable?
In financial year 2025, DIETER SCHWABE made a loss of €1,703.
Where can I find the annual accounts of DIETER SCHWABE?
DIETER SCHWABE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIETER SCHWABE due?
By 31-07-2027, for financial year 2026.Timeline

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