DieSer
ActiveThe annual accounts of DieSer for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €19k and a net result of €-33k. Equity is shrinking by ~32.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 30% of 31662 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-25
Solvency54▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.71 against 1.04 in 2024; short-term debt: 70.7% and cash: 19.3% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
-49.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-33k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
44 d early
2023
55 d early
2022
41 d early
2021
25 d early
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 62.9%
2024 · €52k
2020: €53k
2021: €159k
2022: €229k
2023: €149k
2024: €52k
2020 → 2025
Total assets
€67k▼ 35.4%
2024 · €103k
2020: €82k
2021: €211k
2022: €272k
2023: €259k
2024: €103k
2020 → 2025
Net result
€-33k▲ 65.9%
2024 · €-96k
2020: €48k
2021: €106k
2022: €70k
2023: €80k
2024: €-96k
2020 → 2025
Working capital
€-14k
2024 · €2k
2020: €53k
2021: €159k
2022: €90k
2023: €20k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€229k▲ 44.2%€149k▼ 35.0%€52k▼ 64.9%€19k▼ 62.9%
Operating result€135k-€96k▼ 28.9%€103k▲ 7.8%€41k▼ 60.7%€-32k
Net result€106k-€70k▼ 33.6%€80k▲ 14.1%€-96k€-33k▲ 65.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €41k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€33k▼ 34.1%
Current assets
€33k▼ 36.6%
Equity and liabilities €67k
Equity
€19k▼ 62.9%
Debt
€47k▼ 7.0%
The debt ratio rises from 49.2% to 70.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-15k▼
2024 · €56k
Cash flow
€-16k▲
2024 · €-81k
Solvency
29.2%▼
2024 · 50.8%
Current ratio
0.71▼
2024 · 1.04
Quick ratio
0.71▼
2024 · 1.04
Debt / equity
2.43▲
2024 · 0.97
ROE
-169.5%▲
2024 · -184.5%
ROA
-49.4%▲
2024 · -93.7%
Interest coverage
-179.89▼
2024 · 2.98
Debt
€47k▼
2024 · €51k
Debt ≤ 1 year
€47k▼
2024 · €51k
Income taxes
€339▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€67k▼
Fixed assets21/28€50k€33k▼
Tangible fixed assets22/27€50k€33k▼
Plant, machinery and equipment23€653€185▼
Furniture and vehicles24€50k€33k▼
Current assets29/58€52k€33k▼
Amounts receivable within one year40/41€14k€19k▲
Trade receivables40€6k€18k▲
Other amounts receivable41€8k€661▼
Cash at bank and in hand54/58€36k€13k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€103k€67k▼
Equity10/15€52k€19k▼
Contributions10/11€5k€5k=
Reserves13€144k€144k=
Distributable reserves133€144k€144k=
Profit (loss) carried forward14€-96k€-129k▼
Amounts payable17/49€51k€47k▼
Amounts payable within one year42/48€51k€47k▼
Trade debts44€742€3k▲
Suppliers440/4€742€3k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€46k€43k▼
Accrued charges and deferred income492/3-€113
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€30k€0▼
Other operating charges640/8€623€1k▲
Gross operating margin9900€87k€-14k▼
Operating profit (loss)9901€41k€-32k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€130k€85▼
Recurring financial charges65€19k€85▼
Non-recurring financial charges66B€111k€0▼
Profit (loss) for the period before taxes9903€-89k€-33k▲
Income taxes67/77€7k€339▼
Profit (loss) for the period9904€-96k€-33k▲
Profit (loss) for the period to be appropriated9905€-96k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-129k▼
Profit (loss) brought forward from the previous period14P-€-96k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-96k ▼221%
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €229k ▲44.2%
3 profitable years in a row build equity to €229k.
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2020net €106k ▲120%
Operating result €135k, net result €106k, both a record.
30-06
Financial
Equity above €150kEq €159k ▲199%
2 profitable years in a row build equity to €159k.
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilgenstraat 812800 MechelenGround area
1,447 m²
Building footprint
182 m²
Volume, LiDAR
819 m³
Parcel 12403E0428/00L002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DieSer
since 20202.298.379.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0428/00L002 | Flanders | 1,447 m² | 1 · 182 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 30,282 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43230Insulation installation
43291Specialised construction activities
47527Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dieserbv@gmail.com