DIERICKX WALTER
ActiveThe annual accounts of DIERICKX WALTER for fiscal year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €42k and a net result of €-64k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 11210 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency43▼-19
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.11 against 7.69 in 2024; short-term debt: 20% and cash: 41.1% of total assets), but 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
-27%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
5 d early
2021
5 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 60.3%
2024 · €105k
2019: €36k
2020: €79k
2021: €104k
2022: €60k
2023: €103k
2024: €105k
2019 → 2025
Total assets
€235k▼ 16.9%
2024 · €283k
2019: €256k
2020: €320k
2021: €308k
2022: €228k
2023: €330k
2024: €283k
2019 → 2025
Net result
€-64k
2024 · €2k
2019: €-24k
2020: €61k
2021: €25k
2022: €-34k
2023: €43k
2024: €2k
2019 → 2025
Working capital
€146k▼ 30.2%
2024 · €210k
2019: €173k
2020: €218k
2021: €228k
2022: €148k
2023: €219k
2024: €210k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€60k▼ 42.4%€103k▲ 71.5%€105k▲ 2.4%€42k▼ 60.3%
Operating result€35k-€-39k€56k€9k▼ 83.5%€-64k
Net result€25k-€-34k€43k€2k▼ 94.2%€-64k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €64k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€42k▼ 0.5%
Current assets
€193k▼ 19.8%
Equity and liabilities €235k
Equity
€42k▼ 60.3%
Provisions
€146k=
Debt
€47k▲ 50.0%
The debt ratio rises from 11.1% to 20.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-50k▼
2024 · €20k
Cash flow
€-50k▼
2024 · €13k
Solvency
17.8%▼
2024 · 37.2%
Current ratio
4.11▼
2024 · 7.69
Quick ratio
2.49▼
2024 · 5.26
Debt / equity
1.12▲
2024 · 0.30
ROE
-151.7%▼
2024 · 2.4%
ROA
-27.0%▼
2024 · 0.9%
Interest coverage
-89.11▼
2024 · 4.20
Debt
€47k▲
2024 · €31k
Debt ≤ 1 year
€47k▲
2024 · €31k
Income taxes
€-529▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€235k▼
Fixed assets21/28€42k€42k▼
Tangible fixed assets22/27€42k€42k▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24€42k€29k▼
Other tangible fixed assets26-€12k
Current assets29/58€241k€193k▼
Stocks and contracts in progress3€76k€76k▲
Stocks30/36€76k€76k▲
Amounts receivable within one year40/41€23k€3k▼
Trade receivables40€11k€3k▼
Other amounts receivable41€12k€126▼
Cash at bank and in hand54/58€115k€97k▼
Deferred charges and accrued income490/1€27k€17k▼
Equity and liabilities
Total equity and liabilities10/49€283k€235k▼
Equity10/15€105k€42k▼
Contributions10/11€19k€19k=
Reserves13€87k€87k=
Distributable reserves133€87k€87k=
Profit (loss) carried forward14-€-64k
Provisions and deferred taxes16€146k€146k=
Provisions for liabilities and charges160/5€146k€146k=
Pensions and similar obligations160€146k€146k=
Amounts payable17/49€31k€47k▲
Amounts payable within one year42/48€31k€47k▲
Trade debts44€700€4k▲
Suppliers440/4€700€4k▲
Advances received on contracts in progress46€14k-
Taxes, remuneration and social security45€12k€739▼
Taxes450/3€12k€739▼
Other amounts payable47/48€5k€42k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€5k€9k▲
Gross operating margin9900€25k€-41k▼
Operating profit (loss)9901€9k€-64k▼
Financial income75/76B€754€56▼
Recurring financial income75€754€56▼
Financial charges65/66B€5k€558▼
Recurring financial charges65€5k€558▼
Profit (loss) for the period before taxes9903€5k€-64k▼
Income taxes67/77€3k€-529▼
Profit (loss) for the period9904€2k€-64k▼
Profit (loss) for the period to be appropriated9905€2k€-64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-64k▼
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-64k ▼2652%
Net result drops to €-64k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 7.69
Current ratio from 3.71 to 7.69; short-term debt falls from €81k to €31k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
30-06
Financial
Equity above €100kEq €103k ▲71.5%
Equity rises from €60k to €103k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €104k ▲32%
2 profitable years in a row build equity to €104k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 3902970 SchildeGround area
2,111 m²
Building footprint
354 m²
Volume, LiDAR
2,108 m³
2 parcels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Turnhoutsebaan 390, 2970 Schilde
since 20022.101.557.557
Turnhoutsebaan 425, 2970 Schilde
since 20192.288.462.701
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0530/00S007 | Flanders | 1,774 m² | 1 · 91 m² | 12.2 m · 3 fl. |
| 11039D0182/00D002 | Flanders | 336 m² | 1 · 263 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AXE CAR
BE 0896.094.017
Ukkel · Eq €42k
Cools Jabbeke
BE 0687.781.369
Jabbeke · Eq €42k
SAM MOTORS
BE 0782.615.497
Beveren-Kruibeke-Zwijndrecht · Eq €42k
Benny's Cars
BE 0892.451.369
Glabbeek · Eq €41k
RENT 4 LESS
BE 0475.169.742
Sint-Lambrechts-Woluwe · Eq €41k
Of 2,132 companies in sector 46711 we hold annual accounts for 1,126. 714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2001
Fiscal year end30-06
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45194
46713Wholesale trade
50103
50104
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.