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DIERENARTSENPRAKTIJK MALISART

Active
Private limited companyfounded 199828 yrs activeBastijnstraat 127, 2590 Berlaar, BelgiumKBO/BCE: BE 0463.354.647

DIERENARTSENPRAKTIJK MALISART has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €165k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 244 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 3.24 in 2024; short-term debt: 18.6% and cash: 51.3% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.5%
Return on assets
8.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
1 d early
2023
1 d early
2022
41 d early
2021
33 d early
2020
on the day
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.54M▲ 12.0%
2024 · €1.38M
2018: €793k 2019: €765k 2020: €754k 2021: €854k 2022: €1.03M 2023: €1.24M 2024: €1.38M
2018 → 2025
Total assets
€1.91M▲ 8.9%
2024 · €1.76M
2018: €1.42M 2019: €1.36M 2020: €1.31M 2021: €1.44M 2022: €1.53M 2023: €1.73M 2024: €1.76M
2018 → 2025
Net result
€165k▲ 22.7%
2024 · €135k
2018: €24k 2019: €-28k 2020: €-11k 2021: €100k 2022: €174k 2023: €238k 2024: €135k
2018 → 2025
Working capital
€910k▲ 17.1%
2024 · €777k
2018: €134k 2019: €63k 2020: €92k 2021: €268k 2022: €384k 2023: €649k 2024: €777k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€854k-€1.03M▲ 20.3%€1.24M▲ 20.8%€1.38M▲ 10.8%€1.54M▲ 12.0%
Operating result€160k-€254k▲ 59.1%€349k▲ 37.1%€195k▼ 44.1%€240k▲ 23.2%
Net result€100k-€174k▲ 74.4%€238k▲ 36.8%€135k▼ 43.4%€165k▲ 22.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €160k€160kNet result 2021: €100k€100kOperating result 2022: €254k€254kNet result 2022: €174k€174kOperating result 2023: €349k€349kNet result 2023: €238k€238kOperating result 2024: €195k€195kNet result 2024: €135k€135kOperating result 2025: €240k€240kNet result 2025: €165k€165k20212022202320242025
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.91M
Fixed assets €649k▲ 2.3%
Current assets €1.27M▲ 12.6%
Equity and liabilities €1.91M
Equity €1.54M▲ 12.0%
Debt €374k▼ 2.2%
The debt ratio falls from 21.7% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€352k
2024 · €324k
Cash flow
€277k
2024 · €263k
Solvency
80.5%
2024 · 78.3%
Current ratio
3.56
2024 · 3.24
Quick ratio
3.40
2024 · 3.13
Debt / equity
0.24
2024 · 0.28
ROE
10.7%
2024 · 9.8%
ROA
8.6%
2024 · 7.7%
Interest coverage
104.54
2024 · 101.91
Debt
€374k
2024 · €382k
Debt ≤ 1 year
€355k
2024 · €346k
Debt > 1 year
€8k
2024 · €30k
Income taxes
€73k
2024 · €58k
Staff costs
€64k
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.76M€1.91M
Fixed assets21/28€634k€649k
Tangible fixed assets22/27€634k€649k
Land and buildings22€481k€422k
Plant, machinery and equipment23€107k€115k
Furniture and vehicles24€38k€106k
Other tangible fixed assets26€8k€6k
Current assets29/58€1.12M€1.27M
Amounts receivable after more than one year29€24k€24k=
Other amounts receivable291€24k€24k=
Stocks and contracts in progress3€40k€59k
Stocks30/36€40k€59k
Amounts receivable within one year40/41€85k€157k
Trade receivables40€84k€156k
Other amounts receivable41€1k€1k
Cash at bank and in hand54/58€869k€982k
Deferred charges and accrued income490/1€105k€43k
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.91M
Equity10/15€1.38M€1.54M
Contributions10/11€6k€6k=
Reserves13€647k€812k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€646k€811k
Profit (loss) carried forward14€722k€722k=
Amounts payable17/49€382k€374k
Amounts payable after more than one year17€30k€8k
Financial debts170/4€30k€8k
Amounts payable within one year42/48€346k€355k
Current portion of amounts payable after more than one year42€21k€21k
Trade debts44€18k€53k
Suppliers440/4€18k€53k
Taxes, remuneration and social security45€55k€54k
Taxes450/3€38k€36k
Remuneration and social security454/9€17k€17k
Other amounts payable47/48€252k€227k
Accrued charges and deferred income492/3€6k€10k
Income statement Code20242025
Non-recurring operating income76A€36k€0
Remuneration, social security and pensions62€62k€64k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€112k
Other operating charges640/8€10k€9k
Non-recurring operating charges66A€0-
Gross operating margin9900€395k€426k
Operating profit (loss)9901€195k€240k
Financial income75/76B€425€1k
Recurring financial income75€425€1k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€192k€238k
Income taxes67/77€58k€73k
Profit (loss) for the period9904€135k€165k
Profit (loss) for the period to be appropriated9905€135k€165k
Appropriation of the result
Profit (loss) to be appropriated9906€856k€887k
Profit (loss) brought forward from the previous period14P€722k€722k=
Transfer from equity791/2€0-
Transfer to equity691/2€135k€165k
To other reserves6921€135k€165k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.81.0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Highest result since 2018net €238k ▲36.8%
Operating result €349k, net result €238k, both a record.
20-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Equity above €1MEq €1.03M ▲20.3%
2 profitable years in a row build equity to €1.03M.
28-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €100k
Net result €100k after 2 loss-making years.
30-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Weakest financial yearnet €-28k ▼216%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bastijnstraat 1272590 Berlaar
Ground area
5,369 m²
Building footprint
253 m²
Volume, LiDAR
1,215 m³
Parcel 12002A0590/00E000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bastijnstraat 127, 2590 Berlaar
NACE 85200
since 19982.290.249.083
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12002A0590/00E000 Flanders 5,369 m² 1 · 253 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 768 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-05-1998
Fiscal year end30-09
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.