Dienstenwaaier

Active

Cooperative companyfounded 20232 yrs activeKloosterstraat 4, 1020 Brussel, BelgiumKBO/BCE: BE 1002.358.507

Dienstenwaaier has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €519. Its solvency ranks better than 89% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

82 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability45▼-55

Solvency100=

Growth32

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 11.13 against 5.04 in 2024; short-term debt: 9% and cash: 49.2% of total assets), and 9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

91%

Return on assets

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

71 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€16k▼ 13.8%

2024 · €19k

2024: €19k

2024 → 2025

Total assets

€18k▼ 24.1%

2024 · €23k

2024: €23k

2024 → 2025

Net result

€519▼ 92.0%

2024 · €7k

2024: €7k

2024 → 2025

Working capital

€16k▼ 13.8%

2024 · €19k

2024: €19k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€19k-€16k▼ 13.8%

Operating result€10k-€2k▼ 80.8%

Net result€7k-€519▼ 92.0%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 81% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €18k

91.0%

Equity €16k▼ 13.8%

Debt €2k▼ 65.7%

The debt ratio falls from 19.9% to 9.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

Solvency

91.0%▲

2024 · 80.1%

Current ratio

11.13▲

2024 · 5.04

Quick ratio

11.13▲

2024 · 5.04

Debt / equity

0.10▼

2024 · 0.25

ROE

3.3%▼

2024 · 35.2%

ROA

3.0%▼

2024 · 28.2%

Debt

€2k▼

2024 · €5k

Debt ≤ 1 year

€2k▼

2024 · €5k

Income taxes

€1k▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€23k€18k▼

Current assets29/58€23k€18k▼

Amounts receivable within one year40/41€6k€5k▼

Trade receivables40€2k€5k▲

Other amounts receivable41€3k€458▼

Cash at bank and in hand54/58€17k€9k▼

Deferred charges and accrued income490/1€144€3k▲

Equity and liabilities

Total equity and liabilities10/49€23k€18k▼

Equity10/15€19k€16k▼

Contributions10/11€12k€10k▼

Outside capital11€12k€10k▼

Share premium1100/10€12k€10k▼

Reserves13€7k€6k▼

Distributable reserves133€7k€6k▼

Amounts payable17/49€5k€2k▼

Amounts payable within one year42/48€5k€2k▼

Financial debts43€1k€1k▲

Credit institutions430/8€1k€1k▲

Trade debts44€804-

Suppliers440/4€804-

Taxes, remuneration and social security45€3k€455▼

Taxes450/3€3k€455▼

Income statement Code20242025

Other operating charges640/8€772€400▼

Gross operating margin9900€10k€2k▼

Operating profit (loss)9901€10k€2k▼

Financial charges65/66B€57€86▲

Recurring financial charges65€57€86▲

Profit (loss) for the period before taxes9903€9k€2k▼

Income taxes67/77€3k€1k▼

Profit (loss) for the period9904€7k€519▼

Profit (loss) for the period to be appropriated9905€7k€519▼

Appropriation of the result

Profit (loss) to be appropriated9906€7k€519▼

Transfer from equity791/2-€680

Transfer to equity691/2€7k€519▼

To other reserves6921€7k€519▼

Profit to be distributed694/7-€680

Other beneficiaries697-€680

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 31 days late

2025

31-12

Financial Liquidity doublescurrent ratio 11.13

Current ratio from 5.04 to 11.13; short-term debt falls from €5k to €2k.

21-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-06-2025 Resigned as Director

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kloosterstraat 41020 Brussel

Ground area

111 m²

Building footprint

69 m²

Volume, LiDAR