Equity
Equity fell by 84% in 5 years.
Equity fell by 84% in 5 years.
Every financial year from 2021 to 2025 closed with a loss. 2023 was the heaviest.
Of this, €780,297 falls due within a year.
Green is investment, beige is depreciation. Land and buildings stand 308.6% higher than in 2024.
2 restructurings since 2024. Latest: merger with DIENSTENCHEQUES@KRISTA.
Lower net result than 95% of companies in households as employers. Sector median €28,954 · 42 companies.
The dashed line is the sector median: 0.3% across 15 companies (NACE 97, medium-sized).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 97). It does better than 54% of them on solvency, 52% on liquidity, 5% on profitability and 15% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,608 companies had the same profile as Dienstenthuis Limburg has now. Each dot stands for 5 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Dienstenthuis Limburg itself is lower: 0.6% within 12 months. It rests on far more data about Dienstenthuis Limburg than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,608 companies, not a prediction for Dienstenthuis Limburg. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.72 (0.97 in 2024), below 1. Short-term debt is 76.3% and cash 35.8% of total assets. 76.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 19 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| Dienstenthuis Limburg Antwerp | - | - | 23.2% | 120.8 |
| Clean My House Wallonie Waterloo | - | - | 1.3% | 162.9 |
| I.L.&C.-TITRES SERVICES-AGENCES DU LUXEMBOURG Tubize | €5.7m | 5.0% | -81.6% | 167.1 |
| I.L. & C. TITRES SERVICES-AGENCE DE NAMUR Tubize | €8.2m | 2.3% | 3.0% | 208.2 |
| I.L. & C.-TITRES SERVICES-AGENCE DE BRUXELLES Tubize | €3.4m | 2.6% | 13.3% | 94.6 |
| CLEANING TICKETS WALLONIE Aywaille | - | - | 12.4% | 206.3 |
| CLEANING TICKETS Aywaille | - | - | 27.9% | 65.8 |
These companies have the same main activity as Dienstenthuis Limburg: households as employers of domestic personnel (NACE 97000). They are comparable in size and age: total assets between €567,000 and €1.4m, founded between 2005 and 2007.
Dienstenthuis Limburg files the abbreviated format. That format states no turnover. The gross margin rose from €426,799 in 2007 to €4.2m in 2025.
KOMEET holds all the shares. In September 2022, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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