Dienstencheque Onderneming Waregem
ActiveFrom the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Dienstencheque Onderneming Waregem has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329,683 and a net result of -€13,903. Equity has been shrinking by about 5.4% per year since 2018. Its solvency ranks better than 90% of 382 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 29-03-1995 Normal situation
- Legal form
- Non-profit association
- Registered office
- Windhoek 17, 8790 Waregem
- Activity
- Personal service activities NACE 96910
- Establishment unit
- 2.157.880.707 8790 Waregem, since 12-12-2006
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Amez VeroniqueDirector
- Becquart NancyDirector
- Chanterie KristofDirector
- Dejaeghere Marie-JeanneDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €595,817
- ▲ 8.3%
- Turnover
- ≈ €680,000
- estimated
- Deficit
- €13,903
- ▼ 8.1%
- Equity
- €329,683
- ▼ 4.0%
- Total assets
- €396,506
- ▼ 4.4%
- Staff
- 14.5 FTE
- ▼ 3.3%
Score breakdownraises riskLoss of €13,903, the second in a row (financial year 2025)lowers riskLegal form: non-profit associationLiquidity: current ratio 5.83, cash €97,855Equity €329,683 (83.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, small). It does better than 92% of them on solvency, 83% on liquidity, 15% on profitability and 29% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, full format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 25-06-2026
- Format
- full format
- Reference
- 2026-00205711
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €15,469, smaller than the loss of €16,592 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Personal service activities (NACE 96). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Companies with the same profile, two years later
Historical observationIn July 2024, 8,617 companies had the same profile as Dienstencheque Onderneming Waregem has now. Two years later, 0.4% had gone bankrupt and 94.2% were still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Dienstencheque Onderneming Waregem itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Dienstencheque Onderneming Waregem. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €576,447 | €588,062 | €594,404 | €563,280 | €606,863 | ▲ 7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4,792 | €1,787 | €1,844 | €4,139 | €4,139 | €3,226 | €3,601 | ▲ 11.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | - | €213 | - |
| Other operating charges640/8 | - | - | - | - | - | €3,000 | €247 | €609 | ▲ 147% |
| Gross operating margin9900 | €471,862 | €597,311 | €531,924 | €563,892 | €531,307 | €574,367 | €550,162 | €595,817 | ▲ 8.3% |
| Operating profit (loss)9901 | -€27,715 | -€29,772 | €2,193 | -€14,398 | -€60,895 | -€27,175 | -€16,592 | -€15,469 | ▲ 6.8% |
| Financial income75/76B | - | - | - | €381 | - | €910 | €2,932 | €2,629 | ▼ 10.3% |
| Recurring financial income75 | €648 | €1,275 | €435 | €381 | - | €910 | €2,932 | €2,629 | ▼ 10.3% |
| Financial charges65/66B | - | - | - | €85 | €1 | €206 | €1,189 | €275 | ▼ 76.9% |
| Recurring financial charges65 | €5 | €0 | €56 | €0 | €1 | €206 | €241 | €275 | ▲ 14.2% |
| Non-recurring financial charges66B | - | - | - | €85 | - | - | €949 | - | - |
| Profit (loss) for the period before taxes9903 | -€27,073 | -€28,497 | €2,659 | -€14,103 | -€60,895 | -€26,471 | -€14,849 | -€13,115 | ▲ 11.7% |
| Income taxes67/77 | - | - | €65 | €7 | - | - | €282 | €789 | ▲ 179% |
| Profit (loss) for the period9904 | -€27,073 | -€28,750 | €2,594 | -€14,110 | -€60,895 | -€26,471 | -€15,131 | -€13,903 | ▲ 8.1% |
| Profit (loss) for the period to be appropriated9905 | -€27,073 | -€28,750 | €2,594 | -€14,110 | -€60,895 | -€26,471 | -€15,131 | -€13,903 | ▲ 8.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €528,684 | €572,987 | €512,383 | €509,249 | €457,096 | €435,904 | €414,612 | €396,506 | ▼ 4.4% |
| Fixed assets21/28 | - | €7,946 | €5,847 | €17,872 | €13,734 | €9,595 | €6,369 | €6,891 | ▲ 8.2% |
| Tangible fixed assets22/27 | - | €7,946 | €5,847 | €17,872 | €13,734 | €9,595 | €6,369 | €6,891 | ▲ 8.2% |
| Plant, machinery and equipment23 | - | - | - | €17,872 | €13,734 | €9,595 | €6,369 | €4,431 | ▼ 30.4% |
| Furniture and vehicles24 | - | - | - | - | - | - | - | €2,460 | - |
| Current assets29/58 | €528,684 | €565,041 | €506,536 | €491,377 | €443,363 | €426,309 | €408,244 | €389,615 | ▼ 4.6% |
| Amounts receivable within one year40/41 | €66 | €189 | €663 | €256 | €566 | €3,383 | €15,058 | €31,083 | ▲ 106% |
| Trade receivables40 | - | - | - | €189 | €213 | €213 | €213 | - | - |
| Other amounts receivable41 | - | - | - | €67 | €353 | €3,170 | €14,845 | €31,083 | ▲ 109% |
| Current investments50/53 | €484,489 | €405,730 | €385,343 | €385,385 | €400,384 | €250,461 | €250,000 | €250,000 | = |
| Cash at bank and in hand54/58 | €23,669 | €136,312 | €93,769 | €88,387 | €21,551 | €136,503 | €127,686 | €97,855 | ▼ 23.4% |
| Deferred charges and accrued income490/1 | - | - | - | €17,349 | €20,861 | €35,962 | €15,500 | €10,676 | ▼ 31.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €528,684 | €572,987 | €512,383 | €509,249 | €457,096 | €435,904 | €414,612 | €396,506 | ▼ 4.4% |
| Equity10/15 | €477,188 | €457,600 | €460,194 | €446,084 | €385,188 | €358,717 | €343,586 | €329,683 | ▼ 4.0% |
| Contributions10/11 | - | - | - | - | - | - | €463,357 | €463,357 | = |
| Capital10 | - | - | - | - | - | - | €463,357 | €463,357 | = |
| Reserves13 | - | - | - | €119,328 | €119,328 | €119,328 | €119,328 | €119,328 | = |
| Profit (loss) carried forward14 | -€96,336 | -€125,085 | -€122,491 | -€136,602 | -€197,497 | -€223,968 | -€239,099 | -€253,002 | ▼ 5.8% |
| Amounts payable17/49 | €51,496 | €115,387 | €52,189 | €63,165 | €71,908 | €77,187 | €71,026 | €66,823 | ▼ 5.9% |
| Amounts payable within one year42/48 | €51,496 | €115,387 | €52,189 | €63,165 | €70,899 | €77,187 | €71,026 | €66,823 | ▼ 5.9% |
| Trade debts44 | €15,100 | €41,588 | €7,079 | €8,063 | €17,168 | €17,769 | €6,937 | €746 | ▼ 89.2% |
| Suppliers440/4 | - | - | - | €8,063 | €17,168 | €17,769 | €6,937 | €746 | ▼ 89.2% |
| Taxes, remuneration and social security45 | - | - | - | €55,102 | €53,732 | €59,418 | €64,089 | €66,077 | ▲ 3.1% |
| Taxes450/3 | - | - | - | €5,638 | €5,400 | €4,783 | - | €5,552 | - |
| Remuneration and social security454/9 | - | - | - | €49,465 | €48,331 | €54,636 | €64,089 | €60,525 | ▼ 5.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,009 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,073 | -€28,750 | €2,594 | -€14,110 | -€60,895 | -€26,471 | -€15,131 | -€13,903 | ▲ 8.1% |
| + Depreciation and write-downs630 | - | €4,792 | €1,787 | €1,844 | €4,139 | €4,139 | €3,226 | €3,601 | ▲ 11.6% |
| Operating cash flow (approximation) | -€27,073 | -€23,958 | €4,381 | -€12,266 | -€56,756 | -€22,332 | -€11,905 | -€10,303 | ▲ 13.5% |
| Investment in fixed assets (approximation) | - | - | €312 | -€13,870 | €0 | €0 | €0 | -€4,123 | - |
| Change in cash | - | €112,642 | -€42,543 | -€5,382 | -€66,836 | €114,952 | -€8,817 | -€29,831 | ▼ 238% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 25-06-2026 | 2026-00205711 | NBB |
| 31-12-2024 | abbreviated format | 01-07-2025 | 2025-00223881 | |
| 31-12-2023 | abbreviated format | 25-06-2024 | 2024-00166200 | |
| 31-12-2022 | abbreviated format | 20-07-2023 | 2023-00255488 | |
| 31-12-2021 | abbreviated format | 01-07-2022 | 2022-20137518 | |
| 31-12-2020 | abbreviated format | 21-06-2021 | 2021-23400476 | |
| 31-12-2019 | abbreviated format | 12-06-2020 | 2020-17000289 | |
| 31-12-2018 | abbreviated format | 22-07-2019 | 2019-36200227 | |
| 31-12-2017 | abbreviated format | 27-03-2018 | 2018-08600471 | |
| 31-12-2016 | abbreviated format | 05-04-2017 | 2017-09100268 |
Comparable companies
These companies have the same main activity as Dienstencheque Onderneming Waregem: personal service activities (NACE 96910). They are comparable in size and age: total assets between €259,000 and €564,000, founded between 1992 and 1996.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|---|
| Dienstencheque Onderneming Waregem Waregem | 1995 | €396,506 | €329,683 | €595,817 | - | -€13,903 | 14.5 | 2025 |
| DIENSTENONDERNEMING LICHTERVELDE Lichtervelde | 1994 | €286,046 | €197,760 | €549,531 | - | €351 | 18.3 | 2025 |
| Dienstenbedrijf K-ei-rein in Kruisem Kruisem | 1996 | €286,714 | €203,816 | €634,156 | - | -€41,718 | 18.6 | 2025 |
| AGENCE LOCALE POUR L'EMPLOI DE SOUMAGNE Soumagne | 1994 | €406,938 | €174,353 | €721,338 | - | -€20,024 | 24.1 | 2025 |
| DE MUTSAERD Sint-Truiden | 1992 | €563,547 | €158,573 | €475,998 | - | €16,894 | 15.3 | 2025 |
| Ferm Dienstenonderneming Leuven | 1996 | €401,830 | €276,345 | €394,596 | €443,014 | -€45,172 | 11.3 | 2025 |
| Cagi Lummen | 1996 | €259,423 | €1,746 | €419,894 | - | -€17,459 | 18.8 | 2025 |
They were chosen from the 634 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Subsidies and aid
Flemish government
2022 to 2025 · 16 entries · €1.5m awarded · €1.5m paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 4 | €391,106 | €390,140 |
| 2024 | 4 | €359,382 | €358,687 |
| 2023 | 4 | €380,205 | €382,617 |
| 2022 | 4 | €342,090 | €339,285 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Amez Veronique |
|
| Becquart Nancy |
|
| Chanterie Kristof |
|
| Dejaeghere Marie-Jeanne |
|
| Godefroid Jules |
|
| Ravelingien Kathleen |
|
| Vanackere Christ |
|
| Vandenabeele Nancy |
|
| José Deschamps |
|
The board according to the articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- One provision in the deed
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- One provision in the deed
Articles of association, deed of 04-09-2023 (in Dutch)
Owners and capital
Owners
This non-profit association has no shareholders or capital.
Members according to the articles of association
- Membership ruleThe articles set who can become a member or partner, and on what terms.
- “Gewone meerderheid, werkelijke leden”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Bijdragen, geen enkele bijdrage verschuldigd gedurende lidmaatschap”“Schriftelijke machtiging aan ander stemgerechtigd lid, samenstelling algemene vergadering”“Voorzitter, voorzitter algemene vergadering”“Bevoegdheden algemene vergadering”“Zetel of plaats in oproeping, bijeenroeping algemene vergadering”“Oproeping algemene vergadering, 15 dagen vooraf”21 more provisions in the deed, see the deed of 04-09-2023
Articles of association, deed of 04-09-2023 (in Dutch)
Group and network
Connections & network
8 current directorsThe network starts from the directors of Dienstencheque Onderneming Waregem. Every other company they run is a node.
History
Acts, filings and financial milestones
04-09
Gazette deed
Amendment of the articles · NameGeneral meeting2 points ▸
- Other provision, “Title 5 Budget Accounts Control, art. 3:47 e.v.” (deed in Dutch)
- General meeting, 21-06-2023
29-07
Gazette deed
Resignation: José Deschamps (director)2 points ▸
- General meeting, 24-11-2021
- Director resignation, José Deschamps (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20253 activities
- De activiteiten omvatten het aanbieden van huishoudelijke hulp en strijkerı buitenshuis, binnen het stelsel van de dienstencheques.
- De vereriiging is bevoegd allerhande overeenkomsten af te sluiten en promotieacties te ondermemen en dit alles in functie van de realisatie van de doelstellingen.
- Zij kan alle roerende en onroerende goederen die zij voor het verwezenlijken van haar doel nodig heeft, bezitten of verkrijgen en er alle zakelijke rechten op uitoefenen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Recognitions · licences · registrations
Recognised service-voucher company
1 live approval · 1 municipalityEnvironmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34040C0229/00W002 | Flanders | 2,420 m² | 1 · 884 m² | 7.6 m · 2 |