DIENSTENCHEQUE ONDERNEMING LO-RENINGE
ActiveDIENSTENCHEQUE ONDERNEMING LO-RENINGE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191k and a net result of €-10k. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▼-62
Solvency90▲+3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.64 in 2023; short-term debt: 34.3% and cash: 45.4% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64.5%
Return on assets
-3.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
26 d early
2022
101 d early
2021
76 d early
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€191k▼ 5.0%
2023 · €201k
2018: €209k
2019: €206k
2020: €211k
2021: €210k
2022: €183k
2023: €201k
2018 → 2024
Total assets
€296k▼ 8.5%
2023 · €323k
2018: €319k
2019: €304k
2020: €301k
2021: €296k
2022: €255k
2023: €323k
2018 → 2024
Net result
€-10k
2023 · €18k
2018: €-5k
2019: €-3k
2020: €6k
2021: €-2k
2022: €-27k
2023: €18k
2018 → 2024
Working capital
€194k▼ 3.2%
2023 · €200k
2018: €212k
2019: €207k
2020: €212k
2021: €211k
2022: €183k
2023: €200k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€211k-€210k▼ 0.8%€183k▼ 12.9%€201k▲ 9.9%€191k▼ 5.0%
Operating result€6k-€-2k€-27k▼ 1,507%€18k€-11k
Net result€6k-€-2k€-27k▼ 1,506%€18k€-10k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €11k after €18k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €296k
Fixed assets
€792▼ 27.4%
Current assets
€295k▼ 8.4%
Equity and liabilities €296k
Equity
€191k▼ 5.0%
Debt
€105k▼ 14.1%
The debt ratio falls from 37.8% to 35.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2023 · €18k
Cash flow
€-10k▼
2023 · €18k
Solvency
64.5%▲
2023 · 62.2%
Current ratio
2.91▲
2023 · 2.64
Quick ratio
2.91▲
2023 · 2.64
Debt / equity
0.55▼
2023 · 0.61
ROE
-5.3%▼
2023 · 9.0%
ROA
-3.4%▼
2023 · 5.6%
Interest coverage
-50.72▼
2023 · 78.87
Debt
€105k▼
2023 · €122k
Debt ≤ 1 year
€101k▼
2023 · €122k
Income taxes
€219▲
2023 · €191
Staff costs
€783k▼
2023 · €822k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€323k€296k▼
Fixed assets21/28€1k€792▼
Tangible fixed assets22/27€1k€792▼
Furniture and vehicles24€1k€792▼
Current assets29/58€322k€295k▼
Amounts receivable within one year40/41€96k€60k▼
Trade receivables40€96k€60k▼
Other amounts receivable41€130-
Current investments50/53-€100k
Cash at bank and in hand54/58€226k€134k▼
Deferred charges and accrued income490/1€584€622▲
Equity and liabilities
Total equity and liabilities10/49€323k€296k▼
Equity10/15€201k€191k▼
Reserves13€210k€210k=
Profit (loss) carried forward14€-9k€-19k▼
Amounts payable17/49€122k€105k▼
Amounts payable within one year42/48€122k€101k▼
Trade debts44€29k€12k▼
Suppliers440/4€29k€12k▼
Advances received on contracts in progress46-€71
Taxes, remuneration and social security45€93k€89k▼
Taxes450/3€117-
Remuneration and social security454/9€93k€89k▼
Accrued charges and deferred income492/3€141€4k▲
Income statement
Code20232024
Remuneration, social security and pensions62€822k€783k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€300€300=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€841k€774k▼
Operating profit (loss)9901€18k€-11k▼
Financial income75/76B€637€1k▲
Recurring financial income75€637€1k▲
Financial charges65/66B€232€208▼
Recurring financial charges65€232€208▼
Profit (loss) for the period before taxes9903€18k€-10k▼
Income taxes67/77€191€219▲
Profit (loss) for the period9904€18k€-10k▼
Profit (loss) for the period to be appropriated9905€18k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-19k▼
Profit (loss) brought forward from the previous period14P€-27k€-9k▲
Social balance
Average headcount (FTE)908723.221.4▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-10
State Gazette act
Board meeting · Demerger
Accounting effect · Corporate purpose
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €201k ▲9.9%
Equity rises from €183k to €201k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 47 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-08-2025
Joseph JONCKHEERE: Resigned as Director
16-06-2025
D'Halluin Nadine: Resigned as Director
16-06-2025
Masson Marie-Rose: Resigned as Director
16-06-2025
Pattyn Hans: Resigned as Director
28-01-2025
De Brée Stéphane: Resigned as Director
28-01-2025
DE BYSER Dirk: Resigned as Director
31-12-2017
Caroline Van Cauwenberghe: Resigned as Director
31-12-2017
Eline Vansteelandt: Resigned as Director
31-12-2017
Vera Tratsaert: Resigned as Director
20-01-2014
Gilbert Dewaele: Resigned as Director
20-01-2014
Godelieve Tyvaert: Resigned as Director
20-01-2014
Lena Merlevede: Resigned as Director
20-01-2014
Liesbeth Dewispelaere: Resigned as Director
20-01-2014
Monique Bertier: Resigned as Director
20-01-2014
Paula Vanheule: Resigned as Director
20-01-2014
Vermeersch, Françoise: Resigned as Director
23-03-2010
Ghislain van Damme: Resigned as Director
Location & real-estate footprint
Registered office, Lo-Reninge
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogebrugstraat 68647 Lo-ReningeGround area
237 m²
Building footprint
142 m²
Parcel 32014C0224/02V003, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32014C0224/02V003 | Flanders | 237 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:Godtsvelde
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 2,158,718 EUR awarded · 2,157,258 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 524,509 EUR | 524,746 EUR |
| 2024 | 2 | 547,959 EUR | 548,031 EUR |
| 2023 | 3 | 567,964 EUR | 567,962 EUR |
| 2022 | 3 | 518,286 EUR | 516,519 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Vlaams opleidingsverlof (VOV)
Recognitions: source did not answer, try again later.
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded28-02-1996
Fiscal year end31-12
Abbreviation NL
DCO LO-RENINGE
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.