DIDIER DECOR
ActiveSummary
DIDIER DECOR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,875 and a net result of -€9,388. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 79% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-13
Solvency99▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.75 against 2.66 in 2024; short-term debt: 23% and cash: 36.1% of total assets), and 26.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
-9.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-04-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
31 d early
2023
28 d early
2022
25 d early
2021
25 d early
2020
24 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 4 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€72,875▼ 11.4%
2024 · €82,263
Total assets
€98,705▼ 25.2%
2024 · €131,879
Net result
-€9,388
2024 · €1,091
Working capital
€16,952▼ 55.2%
2024 · €37,858
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,540▼ 63.7%€14,340▲ 305%€28,129▲ 96.1%€3,318▼ 88.2%-€9,042
Net result€1,690within the sector's middle half▼ 76.1%€11,006within the sector's middle half▲ 551%€19,853within the sector's middle half▲ 80.4%€1,091within the sector's middle half▼ 94.5%-€9,388below the sector's middle half
Equity€75,407within the sector's middle half▲ 0.1%€79,700within the sector's middle half▲ 5.7%€82,838within the sector's middle half▲ 3.9%€82,263within the sector's middle half▼ 0.7%€72,875within the sector's middle half▼ 11.4%
Total assets€115,727within the sector's middle half▼ 14.5%€133,540within the sector's middle half▲ 15.4%€138,209within the sector's middle half▲ 3.5%€131,879within the sector's middle half▼ 4.6%€98,705within the sector's middle half▼ 25.2%
Debt€21,154▼ 47.6%€34,674▲ 63.9%€36,206▲ 4.4%€30,450▼ 15.9%€25,830▼ 15.2%
Working capital€53,953within the sector's middle half▲ 9.3%€43,979within the sector's middle half▼ 18.5%€30,977within the sector's middle half▼ 29.6%€37,858within the sector's middle half▲ 22.2%€16,952within the sector's middle half▼ 55.2%
Solvency65.2%within the sector's middle half▲ 9.5pp59.7%within the sector's middle half▼ 5.5pp59.9%within the sector's middle half▲ 0.3pp62.4%within the sector's middle half▲ 2.4pp73.8%above the sector's middle half▲ 11.5pp
Current ratio4.46above the sector's middle half▲ 1.802.99within the sector's middle half▼ 1.482.37within the sector's middle half▼ 0.622.66within the sector's middle half▲ 0.301.75within the sector's middle half▼ 0.92
Return on assets (ROA)1.5%within the sector's middle half▼ 3.8pp8.2%within the sector's middle half▲ 6.8pp14.4%within the sector's middle half▲ 6.1pp0.8%within the sector's middle half▼ 13.5pp-9.5%below the sector's middle half▼ 10.3pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,042 after €3,318 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,705
Fixed assets
€59,018 ▼ 17.2%
Current assets
€39,687 ▼ 34.5%
Equity and liabilities €98,705
Equity
€72,875 ▼ 11.4%
Provisions
€0 ▼ 100%
Debt
€25,830 ▼ 15.2%
Debt's share of the balance-sheet total rises from 23.1% to 26.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,842▼
2024 · €18,832
Cash flow
€6,497▼
2024 · €16,604
Quick ratio
1.67▼
2024 · 2.60
Debt to equity
0.35▼
2024 · 0.37
ROE
-12.9%▼
2024 · 1.3%
Interest coverage
18.91▲
2024 · 15.43
Debt ≤ 1 year
€22,735▼
2024 · €22,751
Debt > 1 year
€3,095▼
2024 · €7,023
Income taxes
€379▼
2024 · €1,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €215 | €1,863 | €22,907 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,584 | €5,119 | €14,006 | €15,513 | €15,884 | ▲ 2.4% |
| Other operating charges640/8 | €925 | €1,369 | €1,632 | €1,187 | €1,112 | ▼ 6.3% |
| Non-recurring operating charges66A | - | - | - | - | €638 | - |
| Gross operating margin9900 | €16,049 | €20,828 | €43,767 | €20,018 | €8,593 | ▼ 57.1% |
| Operating profit (loss)9901 | €3,540 | €14,340 | €28,129 | €3,318 | -€9,042 | ▼ 372% |
| Financial income75/76B | €18 | €152 | €127 | €358 | €396 | ▲ 10.4% |
| Recurring financial income75 | €18 | €152 | €127 | €358 | €396 | ▲ 10.4% |
| Financial charges65/66B | €291 | €389 | €759 | €1,221 | €362 | ▼ 70.4% |
| Recurring financial charges65 | €291 | €389 | €759 | €1,221 | €362 | ▼ 70.4% |
| Profit (loss) for the period before taxes9903 | €3,267 | €14,103 | €27,497 | €2,456 | -€9,009 | ▼ 467% |
| Transfer from deferred taxes780 | €408 | - | - | - | - | - |
| Income taxes67/77 | €1,985 | €3,097 | €7,645 | €1,365 | €379 | ▼ 72.2% |
| Profit (loss) for the period9904 | €1,690 | €11,006 | €19,853 | €1,091 | -€9,388 | ▼ 960% |
| Transfer from tax-exempt reserves789 | €792 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €2,482 | €11,006 | €19,853 | €1,091 | -€9,388 | ▼ 960% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €115,727 | €133,540 | €138,209 | €131,879 | €98,705 | ▼ 25.2% |
| Fixed assets21/28 | €46,197 | €67,413 | €84,583 | €71,270 | €59,018 | ▼ 17.2% |
| Tangible fixed assets22/27 | €46,197 | €67,413 | €84,583 | €71,270 | €59,018 | ▼ 17.2% |
| Land and buildings22 | €45,060 | €40,317 | €40,436 | €36,262 | €32,352 | ▼ 10.8% |
| Plant, machinery and equipment23 | - | - | - | €1,832 | €4,073 | ▲ 122% |
| Furniture and vehicles24 | €1,137 | €27,095 | €44,146 | €33,176 | €22,593 | ▼ 31.9% |
| Current assets29/58 | €69,530 | €66,127 | €53,626 | €60,609 | €39,687 | ▼ 34.5% |
| Stocks and contracts in progress3 | €1,881 | €1,538 | €1,556 | €1,370 | €1,608 | ▲ 17.4% |
| Stocks30/36 | €1,881 | €1,538 | €1,556 | €1,370 | €1,608 | ▲ 17.4% |
| Amounts receivable within one year40/41 | €6,017 | €24,129 | €380 | €1,352 | €1,140 | ▼ 15.7% |
| Trade receivables40 | €5,936 | €3,995 | - | - | - | - |
| Other amounts receivable41 | €81 | €20,134 | €380 | €1,352 | €1,140 | ▼ 15.7% |
| Current investments50/53 | €47,000 | €21,000 | €34,056 | €42,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €12,290 | €17,466 | €15,951 | €14,298 | €35,648 | ▲ 149% |
| Deferred charges and accrued income490/1 | €2,342 | €1,993 | €1,684 | €1,590 | €1,291 | ▼ 18.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €115,727 | €133,540 | €138,209 | €131,879 | €98,705 | ▼ 25.2% |
| Equity10/15 | €75,407 | €79,700 | €82,838 | €82,263 | €72,875 | ▼ 11.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €56,807 | €61,100 | €64,238 | €63,663 | €54,275 | ▼ 14.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Distributable reserves133 | €52,447 | €56,740 | €61,738 | €61,163 | €51,775 | ▼ 15.3% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €19,166 | €19,166 | €19,166 | €19,166 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | €19,166 | €19,166 | €19,166 | €19,166 | €0 | ▼ 100% |
| Pensions and similar obligations160 | - | - | - | €19,166 | €0 | ▼ 100% |
| Other liabilities and charges164/5 | €19,166 | €19,166 | €19,166 | - | - | - |
| Amounts payable17/49 | €21,154 | €34,674 | €36,206 | €30,450 | €25,830 | ▼ 15.2% |
| Amounts payable after more than one year17 | €5,577 | €12,526 | €13,457 | €7,023 | €3,095 | ▼ 55.9% |
| Financial debts170/4 | €5,577 | €12,526 | €13,457 | €7,023 | €3,095 | ▼ 55.9% |
| Amounts payable within one year42/48 | €15,577 | €22,148 | €22,649 | €22,751 | €22,735 | ▼ 0.1% |
| Current portion of amounts payable after more than one year42 | €5,068 | €8,051 | €6,682 | €6,434 | €3,927 | ▼ 39.0% |
| Trade debts44 | €5,280 | €4,834 | €2,176 | €1,813 | €2,704 | ▲ 49.1% |
| Suppliers440/4 | €5,280 | €4,834 | €2,176 | €1,813 | €2,704 | ▲ 49.1% |
| Taxes, remuneration and social security45 | €3,551 | €2,550 | €5,327 | €2,023 | €1,350 | ▼ 33.3% |
| Taxes450/3 | €3,551 | - | €3,602 | €2,023 | €1,350 | ▼ 33.3% |
| Remuneration and social security454/9 | - | €2,550 | €1,725 | - | - | - |
| Other amounts payable47/48 | €1,677 | €6,713 | €8,465 | €12,482 | €14,754 | ▲ 18.2% |
| Accrued charges and deferred income492/3 | - | - | €100 | €676 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,690 | €11,006 | €19,853 | €1,091 | -€9,388 | ▼ 960% |
| + Depreciation and write-downs630 | €11,584 | €5,119 | €14,006 | €15,513 | €15,884 | ▲ 2.4% |
| Operating cash flow (approximation) | €13,274 | €16,125 | €33,858 | €16,604 | €6,497 | ▼ 60.9% |
| Investment in fixed assets (approximation) | - | -€26,335 | -€31,176 | -€2,200 | -€3,633 | ▼ 65.1% |
| Change in cash | - | €5,177 | -€1,515 | -€1,653 | €21,350 | ▲ 1,391% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€9,388
Net result drops to -€9,388, the lowest in the series.
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €19,853 ▲80.4%
Operating result €28,129, net result €19,853, both a record.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €7,085
Net result €7,085 after one loss-making year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2010
Ground area
502 m²
Building footprint
131 m²
Volume, LiDAR
564 m³
Parcel 34042B0332/00C002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIDIER DECOR
since 20102.185.197.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042B0332/00C002 | Flanders | 501 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MC Déco
BE 0790.212.874
Ans · Eq €72,799
UK Totaal Project
BE 1003.628.514
Leopoldsburg · Eq €72,755
VERFMAN
BE 0784.967.847
Sint-Niklaas · Eq €72,713
RGI Projects
BE 0802.647.086
Hasselt · Eq €73,100
2B Paint
BE 0639.725.787
Herselt · Eq €73,116
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2009
Fiscal year end30-09
Activities, NACEBEL 2025
43341Painting of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821741240
Also
9925:BE0821741240
Registered
10-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.