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DiDe

Active
Bemvaartstraat 36 ·3900 Pelt, Belgium
KBO/BCE: BE 1007.015.990
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DiDe is 2.0% (moderate). The 2025 annual accounts show equity of €26k and a net result of €23k. Its solvency ranks better than 45% of 158 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-03-2026 123 d early 2026-00066406

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k
Working capital€13k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 33 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 37.9% 41.7%
better than 45% of 158 sector peers
Net result €23k €20k
better than 57% of 159 sector peers
Equity €26k €42k
better than 36% of 158 sector peers
Gross operating margin €39k €43k
better than 44% of 159 sector peers
Total assets €67k €114k
better than 31% of 159 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€38k
Net profit€23k
Cash flow€25k
Staff costs-
Income taxes€9k
Dividends-
Total assets€67k
Equity€26k
Debt€42k
of which ≤ 1y€36k
of which > 1y€6k
Working capital€13k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.36
Quick ratio0.93
Working capital ratio19.0%
Solvency37.9%
Debt / equity1.64
Long-term debt ratio0.23
Interest coverage6.33
Gross margin-
Net margin-
ROA33.4%
ROE88.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€67k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€14k
Financial fixed assets 28€5k
Current assets 29/58€49k
Stocks & contracts in progress 3€15k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€67k
Equity 10/15€26k
Contributions / capital 10/11€3k
Reserves 13€23k
Amounts payable 17/49€42k
Amounts payable after one year 17€6k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€39k
Operating result 9901€35k
Financial income 75€2k
Financial charges 65€6k
Result before taxes 9903€32k
Income taxes 67/77€9k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
76 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

no sitting director
Former directors (1)
  • Debby Hermans
    Director
    State Gazette act 26046365 (03-04-2026)
    Former
    - → 06-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Installatie van industriële machines, toestellen en werktuigen(33200)
Legal form Private limited company(610)
Incorporation12-03-2024
StatusActive
Postal code3900

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bemvaartstraat 363900 Pelt

Establishment units

1 location
DiDe
Bemvaartstraat 36, 3900 PeltIndustriële vervaardiging van brood en van vers banketbakkerswerk
since 20242.357.205.413
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area332 m²
Buildings1
Building footprint129 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72029B0113/00B002 Flanders 332 m² 1 · 129 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 4 months ago
2026
03-04-2026 Mandate of Debby Hermans as director expired Director changes
  • Debby Hermans, Bestuurder
2024
14-03-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Financial profile

4 of 5 axes measured
Health76Profitability100Solvency67Growth-Stability67
78 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 76
Profitability 100
Solvency 67
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Installatie van industriële machines, toestellen en werktuigen33200Algemene elektrotechnische installatiewerken43211Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Dakwerkzaamheden43410Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Overige detailhandel, niet in winkels en exclusief markt- en straathandel47990Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Verhuur en lease van caravans en motorhomes77393
Primary activity highlighted.
Names & trade names
Legal nameNL DiDe
Registered office
Bemvaartstraat 36
3900 Pelt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.