Dictus Groep
ActiveDictus Groep has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €941. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+21
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.77 against 18.3 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
3.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
23 d late
2022
16 d late
2021
12 d early
2020
12 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 4.4%
2024 · €21k
2018: €32k
2019: €11k
2020: €5k
2021: €15k
2022: €18k
2023: €23k
2024: €21k
2018 → 2025
Total assets
€27k▲ 19.4%
2024 · €23k
2018: €44k
2019: €61k
2020: €45k
2021: €51k
2022: €30k
2023: €24k
2024: €23k
2018 → 2025
Net result
€941
2024 · €-1k
2018: €17k
2019: €-749
2020: €-5k
2021: €10k
2022: €3k
2023: €5k
2024: €-1k
2018 → 2025
Working capital
€22k▲ 4.4%
2024 · €21k
2018: €32k
2019: €11k
2020: €5k
2021: €15k
2022: €18k
2023: €23k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€18k▲ 18.3%€23k▲ 28.0%€21k▼ 5.9%€22k▲ 4.4%
Operating result€10k-€3k▼ 73.1%€5k▲ 87.7%€-1k€886
Net result€10k-€3k▼ 71.9%€5k▲ 80.6%€-1k€941
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €886 after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€22k▲ 4.4%
Debt
€5k▲ 278%
The debt ratio rises from 5.5% to 17.3%: debt grows faster than equity.
Key figures and ratios
Solvency
82.7%▼
2024 · 94.5%
Current ratio
5.77▼
2024 · 18.30
Quick ratio
5.77▼
2024 · 18.30
Debt / equity
0.21▲
2024 · 0.06
ROE
4.2%▲
2024 · -6.3%
ROA
3.5%▲
2024 · -5.9%
Debt
€5k▲
2024 · €1k
Debt ≤ 1 year
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€27k▲
Current assets29/58€23k€27k▲
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Amounts receivable within one year40/41€1k€19k▲
Trade receivables40€310€7k▲
Other amounts receivable41€1k€12k▲
Cash at bank and in hand54/58€12k€0▼
Deferred charges and accrued income490/1€800€0▼
Equity and liabilities
Total equity and liabilities10/49€23k€27k▲
Equity10/15€21k€22k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€1k€5k▲
Amounts payable within one year42/48€1k€5k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Other amounts payable47/48€218€18▼
Income statement
Code20242025
Other operating charges640/8€175€907▲
Gross operating margin9900€-1k€2k▲
Operating profit (loss)9901€-1k€886▲
Financial income75/76B€190€260▲
Recurring financial income75€190€260▲
Financial charges65/66B€156€205▲
Recurring financial charges65€156€205▲
Profit (loss) for the period before taxes9903€-1k€941▲
Profit (loss) for the period9904€-1k€941▲
Profit (loss) for the period to be appropriated9905€-1k€941▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Profit (loss) brought forward from the previous period14P€10k€9k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €941
Net result €941 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Liquidity times 8current ratio 20.78
Current ratio from 2.46 to 20.78; short-term debt falls from €12k to €1k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bakkersdreef (Heide) 532920 KalmthoutGround area
1,932 m²
Building footprint
275 m²
Volume, LiDAR
1,064 m³
Parcel 11662E0594/00F011, Flanders · tallest building 20.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Dictus Groep
since 20162.258.327.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0594/00F011 | Flanders | 1,932 m² | 1 · 275 m² | 20.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATRA CONSTRUCTION
BE 1008.695.476
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FC DECO
BE 0424.447.056
Visé · Eq €22k
DGN PAINTING
BE 0786.777.490
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Antwerpse Lakcentrale
BE 0893.637.442
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WESLEY DECORATION
BE 0654.879.464
Tournai · Eq €22k
Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 2,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2016
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.