DICA GROUP
ActiveThe computed 12-month bankruptcy probability of DICA GROUP is 7.5% (elevated). The 2024 annual accounts show equity of €14k and a net result of €6k. Its solvency ranks better than 58% of 18936 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
81
/ 100
Excellent▲ +18 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency63▲+41
Growth52
Stability94
Bankruptcy probability, 12 months
7.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.01 in 2023), and 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.3%
Return on assets
17.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k▲ 84.6%
2023 · €8k
2023: €8k
2023 → 2024
Total assets
€36k▼ 20.9%
2023 · €46k
2023: €46k
2023 → 2024
Net result
€6k▼ 15.4%
2023 · €8k
2023: €8k
2023 → 2024
Working capital
€4k▲ 917%
2023 · €403
2023: €403
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€8k-€14k▲ 84.6%
Operating result€10k-€9k▼ 15.4%
Net result€8k-€6k▼ 15.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36k
Fixed assets
€10k▲ 37.8%
Current assets
€27k▼ 31.6%
Equity and liabilities €36k
Equity
€14k▲ 84.6%
Debt
€23k▼ 41.6%
The debt ratio falls from 83.6% to 61.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▲
2023 · €10k
Cash flow
€9k▲
2023 · €8k
Solvency
38.3%▲
2023 · 16.4%
Current ratio
1.18▲
2023 · 1.01
Quick ratio
1.08▲
2023 · 0.96
Debt / equity
1.61▼
2023 · 5.09
ROE
45.8%▼
2023 · 100.0%
ROA
17.5%▲
2023 · 16.4%
Interest coverage
14.83▼
2023 · 132.59
Debt
€23k▼
2023 · €39k
Debt ≤ 1 year
€23k▼
2023 · €39k
Income taxes
€1k▼
2023 · €3k
Staff costs
€15k▲
2023 · €501
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€36k▼
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€7k€10k▲
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€946€4k▲
Financial fixed assets28-€260
Current assets29/58€39k€27k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€22k€6k▼
Trade receivables40€20k€4k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€15k€14k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€46k€36k▼
Equity10/15€8k€14k▲
Profit (loss) carried forward14€8k€14k▲
Amounts payable17/49€39k€23k▼
Amounts payable within one year42/48€39k€23k▼
Trade debts44€28k€11k▼
Suppliers440/4€28k€11k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€3k€4k▲
Income statement
Code20232024
Remuneration, social security and pensions62€501€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€186€2k▲
Other operating charges640/8-€873
Gross operating margin9900€11k€26k▲
Operating profit (loss)9901€10k€9k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€78€740▲
Recurring financial charges65€78€740▲
Profit (loss) for the period before taxes9903€10k€8k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€14k▲
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Marché 154000 LiègeGround area
2,015 m²
Building footprint
639 m²
Volume, LiDAR
11,352 m³
2 parcels, Wallonia · tallest building 30.3 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Brasserie du Grand Musée Curtius
since 20232.349.403.544
Place du Marché 15, 4000 Liège
since 20252.371.115.708
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810C0860/00B000 | Wallonia | 1,755 m² | 1 · 556 m² | 30.3 m · 6 fl. |
| 62063B0717/00C000 ProtectedMonument |
Wallonia | 260 m² | 1 · 83 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 13,832 companies in sector 56301 we hold annual accounts for 4,808. 3,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2023
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.