DIBO CONSULT
ActiveDIBO CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €-21k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-74
Solvency98▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 6.27 in 2024), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
-11.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
76 d early
2023
77 d early
2022
70 d early
2021
69 d early
2020
75 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▼ 44.2%
2024 · €189k
2018: €76k
2019: €94k
2020: €100k
2021: €117k
2022: €157k
2023: €188k
2024: €189k
2018 → 2025
Total assets
€185k▼ 17.7%
2024 · €225k
2018: €92k
2019: €100k
2020: €107k
2021: €122k
2022: €168k
2023: €210k
2024: €225k
2018 → 2025
Net result
€-21k
2024 · €28k
2018: €13k
2019: €17k
2020: €6k
2021: €17k
2022: €40k
2023: €31k
2024: €28k
2018 → 2025
Working capital
€105k▼ 44.2%
2024 · €189k
2018: €76k
2019: €94k
2020: €100k
2021: €117k
2022: €156k
2023: €188k
2024: €189k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€157k▲ 34.7%€188k▲ 19.9%€189k▲ 0.4%€106k▼ 44.2%
Operating result€25k-€58k▲ 128%€46k▼ 20.8%€40k▼ 12.9%€-20k
Net result€17k-€40k▲ 140%€31k▼ 22.5%€28k▼ 11.1%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €40k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€50▼ 38.6%
Current assets
€185k▼ 17.7%
Equity and liabilities €185k
Equity
€106k▼ 44.2%
Debt
€80k▲ 122%
The debt ratio rises from 15.9% to 43.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-20k▼
2024 · €41k
Cash flow
€-21k▼
2024 · €29k
Solvency
57.0%▼
2024 · 84.1%
Current ratio
2.33▼
2024 · 6.27
Quick ratio
2.33▼
2024 · 6.27
Debt / equity
0.75▲
2024 · 0.19
ROE
-20.0%▼
2024 · 14.7%
ROA
-11.4%▼
2024 · 12.4%
Interest coverage
-33.50▼
2024 · 71.21
Debt
€80k▲
2024 · €36k
Debt ≤ 1 year
€80k▲
2024 · €36k
Income taxes
€411▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€185k▼
Fixed assets21/28€81€50▼
Tangible fixed assets22/27€31-
Plant, machinery and equipment23€31-
Financial fixed assets28€50€50=
Current assets29/58€225k€185k▼
Amounts receivable within one year40/41€28k€16k▼
Trade receivables40€22k€16k▼
Other amounts receivable41€5k-
Current investments50/53€22k€90k▲
Cash at bank and in hand54/58€175k€79k▼
Equity and liabilities
Total equity and liabilities10/49€225k€185k▼
Equity10/15€189k€106k▼
Contributions10/11€6k€6k=
Reserves13€183k€99k▼
Distributable reserves133€183k€99k▼
Amounts payable17/49€36k€80k▲
Amounts payable within one year42/48€36k€80k▲
Trade debts44€9k€45▼
Suppliers440/4€9k€45▼
Taxes, remuneration and social security45€12k€21k▲
Taxes450/3€12k€17k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€15k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€671€31▼
Other operating charges640/8€983€1k▲
Gross operating margin9900€42k€-19k▼
Operating profit (loss)9901€40k€-20k▼
Financial income75/76B€116€363▲
Recurring financial income75€116€363▲
Financial charges65/66B€572€610▲
Recurring financial charges65€572€610▲
Profit (loss) for the period before taxes9903€40k€-21k▼
Income taxes67/77€12k€411▼
Profit (loss) for the period9904€28k€-21k▼
Profit (loss) for the period to be appropriated9905€28k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-21k▼
Transfer from equity791/2€27k€84k▲
Transfer to equity691/2€28k-
To other reserves6921€28k-
Profit to be distributed694/7€27k€62k▲
Return on contributions (dividend)694€27k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-21k ▼176%
Net result drops to €-21k, the lowest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €40k ▲140%
Operating result €58k, net result €40k, both a record.
31-12
Financial
Equity above €150kEq €157k ▲34.7%
5 profitable years in a row build equity to €157k.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €117k ▲16.9%
4 profitable years in a row build equity to €117k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 15.47
Current ratio from 5.91 to 15.47; short-term debt falls from €16k to €6k.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Potvlietlaan 102600 AntwerpenGround area
5,734 m²
Building footprint
756 m²
Volume, LiDAR
32,773 m³
Parcel 11302A0031/00Z000, Flanders · tallest building 47.9 m, ±15 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0031/00Z000 | Flanders | 5,734 m² | 1 · 756 m² | 47.9 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Defever
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.