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Dibo Construct

Active
Private limited companyfounded 2019active for 6 yearsHogestraat 170, 8830 Hooglede, BelgiumKBO/BCE: BE 0737.874.644
Summary

Dibo Construct has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,432 and a net result of €26,459. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 90% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€181,427total assets 2025
Equity
€157,432
Profit
€26,459
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 63 days early1 of 2 deeds read
Why 98lowers riskLiquidity: current ratio 7.23, cash €56,845Sector: Real estate activities (NACE 68)Equity €157,432 (86.8% of total assets)Figures for financial year 2025 (filed 29-05-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 85% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.8% of total assets
Liquidity 87+26
short-term debt 13.2% · cash 31.3%
Profitability 87+5
return on assets 14.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.5%▼ -0.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.2%▼ -0.3 percentage points vs 04-2026 06-2026: < 0.1%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.23, compared with 6.96 in 2024, above the usual 1.5; short-term debt: 13.2% and cash: 31.3% of total assets), and 13.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 90% on liquidity, 84% on profitability and 74% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 7.23, cash €56,845
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Equity €157,432 (86.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
63 days early
2024
59 days early
2023
61 days early
2022
66 days early
2021
61 days early
2020
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 62 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €157,432 ▲18.7%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€157,432▲ 18.7%
2024 · €132,639
Total assets
€181,427▲ 18.5%
2024 · €153,119
Net result
€26,459▲ 63.9%
2024 · €16,146
Working capital
€149,484▲ 22.4%
2024 · €122,154
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€34,703 2025 Net result€26,459 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€85,629-€31,315▼ 63.4%€37,126▲ 18.6%€15,293▼ 58.8%€20,898▲ 36.6%€34,703▲ 66.1%
Net result€62,349above the sector's middle half-€21,675within the sector's middle half▼ 65.2%€24,338within the sector's middle half▲ 12.3%€10,396within the sector's middle half▼ 57.3%€16,146within the sector's middle half▲ 55.3%€26,459within the sector's middle half▲ 63.9%
Equity€63,349within the sector's middle half-€85,024within the sector's middle half▲ 34.2%€109,362within the sector's middle half▲ 28.6%€118,158within the sector's middle half▲ 8.0%€132,639within the sector's middle half▲ 12.3%€157,432within the sector's middle half▲ 18.7%
Total assets€92,392below the sector's middle half-€123,776below the sector's middle half▲ 34.0%€140,401below the sector's middle half▲ 13.4%€141,096below the sector's middle half▲ 0.5%€153,119within the sector's middle half▲ 8.5%€181,427within the sector's middle half▲ 18.5%
Debt€29,043-€38,752▲ 33.4%€31,039▼ 19.9%€22,937▼ 26.1%€20,480▼ 10.7%€23,996▲ 17.2%
Working capital€34,998within the sector's middle half-€63,531within the sector's middle half▲ 81.5%€94,728within the sector's middle half▲ 49.1%€106,650within the sector's middle half▲ 12.6%€122,154above the sector's middle half▲ 14.5%€149,484above the sector's middle half▲ 22.4%
Solvency68.6%above the sector's middle half-68.7%above the sector's middle half▲ 0.1pp77.9%above the sector's middle half▲ 9.2pp83.7%above the sector's middle half▲ 5.9pp86.6%above the sector's middle half▲ 2.9pp86.8%above the sector's middle half▲ 0.1pp
Current ratio2.21within the sector's middle half-2.64within the sector's middle half▲ 0.434.05above the sector's middle half▲ 1.415.65above the sector's middle half▲ 1.606.96above the sector's middle half▲ 1.317.23above the sector's middle half▲ 0.27
Return on assets (ROA)67.5%above the sector's middle half-17.5%above the sector's middle half▼ 50.0pp17.3%above the sector's middle half▼ 0.2pp7.4%within the sector's middle half▼ 10.0pp10.5%above the sector's middle half▲ 3.2pp14.6%above the sector's middle half▲ 4.0pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181,427
Fixed assets €7,948 ▼ 24.2%
Current assets €173,479 ▲ 21.6%
Equity and liabilities €181,427
Equity €157,432 ▲ 18.7%
Debt €23,996 ▲ 17.2%
Debt's share of the balance-sheet total falls from 13.4% to 13.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39,202▲
2024 · €28,634
Cash flow
€30,958▲
2024 · €23,883
Debt to equity
0.15▼
2024 · 0.15
ROE
16.8%▲
2024 · 12.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€23,996▲
2024 · €20,480
Income taxes
€9,840▲
2024 · €7,236
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,974 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.5% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€153,119€181,427▲
Fixed assets21/28€10,484€7,948▼
Tangible fixed assets22/27€10,484€7,948▼
Furniture and vehicles24€4,081€3,076▼
Other tangible fixed assets26€6,404€4,872▼
Current assets29/58€142,634€173,479▲
Amounts receivable within one year40/41€23,355€12,145▼
Trade receivables40€18,150€12,100▼
Other amounts receivable41€5,205€45▼
Current investments50/53€103,000€104,000▲
Cash at bank and in hand54/58€15,808€56,845▲
Deferred charges and accrued income490/1€471€490▲
Equity and liabilities
Total equity and liabilities10/49€153,119€181,427▲
Equity10/15€132,639€157,432▲
Contributions10/11€1,000€1,000=
Reserves13€131,639€156,432▲
Distributable reserves133€131,639€156,432▲
Amounts payable17/49€20,480€23,996▲
Amounts payable within one year42/48€20,480€23,996▲
Trade debts44€624€319▼
Suppliers440/4€624€319▼
Taxes, remuneration and social security45€9,413€15,371▲
Taxes450/3€9,413€15,371▲
Other amounts payable47/48€10,443€8,306▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,736€4,499▼
Other operating charges640/8€808€732▼
Non-recurring operating charges66A€947-
Gross operating margin9900€30,389€39,934▲
Operating profit (loss)9901€20,898€34,703▲
Financial income75/76B€2,674€1,762▼
Recurring financial income75€2,674€1,762▼
Financial charges65/66B€189€166▼
Recurring financial charges65€189€166▼
Profit (loss) for the period before taxes9903€23,383€36,299▲
Income taxes67/77€7,236€9,840▲
Profit (loss) for the period9904€16,146€26,459▲
Profit (loss) for the period to be appropriated9905€16,146€26,459▲
Appropriation of the result
Profit (loss) to be appropriated9906€16,146€26,459▲
Transfer to equity691/2€14,480€24,793▲
To other reserves6921€14,480€24,793▲
Profit to be distributed694/7€1,666€1,666=
Directors or managers695€1,666€1,666=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,244€6,858€6,858€7,258€7,736€4,499▼ 41.8%
Other operating charges640/8-€359€519€907€808€732▼ 9.4%
Non-recurring operating charges66A----€947--
Gross operating margin9900€91,489€38,532€44,503€23,458€30,389€39,934▲ 31.4%
Operating profit (loss)9901€85,629€31,315€37,126€15,293€20,898€34,703▲ 66.1%
Financial income75/76B-€1€1€0€2,674€1,762▼ 34.1%
Recurring financial income75-€1€1€0€2,674€1,762▼ 34.1%
Financial charges65/66B-€35€41€47€189€166▼ 12.4%
Recurring financial charges65€8€35€41€47€189€166▼ 12.4%
Profit (loss) for the period before taxes9903€85,621€31,280€37,086€15,246€23,383€36,299▲ 55.2%
Income taxes67/77€23,272€9,605€12,748€4,851€7,236€9,840▲ 36.0%
Profit (loss) for the period9904€62,349€21,675€24,338€10,396€16,146€26,459▲ 63.9%
Profit (loss) for the period to be appropriated9905€62,349€21,675€24,338€10,396€16,146€26,459▲ 63.9%
Line202020212022202320242025Change
Assets
Total assets20/58€92,392€123,776€140,401€141,096€153,119€181,427▲ 18.5%
Fixed assets21/28€28,351€21,493€14,635€11,508€10,484€7,948▼ 24.2%
Tangible fixed assets22/27€28,351€21,493€14,635€11,508€10,484€7,948▼ 24.2%
Furniture and vehicles24-€18,420€12,625€10,561€4,081€3,076▼ 24.6%
Other tangible fixed assets26-€3,073€2,010€947€6,404€4,872▼ 23.9%
Current assets29/58€64,042€102,283€125,766€129,587€142,634€173,479▲ 21.6%
Amounts receivable within one year40/41-€4,538€21,571€5,277€23,355€12,145▼ 48.0%
Trade receivables40-€4,538€21,571€98€18,150€12,100▼ 33.3%
Other amounts receivable41---€5,179€5,205€45▼ 99.1%
Current investments50/53€63,678€97,323€103,760€102,000€103,000€104,000▲ 1.0%
Cash at bank and in hand54/58---€21,852€15,808€56,845▲ 260%
Deferred charges and accrued income490/1-€423€435€459€471€490▲ 4.0%
Equity and liabilities
Total equity and liabilities10/49€92,392€123,776€140,401€141,096€153,119€181,427▲ 18.5%
Equity10/15€63,349€85,024€109,362€118,158€132,639€157,432▲ 18.7%
Contributions10/11-€1,000€1,000€1,000€1,000€1,000=
Contributions outside capital11-€1,000-----
Other1109/19-€1,000-----
Reserves13€62,349€84,024€108,362€117,158€131,639€156,432▲ 18.8%
Tax-exempt reserves132-€84,024-----
Distributable reserves133--€108,362€117,158€131,639€156,432▲ 18.8%
Amounts payable17/49€29,043€38,752€31,039€22,937€20,480€23,996▲ 17.2%
Amounts payable within one year42/48€29,043€38,752€31,039€22,937€20,480€23,996▲ 17.2%
Trade debts44€111€285€127-€624€319▼ 48.9%
Suppliers440/4-€285€127-€624€319▼ 48.9%
Taxes, remuneration and social security45-€35,529€26,654€12,934€9,413€15,371▲ 63.3%
Taxes450/3-€35,529€26,654€12,934€9,413€15,371▲ 63.3%
Other amounts payable47/48-€2,938€4,259€10,003€10,443€8,306▼ 20.5%
Line202020212022202320242025Change
Profit (loss) for the period9904€62,349€21,675€24,338€10,396€16,146€26,459▲ 63.9%
+ Depreciation and write-downs630€5,244€6,858€6,858€7,258€7,736€4,499▼ 41.8%
Operating cash flow (approximation)€67,594€28,533€31,196€17,654€23,883€30,958▲ 29.6%
Investment in fixed assets (approximation)-€0€0-€4,131-€6,713-€1,963▲ 70.8%
Change in cash-----€6,044€41,037-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 micro format 29-05-2026 2026-00126356
31-12-2024 micro format 02-06-2025 2025-00123159
31-12-2023 micro format 31-05-2024 2024-00113440
31-12-2022 micro format 26-05-2023 2023-00105010
31-12-2021 micro format 31-05-2022 2022-20044619
31-12-2020 micro format 28-05-2021 2021-16100547

Similar companies · same sector, comparable size

Of the 9,534 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,346. 5,308 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 20 November 2019, Dibo Construct was incorporated as a private limited company.1 In 2024 the registered office moved to Hooglede.2 Total assets went from €92,392 in 2020 to €181,427 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-04-2024
  3. 3National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Equity above €150,000equity €157,432 ▲18.7%
A profit in every financial year since 2020 builds equity to €157,432.
02-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-05
NBB filing Annual accounts filed
financial year 2023 · micro format
09-04
Gazette deed Registered office
Registered-office move2 facts ▸
  • Registered-office move, Hogestraat 170 E te 8830 Hooglede
  • General meeting, “volmacht voor publicatie en formaliteiten, eenparigheid van stemmen” (deed in Dutch)
2023
31-12
Financial Weakest financial yearnet €10,396 ▼57.3%
Net result drops to €10,396, the lowest in the series; recovery starts the following year.
26-05
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Equity above €100,000equity €109,362 ▲28.6%
A profit in every financial year since 2020 builds equity to €109,362.
31-05
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
28-05
NBB filing Annual accounts filed
financial year 2020 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded20-11-2019
Financial year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737874644
Also 9925:BE0737874644
Registered 02-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0737.874.644

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
3,702 m²
Building footprint
1,057 m²
Building volume
10,253 m³
Parcel 36006B0265/00K000, Flanders · tallest building 18.4 m. Linked by address, not a title deed.
1 establishment unit
Dibo Construct
Hogestraat 170 E, 8830 HoogledeGeneral construction of residential buildings
since 2019unit no. 2.295.840.936
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
36006B0265/00K000 Flanders 3,702 m² 1 · 1,057 m² 18.4 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.