DIBA Retail

Active

Private limited companyfounded 2022active for 4 yearsVan den Hautelei 165, 2100 Antwerpen, BelgiumKBO/BCE: BE 0786.636.643

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of DIBA Retail is 1.5% (moderate). The 2025 annual accounts show equity of €295,862 and a net result of €122,802. Equity has been growing by about 58% per year since 2023. Its solvency ranks better than 34% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

DIBA RetailActiveChecked score 65/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 30-05-2022 Normal situation
Legal form: Private limited company
Registered office: Van den Hautelei 165, 2100 Antwerpen
Activity: Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit: 2.331.918.503 2100 Antwerpen, since 30-05-2022
Financial year end: 30 June
Peppol: Reachable since 19-10-2025

Company details

Board and ownership

Board

DIBA GROUPDirector · since 30-05-2022 · permanent representative Dimitri Pikaerts

Shareholders

DIBA GROUP100%annual accounts 2025

Board & ownership

Financial position

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.5%

Annual accounts to 30-06-2025

Gross margin: €585,221; ▲ 19.4%
Turnover: ≈ €5.6m; estimated
Profit: €122,802; ▲ 58.6%
Equity: €295,862; ▲ 71.0%
Total assets: €1.3m; ▼ 0.8%
Staff: 8.6 FTE; ▲ 6.2%

2025 accounts filed 41 days after the deadline

Filed on 13-03-2026PDF

Financials

Score breakdownraises riskLast filed accounts filed 42 days late; 1 of the last 3 accounts lateFounded in 2022Equity €295,862 (22.5% of total assets)lowers riskLiquidity: current ratio 1.33, cash €276,180Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially stronger than 64% of micro companies in retail trade (NACE 47)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Strong

Solvency 47+9

equity 22.5% of total assets

Liquidity 52+14

short-term debt 48.0% · cash 21.0%

Profitability 80+16

return on assets 9.3%

Bankruptcy probability within 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)

Last 24 months 11-2024: 1.2%lowest value 12-2024: 1.3%▲ +0.1 percentage points vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.6%▲ +0.3 percentage points vs 01-2025 03-2025: 1.8%▲ +0.2 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 1.8%● unchanged vs 07-2025 09-2025: 1.9%▲ +0.1 percentage points vs 08-2025 10-2025: 1.8%▼ -0.1 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 2.1%▲ +0.3 percentage points vs 12-2025 02-2026: 2.5%▲ +0.4 percentage points vs 01-2026 03-2026: 2.7%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 1.5%▼ -1.2 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.33 (1.01 in 2024), below the usual 1.5. Short-term debt is 48% and cash 21% of total assets. 77.5% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 57% on liquidity, 72% on profitability and 89% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 42 days late; 1 of the last 3 accounts late

NBB · filings

Founded in 2022

Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.

KBO

Liquidity: current ratio 1.33, cash €276,180

NBB · annual accounts

Equity €295,862 (22.5% of total assets)

NBB · annual accounts

2025 accounts filed 41 days late

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-03-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 3 filings

Deviation from the deadline

2025

41 days late

2024

7 days late

2023

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 16 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 7 February (3 of the last 3 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end01-11-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since incorporation in 2022.

KBO publications

Key points

Positive: Equity rose in 2025from €173,060 to €295,862 ▲ 71.0% View
Higher gross margin than 81% of companies in retail tradesector median €213,309 · 12,719 companies €585,221 View

Documents

Key facts about DIBA Retail

What is the company number of DIBA Retail?: The company number of DIBA Retail is 0786.636.643. The VAT number is the same number with BE in front: BE 0786.636.643.
Where is DIBA Retail based?: The registered office is at Van den Hautelei 165, 2100 Antwerpen.Company details
What does DIBA Retail do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of DIBA Retail?: The legal form of DIBA Retail is Private limited company (BV).
When was DIBA Retail founded?: DIBA Retail was founded on 30-05-2022.
Is DIBA Retail still active?: Yes, DIBA Retail is an active enterprise in the KBO register.
How many employees does DIBA Retail have?: DIBA Retail had an average of 8.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DIBA Retail?: The turnover in financial year 2025 is ≈ €5.6m. This figure is estimated from the gross margin of €585,221 and 44 comparable companies (NACE 47110). It probably lies between €4.5m and €7.5m. In financial year 2024 turnover was €4.8m.
Is DIBA Retail profitable?: In financial year 2025, DIBA Retail made a profit of €122,802.
Where can I find the annual accounts of DIBA Retail?: DIBA Retail filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of DIBA Retail due?: DIBA Retail must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Companies linked to DIBA Retail

Parent and group

DIBA GROUP100%

Comparable companies

These companies have the same main activity as DIBA Retail: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €939,000 and €1.8m, founded between 2022 and 2023.

Company	Total assets	Gross margin
DIBA Retail Antwerpen	€1.3m	€0.6m
NOCA Essen	€1.8m	€0.6m
BALEN RETAIL Balen	€1.0m	€0.5m
ANTHEM Heist-op-den-Berg	€1.8m	€0.5m
Westretail Grobbendonk	€0.9m	€0.5m
DUFFEL RETAIL Duffel	€1.1m	€0.4m
VALAAR WILRIJK Antwerpen	€1.2m	€0.6m

Full comparison

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Overview