DiB-IT
ActiveSummary
DiB-IT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €59k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 86% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.47 against 9.48 in 2024; short-term debt: 11.4% and cash: 67.5% of total assets), and 11.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
24.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
22 d late
2022
11 d late
2021
29 d late
2020
12 d late
2019
115 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€212k▼ 10.3%
2024 · €236k
Total assets
€239k▼ 8.9%
2024 · €263k
Net result
€59k▲ 8.6%
2024 · €54k
Working capital
€203k▼ 8.5%
2024 · €222k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€78k▼ 5.6%€58k▼ 25.2%€61k▲ 4.4%€71k▲ 16.4%€59k▼ 15.9%
Net result€34k▼ 57.6%€45k▲ 31.3%€47k▲ 5.2%€54k▲ 15.4%€59k▲ 8.6%
Equity€268k▲ 5.3%€222k▼ 17.0%€225k▲ 1.0%€236k▲ 5.1%€212k▼ 10.3%
Total assets€304k▲ 6.2%€254k▼ 16.4%€253k▼ 0.7%€263k▲ 3.9%€239k▼ 8.9%
Debt€36k▲ 13.4%€32k▼ 11.2%€28k▼ 12.8%€26k▼ 6.3%€27k▲ 3.8%
Working capital€248k▲ 0.4%€206k▼ 16.6%€202k▼ 2.2%€222k▲ 10.0%€203k▼ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€9k ▼ 38.7%
Current assets
€230k ▼ 7.2%
Equity and liabilities €239k
Equity
€212k ▼ 10.3%
Debt
€27k ▲ 3.8%
Debt's share of the balance-sheet total rises from 10.0% to 11.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▼
2024 · €79k
Cash flow
€65k▲
2024 · €63k
Current ratio
8.47▼
2024 · 9.48
Debt to equity
0.13▲
2024 · 0.11
ROE
27.8%▲
2024 · 22.9%
ROA
24.6%▲
2024 · 20.7%
Interest coverage
25.30▼
2024 · 36.18
Debt ≤ 1 year
€27k▲
2024 · €26k
Income taxes
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €10k | €10k | €9k | €6k | ▼ 25.3% |
| Other operating charges640/8 | €2k | €705 | €202 | €157 | €11k | ▲ 6,785% |
| Non-recurring operating charges66A | - | €4k | - | - | - | - |
| Gross operating margin9900 | €88k | €73k | €71k | €80k | €77k | ▼ 3.5% |
| Operating profit (loss)9901 | €78k | €58k | €61k | €71k | €59k | ▼ 15.9% |
| Financial income75/76B | €6 | €103 | €92 | - | €14k | - |
| Recurring financial income75 | €6 | €103 | €92 | - | €14k | - |
| Financial charges65/66B | €457 | €2k | €1k | €2k | €3k | ▲ 18.8% |
| Recurring financial charges65 | €457 | €2k | €1k | €2k | €3k | ▲ 18.8% |
| Profit (loss) for the period before taxes9903 | €77k | €57k | €60k | €69k | €71k | ▲ 3.4% |
| Income taxes67/77 | €43k | €12k | €13k | €14k | €12k | ▼ 16.3% |
| Profit (loss) for the period9904 | €34k | €45k | €47k | €54k | €59k | ▲ 8.6% |
| Profit (loss) for the period to be appropriated9905 | €34k | €45k | €47k | €54k | €59k | ▲ 8.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €304k | €254k | €253k | €263k | €239k | ▼ 8.9% |
| Fixed assets21/28 | €26k | €18k | €23k | €14k | €9k | ▼ 38.7% |
| Tangible fixed assets22/27 | €26k | €18k | €23k | €14k | €9k | ▼ 38.7% |
| Land and buildings22 | €3k | €2k | €2k | €889 | - | - |
| Furniture and vehicles24 | €23k | €15k | €21k | €13k | €9k | ▼ 34.6% |
| Current assets29/58 | €278k | €237k | €230k | €248k | €230k | ▼ 7.2% |
| Amounts receivable within one year40/41 | €31k | €21k | €18k | €38k | €19k | ▼ 50.0% |
| Trade receivables40 | €23k | €18k | €18k | €38k | €19k | ▼ 50.0% |
| Other amounts receivable41 | €8k | €3k | - | - | - | - |
| Current investments50/53 | €40k | €40k | €60k | €71k | €50k | ▼ 29.0% |
| Cash at bank and in hand54/58 | €207k | €175k | €152k | €140k | €161k | ▲ 15.3% |
| Deferred charges and accrued income490/1 | €901 | €941 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €304k | €254k | €253k | €263k | €239k | ▼ 8.9% |
| Equity10/15 | €268k | €222k | €225k | €236k | €212k | ▼ 10.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €250k | €204k | €206k | €218k | €193k | ▼ 11.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €248k | €202k | €206k | €218k | €193k | ▼ 11.2% |
| Amounts payable17/49 | €36k | €32k | €28k | €26k | €27k | ▲ 3.8% |
| Amounts payable after more than one year17 | €5k | €2k | - | - | - | - |
| Financial debts170/4 | €5k | €2k | - | - | - | - |
| Amounts payable within one year42/48 | €31k | €30k | €28k | €26k | €27k | ▲ 3.8% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €2k | - | - | - |
| Trade debts44 | €836 | €1k | €1k | €2k | €1k | ▼ 29.2% |
| Suppliers440/4 | €836 | €1k | €1k | €2k | €1k | ▼ 29.2% |
| Taxes, remuneration and social security45 | €26k | €19k | €11k | €10k | €14k | ▲ 37.2% |
| Taxes450/3 | €26k | €19k | €11k | €10k | €11k | ▲ 10.7% |
| Remuneration and social security454/9 | - | - | - | - | €3k | - |
| Other amounts payable47/48 | - | €7k | €14k | €14k | €12k | ▼ 15.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €45k | €47k | €54k | €59k | ▲ 8.6% |
| + Depreciation and write-downs630 | €8k | €10k | €10k | €9k | €6k | ▼ 25.3% |
| Operating cash flow (approximation) | €42k | €54k | €57k | €63k | €65k | ▲ 3.9% |
| Investment in fixed assets (approximation) | - | €-1k | €-15k | €0 | €-980 | - |
| Change in cash | - | €-32k | €-23k | €-12k | €21k | ▲ 280% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Highest result since 2018net €80k ▲133%
Operating result €82k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €255k ▲46%
3 profitable years in a row build equity to €255k.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 45 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2013
Ground area
670 m²
Building footprint
100 m²
Volume, LiDAR
505 m³
Parcel 11642D0164/00R006, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DiB-IT
since 20132.220.659.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0164/00R006 | Flanders | 670 m² | 1 · 100 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,529 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.