Turnover
≈ €470,000 estimated
The micro format states no turnover.
DIB
Overview
Lifetime
1 annual account with figurespeak €186,656 (2025)
€186,656
peak €122,661 (2025)
€122,661
peak €372,661 (2025)
€372,661
€126,180
Board1 name since 2024
1 directorDIEGEL VASTGOED
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 74% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 2.4%
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.5%▲ +0.1 percentage points vs 05-2025
07-2025: 2.9%▲ +0.4 percentage points vs 06-2025
08-2025: 3.1%▲ +0.2 percentage points vs 07-2025
09-2025: 3.4%▲ +0.3 percentage points vs 08-2025
10-2025: 3.4%● unchanged vs 09-2025
11-2025: 3.6%▲ +0.2 percentage points vs 10-2025
12-2025: 3.6%● unchanged vs 11-2025
01-2026: 3.5%▼ -0.1 percentage points vs 12-2025
02-2026: 3.9%▲ +0.4 percentage points vs 01-2026
03-2026: 3.8%▼ -0.1 percentage points vs 02-2026
04-2026: 4.6%▲ +0.8 percentage points vs 03-2026highest value
05-2026: 4.6%● unchanged vs 04-2026highest value
06-2026: 4.6%● unchanged vs 05-2026highest value
07-2026: 4.6%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -4.6 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Size: total assets €498,841
Liquidity: current ratio 3.95, cash €317,620
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 63% of them on solvency, 81% on liquidity and 79% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as DIB has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of DIB itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for DIB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.95, above the usual 1.5. Short-term debt is 25.3% and cash 63.7% of total assets. 25.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
DV
DIEGEL VASTGOED
Director, Dieben Dick Paul
- DIEGEL VASTGOED founderdeed of 03-04-2024
Recent changes
Incorporation
Founding capital of €250,000, 120 shares · Founder: DIEGEL VASTGOED · Appointment: DIEGEL VASTGOED (director) · published on 03-04-2024 · Gazette deed
First establishment
Desmedtstraat 26, Hoogstraten
Official details
Source: KBO- Status
- Active since 29-03-2024Normal situation
- Activity
- “Het aanleggen,het oordeelkundig beheer en het uitbreiden van een roerend en onroerend vermogen” (deed in Dutch)From the articles, 9 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.357.756.7292322 Hoogstraten, since 29-03-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €186,656
- €122,661
- €372,661
- €498,841
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on DIB
DIB has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372,661 and a net result of €122,661.
The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 09-07-2026, 22 days before the deadline€186,656
€186,536
€122,661
€372,661
74.7%
3.95
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €470,000. Estimated: probably between €310,000 and €720,000.
Balance sheet
balance sheet total €498,841 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
498,841 | |
29/58 |
498,841 | |
3 |
181,032 | |
30/36 |
181,032 | |
40/41 |
45 | |
40 |
45 | |
54/58 |
317,620 | |
490/1 |
144 | |
| Balance sheet: equity and liabilities | ||
10/49 |
498,841 | |
10/15 |
372,661 | |
10/11 |
250,000 | |
14 |
122,661 | |
17/49 |
126,180 | |
42/48 |
126,180 | |
44 |
85,293 | |
440/4 |
85,293 | |
45 |
40,887 | |
450/3 |
40,887 | |
| Income statement | ||
9900 |
186,656 | |
640/8 |
120 | |
9901 |
186,536 | |
65/66B |
22,989 | |
65 |
22,989 | |
9903 |
163,548 | |
67/77 |
40,887 | |
9904 |
122,661 | |
9905 |
122,661 | |
| Appropriation of the result | ||
9906 |
122,661 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 09-07-2026 | 2026-00273496 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 372,661 | ||
| 74.7% | ||
| 3.95 | ||
| 2.52 | ||
| 0.34 | ||
| 32.9% | ||
| 24.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on DIB
Debt's share of the balance-sheet total is 25.3%.
Board & ownership
Board
1 director, since incorporationDIEGEL VASTGOED
Director, permanent representative Dieben Dick Paul
appointed by deed of 03-04-2024
listed in the 2025 annual accounts, filed on 09-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “7. BESTUUR EN VERTEGENWOORDIGING Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”deed of 03-04-2024
Permanent representatives 1
Mandates through the years
1 name, the dashed line is todayDIEGEL VASTGOED
Director
Director
Board
Mandates as a list
- DIEGEL VASTGOED
- Director, appointed by deed of 03-04-2024, still in office
Control
Founder
DIEGEL VASTGOED
This company
DIB
Equity €372,661
Profit €122,661 in 2025
Capital
- Contribution
- €250,000
- Shares
- 120
- Contribution per share
- €2,083
- Equity per share
- €3,106 in 2025
- Source
- deed of 03-04-2024
Articles of association
deed of 03-04-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
Founder
At incorporation
deed of 03-04-2024 ↗
- DIEGEL VASTGOED sole founder · 100% at incorporation
Network & group
No group
DIB has no parent and no holdings in its annual accounts. DIEGEL VASTGOED is the only director. DIB shares no director with another company.
At the same address
Desmedtstraat 26, 2322 Hoogstraten · 7 other companies| AZUL INVEST
registered office since 23-07-2010 · founded in 2010 |
total assets €13.2m (2025) 0828.021.791 |
| DE PAPBOER
registered office since 31-03-2023 · founded in 2023 |
total assets €1.2m (2025) 0800.256.037 |
| TAS Development
registered office since 23-04-2020 · founded in 2020 |
total assets €1.2m (2025) 0746.481.514 |
| ALTR Projects
registered office since 02-12-2024 · founded in 2024 |
total assets €284,423 (2025) 1016.829.422 |
| INTERNATIONAL REAL ESTATE SOLUTIONS
registered office since 19-05-2014 · founded in 2014 |
total assets €113,230 (2026) 0552.876.442 |
| VERENIGING VAN MEDE-EIGENAARS VAN HET GEBOUW TE 2322 HOOGSTRATEN DESMEDTSTRAAT 26 RESIDENTIE DOMINUS
registered office since 23-11-2021 |
founded in 2021 0773.708.028 |
| LUZAZUL
registered office since 20-03-2020 |
founded in 2020 0745.837.849 |
Timeline
Timeline
3 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 22 days before the deadline
2024
IncorporationFounding capital of €250,000, 120 shares · Founder: DIEGEL VASTGOED · Appointment: DIEGEL VASTGOED (director) · published on 03-04-20245 points ▸
- Founder, DIEGEL VASTGOED
- Founding capital, €250,000, 120 shares
- Director appointment, DIEGEL VASTGOED
- Permanent representative, Dieben Dick Paul
- Registered office clause, Desmedtstraat 26 bus 3, 2322 Hoogstraten/Minderhout
- The deed holds 6 more points.
First establishment Desmedtstraat 26, Hoogstraten
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1007.792.287
- VAT number
- BE 1007.792.287
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-03-2024
- Financial year
- ends on 31 December
- Peppol
- Not found in the Peppol Directory
- Name
- DIB in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-04-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 03-04-2024 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen,het oordeelkundig beheer en het uitbreiden van een roerend en onroerend vermogen; Alle studieën en operaties met betrekking…”deed of 03-04-2024 (in Dutch)
9 activities
- Het aanleggen,het oordeelkundig beheer en het uitbreiden van een roerend en onroerend vermogen
- Alle studieën en operaties met betrekking tot alle onroerende goederen en rechten en tot alle roerende goederen en rechten welke daaruit voortvloeien,zoals de aankoop,de bouw,de verbouwing,de aanpassing,de huur en onderhuur,de ruiling,de verkoop en,in het algemeen,alle operaties die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,voor zichzelf of voor anderen van alle bebouwde of onbebouwde onroerende eigendommen
- Het uitvoeren of laten uitvoeren van alle mogelijke particuliere en openbare bouwwerken,als algemene aannemer of in onderaanneming,het ontwerp en de bouw van alle mogelijke gebouwen en bouwsels
- Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten kunstwerken en onroerende goederen en,algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particulieren bouwwerken
- Alle mogelijke management- en consultancyactiviteiten op het vlak van bovenvermelde activiteiten
- Consultancy,management,opleiding en technische expertise en bijstand op bovenvermelde activiteiten
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op dit domein actief zijn,de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Overige zakelijke dienstverlening in het kader van bovenvermelde activiteiten
- Project management in het onroerend goed,voor eigen rekening of voor derden
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Desmedtstraat 26 registered office 2322 Hoogstraten 41001 General construction of residential buildings | 29-03-2024 | 2.357.756.729 |
Buildings and parcels at the address
- Ground area
- 1,423 m²
- Buildings
- 295 m²
- Volume, LiDAR
- 1,098 m³
- Tallest building
- 10.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13024B0322/00W000 | 1,423 m² | 1 · 295 m² | 10.0 m · 1 |