DIAZ SERVICES
ActiveThe computed 12-month bankruptcy probability of DIAZ SERVICES is 1.6% (moderate). The 2025 annual accounts show equity of €14k and a net result of €6k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4462 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth72▲+17
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
cash: 2.1% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
43.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
84 d late
2023
29 d late
2022
31 d late
2021
11 d early
2020
26 d early
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€290k▲ 279%
2020 · €77k
2018: €131k
2019: €138k
2020: €77k
2018 → 2022
EBIT margin
7.2%▲ 14.1pp
2020 · -6.9%
2018: 1.1%
2019: 7.5%
2020: -6.9%
2018 → 2022
Net result
€6k
2024 · €-6k
2018: €1k
2019: €10k
2020: €-5k
2021: €4k
2022: €21k
2023: €-32k
2024: €-6k
2018 → 2025
Working capital
€8k▼ 44.3%
2023 · €14k
2018: €15k
2019: €25k
2020: €16k
2021: €25k
2022: €46k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€290k
Equity€25k-€46k▲ 84.4%€14k▼ 69.4%€8k▼ 44.3%€14k▲ 76.6%
Operating result€7k-€21k▲ 205%€-31k€-3k▲ 90.2%€7k
Net result€4k-€21k▲ 374%€-32k€-6k▲ 80.4%€6k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €3k in 2024.
Balance-sheet composition
Assets €14k
Fixed assets
€3k
Current assets
€11k
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Solvency
100.0%▲
2024 · 99.7%
ROE
43.4%▲
2024 · -79.6%
ROA
43.4%▲
2024 · -79.4%
Interest coverage
48.67
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€14k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€8k€11k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€14€285▲
Equity and liabilities
Total equity and liabilities10/49€8k€14k▲
Equity10/15€8k€14k▲
Contributions10/11€10k€10k=
Reserves13€367€367=
Non-distributable reserves130/1€367€367=
Reserves not available under the articles1311€367€367=
Profit (loss) carried forward14€-2k€4k▲
Amounts payable17/49€25-
Amounts payable within one year42/48€25-
Trade debts44€25-
Suppliers440/4€25-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€69
Gross operating margin9900€-3k€7k▲
Operating profit (loss)9901€-3k€7k▲
Financial income75/76B€40€177▲
Recurring financial income75€40€177▲
Financial charges65/66B€153€146▼
Recurring financial charges65€153€146▼
Profit (loss) for the period before taxes9903€-3k€7k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-6k€6k▲
Profit (loss) for the period to be appropriated9905€-6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€4k▲
Profit (loss) brought forward from the previous period14P€4k€-2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-32k ▼250%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 207current ratio 559.25
Current ratio from 2.71 to 559.25; short-term debt falls from €27k to €25.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €21k ▲374%
Operating result €21k, net result €21k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity times 93current ratio 282.14
Current ratio from 3.04 to 282.14; short-term debt falls from €8k to €88.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetsesteenweg 2641081 KoekelbergGround area
426 m²
Building footprint
116 m²
Volume, LiDAR
1,325 m³
Parcel 21492B0043/00P002, Brussels · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FH CLEAN
since 20172.266.390.647
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0043/00P002 | Brussels | 426 m² | 1 · 116 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
First Clean
BE 0661.926.614
Hooglede · Eq €14k
LC NET
BE 0799.746.588
Hamoir · Eq €14k
RAMENWASSERIJ ROMINA
BE 0644.783.150
Middelkerke · Eq €14k
CEPIPLUS
BE 0895.418.381
Flémalle · Eq €14k
Nette Ruimtes
BE 1025.991.368
Aalst · Eq €14k
Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 1,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2015
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.