DIANNA DAVID
ActiveDIANNA DAVID has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €256k and a net result of €16k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 19% of 91 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▲+4
Solvency42▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.87 in 2023; short-term debt: 67.7% and cash: 0.5% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 91 sector peers (2024).
NBB · sector comparisonPosition among 91 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
5 d late
2022
61 d late
2021
8 d late
2020
18 d late
2019
40 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€256k▲ 6.5%
2023 · €240k
2018: €153k
2019: €176k
2020: €200k
2021: €206k
2022: €226k
2023: €240k
2018 → 2024
Total assets
€1.54M▲ 14.2%
2023 · €1.35M
2018: €1.51M
2019: €1.48M
2020: €1.47M
2021: €1.45M
2022: €1.41M
2023: €1.35M
2018 → 2024
Net result
€16k▲ 4.4%
2023 · €15k
2018: €2k
2019: €23k
2020: €25k
2021: €6k
2022: €19k
2023: €15k
2018 → 2024
Working capital
€-178k▼ 64.1%
2023 · €-108k
2018: €-95k
2019: €-113k
2020: €-45k
2021: €-60k
2022: €-50k
2023: €-108k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€200k-€206k▲ 3.1%€226k▲ 9.3%€240k▲ 6.6%€256k▲ 6.5%
Operating result€25k-€45k▲ 79.2%€58k▲ 27.3%€84k▲ 45.3%€56k▼ 33.3%
Net result€25k-€6k▼ 74.9%€19k▲ 211%€15k▼ 22.5%€16k▲ 4.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.54M
Fixed assets
€675k▲ 12.9%
Current assets
€866k▲ 15.3%
Equity and liabilities €1.54M
Equity
€256k▲ 6.5%
Debt
€1.28M▲ 15.9%
The debt ratio rises from 82.2% to 83.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▼
2023 · €124k
Cash flow
€74k▲
2023 · €55k
Solvency
16.6%▼
2023 · 17.8%
Current ratio
0.83▼
2023 · 0.87
Quick ratio
0.03▲
2023 · 0.02
Debt / equity
5.02▲
2023 · 4.61
ROE
6.1%▼
2023 · 6.2%
ROA
1.0%▼
2023 · 1.1%
Interest coverage
3.19▲
2023 · 2.71
Debt
€1.28M▲
2023 · €1.11M
Debt ≤ 1 year
€1.04M▲
2023 · €859k
Debt > 1 year
€241k▲
2023 · €214k
Income taxes
€5k▼
2023 · €23k
Staff costs
€419k▲
2023 · €401k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.35M€1.54M▲
Fixed assets21/28€598k€675k▲
Tangible fixed assets22/27€593k€670k▲
Land and buildings22€348k€330k▼
Plant, machinery and equipment23€245k€222k▼
Furniture and vehicles24-€117k
Financial fixed assets28€5k€5k=
Current assets29/58€751k€866k▲
Stocks and contracts in progress3€731k€838k▲
Stocks30/36€731k€759k▲
Contracts in progress37-€79k
Amounts receivable within one year40/41€11k€13k▲
Trade receivables40-€309
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58-€7k
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.54M▲
Equity10/15€240k€256k▲
Contributions10/11€174k€174k=
Capital10€174k€174k=
Issued capital100€174k€174k=
Reserves13€66k€82k▲
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Distributable reserves133€49k€65k▲
Amounts payable17/49€1.11M€1.28M▲
Amounts payable after more than one year17€214k€241k▲
Financial debts170/4€214k€241k▲
Amounts payable within one year42/48€859k€1.04M▲
Current portion of amounts payable after more than one year42€132k€152k▲
Financial debts43€257k€255k▼
Credit institutions430/8€257k€255k▼
Trade debts44€106k€110k▲
Suppliers440/4€106k€110k▲
Advances received on contracts in progress46€2k€160k▲
Taxes, remuneration and social security45€123k€131k▲
Taxes450/3€85k€100k▲
Remuneration and social security454/9€38k€31k▼
Other amounts payable47/48€240k€235k▼
Accrued charges and deferred income492/3€36k-
Income statement
Code20232024
Non-recurring operating income76A€449€37k▲
Remuneration, social security and pensions62€401k€419k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€59k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€50k-
Other operating charges640/8€44k€9k▼
Gross operating margin9900€620k€544k▼
Operating profit (loss)9901€84k€56k▼
Financial income75/76B€30€199▲
Recurring financial income75€30€199▲
Financial charges65/66B€46k€36k▼
Recurring financial charges65€46k€36k▼
Profit (loss) for the period before taxes9903€38k€20k▼
Income taxes67/77€23k€5k▼
Profit (loss) for the period9904€15k€16k▲
Profit (loss) for the period to be appropriated9905€15k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€16k▲
Profit (loss) brought forward from the previous period14P€602-
Transfer to equity691/2€15k€16k▲
To other reserves6921€15k€16k▲
Social balance
Average headcount (FTE)90878.78.7=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
31-12
Financial
Highest result since 2018net €25k ▲6.9%
Net result €25k, the highest in the series.
31-12
Financial
Equity above €200kEq €200k ▲14%
3 profitable years in a row build equity to €200k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 40 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordsesteenweg 2111860 MeiseGround area
1,248 m²
Building footprint
172 m²
Volume, LiDAR
1,541 m³
Parcel 23050E0102/00F003, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vilvoordsesteenweg 211, 1860 Meise
since 19862.020.044.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050E0102/00F003 | Flanders | 1,248 m² | 1 · 172 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0430.733.943
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REGIS STYLE
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BEWICO
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Of 1,093 companies in sector 14210 we hold annual accounts for 212. 141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-01-1982
Fiscal year end31-12
Activities, NACEBEL
14130Manufacture of wearing apparel
14210Manufacture of outerwear
18222
47711Retail sale of women's outerwear
52423
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.