DIANA CHEUNG
ActiveSummary
The computed 12-month bankruptcy probability of DIANA CHEUNG is 4.4% (elevated). The 2025 annual accounts show equity of €116k and a net result of €56k. Equity is growing by ~84.4% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 4.61 against 3.86 in 2024; short-term debt: 20.8% and cash: 63.9% of total assets), and 20.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
37.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
136 d early
2024
24 d early
2023
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 91.2%
2024 · €61k
2023: €14k
2024: €61k
2023 → 2025
Total assets
€147k▲ 79.2%
2024 · €82k
2023: €22k
2024: €82k
2023 → 2025
Net result
€56k▲ 17.6%
2024 · €47k
2023: €11k
2024: €47k
2023 → 2025
Working capital
€110k▲ 87.1%
2024 · €59k
2023: €12k
2024: €59k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€61k▲ 345%€116k▲ 91.2%
Operating result€14k-€61k▲ 334%€70k▲ 14.2%
Net result€11k-€47k▲ 342%€56k▲ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€6k ▲ 146%
Current assets
€141k ▲ 77.1%
Equity and liabilities €147k
Equity
€116k ▲ 91.2%
Debt
€31k ▲ 44.5%
Debt's share of the balance-sheet total falls from 25.8% to 20.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▲
2024 · €62k
Cash flow
€57k▲
2024 · €48k
Current ratio
4.61▲
2024 · 3.86
Debt to equity
0.26▼
2024 · 0.35
ROE
47.7%▼
2024 · 77.5%
ROA
37.8%▼
2024 · 57.5%
Interest coverage
1592.18▲
2024 · 35.23
Debt ≤ 1 year
€31k▲
2024 · €21k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€147k▲
Fixed assets21/28€2k€6k▲
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€6k▲
Current assets29/58€80k€141k▲
Current investments50/53-€13k
Cash at bank and in hand54/58€78k€94k▲
Deferred charges and accrued income490/1€2k€34k▲
Equity and liabilities
Total equity and liabilities10/49€82k€147k▲
Equity10/15€61k€116k▲
Contributions10/11€3k€3k=
Reserves13-€113k
Distributable reserves133-€113k
Profit (loss) carried forward14€58k-
Amounts payable17/49€21k€31k▲
Amounts payable within one year42/48€21k€31k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€14k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€6k€10k▲
Accrued charges and deferred income492/3€545-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€786€2k▲
Other operating charges640/8€248€178▼
Gross operating margin9900€62k€72k▲
Operating profit (loss)9901€61k€70k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€2k€45▼
Recurring financial charges65€2k€45▼
Profit (loss) for the period before taxes9903€60k€70k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€47k€56k▲
Profit (loss) for the period to be appropriated9905€47k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€113k▲
Profit (loss) brought forward from the previous period14P€11k€58k▲
Transfer to equity691/2-€113k
To other reserves6921-€113k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €56k ▲17.6%
Operating result €70k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €116k ▲91.2%
3 profitable years in a row build equity to €116k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loixplein 71060 Sint-Gillis (bij-Brussel)Ground area
6,091 m²
Building footprint
926 m²
Volume, LiDAR
29,242 m³
2 parcels, Brussels · tallest building 38.0 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
DIANA CHEUNG
since 20232.345.835.429
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0424/00Z000 | Brussels | 5,825 m² | 1 · 691 m² | 38.0 m · 12 fl. |
| 21013B0036/00S021 | Brussels | 266 m² | 1 · 235 m² | 31.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.