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DIAMUR SILO

Active
Private limited companyfounded 2018active for 8 yearsZwarteweg 47, 2030 Antwerpen, BelgiumKBO/BCE: BE 0693.943.344
Summary

DIAMUR SILO has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418,990 and a net result of €576,674. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 27% of 6,071 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€8.6mturnover 2025
Staff
5 FTE
Equity
€418,990
Profit
€576,674
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
MBMC NV
  • MBMC NVDirector · permanent representative Filip Van den Braembussche
  • PHVE BVDirector · permanent representative Philiep Van Eeckhout
  • Schipdonk BVDirector · permanent representative Alexander Van den Braembussche
Accounts 5 days early1 of 9 deeds read
Why 67raises riskLiquidity: current ratio 1.65Equity €418,990 (24.2% of total assets)lowers riskFigures for financial year 2025 (filed 25-02-2026)Size: turnover €8.6m, 5 FTE, total assets €1.7mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 55% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 49+18
equity 24.2% of total assets
Liquidity 39+27
short-term debt 58.5%
Profitability 84+1
return on assets 33.3%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%● unchanged vs 11-2024 01-2025: 3.3%▼ -0.1 percentage points vs 12-2024 02-2025: 3.5%▲ +0.2 percentage points vs 01-2025highest value 03-2025: 1.7%▼ -1.8 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.7%▼ -0.1 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.2%▼ -0.6 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%▼ -0.2 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.0%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, compared with 1.19 in 2024; short-term debt: 58.5% of total assets), but 75.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 35% on solvency, 37% on liquidity, 78% on profitability and 69% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.65
NBB · annual accounts
raises risk · Equity €418,990 (24.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 25-02-2026)
NBB · annual accounts
lowers risk · Size: turnover €8.6m, 5 FTE, total assets €1.7m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €418,990
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 23-02-2026, 5 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
5 days early
2024
4 days early
2023
6 days early
2022
8 days early
2021
1 day late
2020
30 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-07-2026 is due by 28-02-2027. Nothing is late today. The company usually files around 23 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-07-2026 year end09-10-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Schipdonk BV (director)Reappointments: MBMC NV, Diamur NV…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Highest result from 2019 to 2025net €576,674 ▲5.1%

Key points

  • Positive: Equity rose in 2025from €122,316 to €418,990 ▲ 243% View
  • New directorslatest change 30-01-2026 · 3 in office 5 joined View
  • Controlled by MBMC NV parent View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Turnover
€8.6m
Profit
€576,674
Solvency
24.2%
Turnover▼ 5.5%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
Parent
MBMC NV
  • MBMC NVDirector
  • PHVE BVDirector
  • Schipdonk BVDirector
Go to Board & ownership

Timeline

Events
13
Since
2020
Next accounts
by 28-02-2027
  1. 31-07-2025Equity above €200,000
  2. 24-02-2025Annual accounts filed
  3. 31-07-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
05-04-2018
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

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