DIAMOND SERVICES
ActiveSummary
DIAMOND SERVICES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €23k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 18.79 against 7.79 in 2024; short-term debt: 3.8% and cash: 45.9% of total assets), and 3.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d late
2023
22 d late
2022
31 d late
2021
45 d early
2020
26 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 23.2%
2024 · €100k
Total assets
€128k▲ 16.8%
2024 · €109k
Net result
€23k▲ 15.3%
2024 · €20k
Working capital
€87k▲ 33.3%
2024 · €65k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▼ 85.9%€-334€36k€29k▼ 18.2%€34k▲ 16.2%
Net result€968▼ 92.0%€-1k€24k€20k▼ 17.3%€23k▲ 15.3%
Equity€57k▲ 1.7%€56k▼ 2.6%€80k▲ 43.6%€100k▲ 25.1%€123k▲ 23.2%
Total assets€92k▲ 33.1%€84k▼ 9.5%€105k▲ 25.5%€109k▲ 4.4%€128k▲ 16.8%
Debt€35k▲ 165%€28k▼ 20.7%€25k▼ 10.4%€10k▼ 61.5%€5k▼ 49.1%
Working capital€7k▼ 49.7%€13k▲ 73.9%€39k▲ 206%€65k▲ 68.8%€87k▲ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€36k ▲ 3.9%
Current assets
€92k ▲ 22.7%
Equity and liabilities €128k
Equity
€123k ▲ 23.2%
Debt
€5k ▼ 49.1%
Debt's share of the balance-sheet total falls from 8.8% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €36k
Cash flow
€30k▲
2024 · €27k
Current ratio
18.79▲
2024 · 7.79
Debt to equity
0.04▼
2024 · 0.10
ROE
18.8%▼
2024 · 20.1%
ROA
18.1%▼
2024 · 18.3%
Interest coverage
67.81▼
2024 · 197.44
Debt ≤ 1 year
€5k▼
2024 · €10k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €11 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €7k | €7k | ▲ 8.7% |
| Other operating charges640/8 | €1k | €615 | €859 | €1k | €864 | ▼ 16.6% |
| Gross operating margin9900 | €12k | €9k | €44k | €37k | €42k | ▲ 14.0% |
| Operating profit (loss)9901 | €3k | €-334 | €36k | €29k | €34k | ▲ 16.2% |
| Financial income75/76B | €99 | €46 | €34 | €331 | €532 | ▲ 60.7% |
| Recurring financial income75 | €99 | €46 | €34 | €331 | €518 | ▲ 56.5% |
| Non-recurring financial income76B | - | - | - | - | €14 | - |
| Financial charges65/66B | €842 | €387 | €693 | €181 | €861 | ▲ 375% |
| Recurring financial charges65 | €716 | €387 | €197 | €181 | €606 | ▲ 234% |
| Non-recurring financial charges66B | €127 | - | €495 | - | €255 | - |
| Profit (loss) for the period before taxes9903 | €2k | €-674 | €35k | €29k | €34k | ▲ 14.5% |
| Income taxes67/77 | €875 | €816 | €11k | €9k | €10k | ▲ 12.8% |
| Profit (loss) for the period9904 | €968 | €-1k | €24k | €20k | €23k | ▲ 15.3% |
| Profit (loss) for the period to be appropriated9905 | €968 | €-1k | €24k | €20k | €23k | ▲ 15.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92k | €84k | €105k | €109k | €128k | ▲ 16.8% |
| Fixed assets21/28 | €50k | €46k | €41k | €34k | €36k | ▲ 3.9% |
| Tangible fixed assets22/27 | €50k | €46k | €41k | €34k | €36k | ▲ 3.9% |
| Land and buildings22 | €45k | €42k | €38k | €33k | €32k | ▼ 1.0% |
| Plant, machinery and equipment23 | €3k | €3k | €2k | €1k | €1k | ▲ 22.0% |
| Furniture and vehicles24 | €2k | €1k | €709 | €302 | €2k | ▲ 465% |
| Financial fixed assets28 | €25 | €25 | €137 | €137 | €137 | = |
| Current assets29/58 | €43k | €37k | €64k | €75k | €92k | ▲ 22.7% |
| Amounts receivable within one year40/41 | €8k | €4k | €18k | €7k | €6k | ▼ 19.3% |
| Trade receivables40 | €579 | €105 | €18k | €5k | €2k | ▼ 52.2% |
| Other amounts receivable41 | €8k | €4k | - | €3k | €4k | ▲ 37.5% |
| Current investments50/53 | €25k | €21k | €24k | €24k | €24k | = |
| Cash at bank and in hand54/58 | €6k | €8k | €18k | €38k | €59k | ▲ 52.3% |
| Deferred charges and accrued income490/1 | €3k | €4k | €4k | €5k | €3k | ▼ 32.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92k | €84k | €105k | €109k | €128k | ▲ 16.8% |
| Equity10/15 | €57k | €56k | €80k | €100k | €123k | ▲ 23.2% |
| Contributions10/11 | €13k | €13k | €13k | €13k | €13k | = |
| Reserves13 | €18k | €18k | €42k | €62k | €85k | ▲ 37.3% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €16k | €16k | €42k | €62k | €85k | ▲ 37.3% |
| Profit (loss) carried forward14 | €26k | €25k | €25k | €25k | €25k | = |
| Amounts payable17/49 | €35k | €28k | €25k | €10k | €5k | ▼ 49.1% |
| Amounts payable within one year42/48 | €35k | €24k | €25k | €10k | €5k | ▼ 49.1% |
| Trade debts44 | €6k | €11k | €21k | €8k | €4k | ▼ 41.3% |
| Suppliers440/4 | €6k | €11k | €21k | €8k | €4k | ▼ 41.3% |
| Advances received on contracts in progress46 | €10k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €7k | €960 | €568 | €2k | €156 | ▼ 92.2% |
| Taxes450/3 | €7k | €960 | €568 | €2k | €156 | ▼ 92.2% |
| Other amounts payable47/48 | €12k | €13k | €3k | - | €269 | - |
| Accrued charges and deferred income492/3 | - | €4k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €968 | €-1k | €24k | €20k | €23k | ▲ 15.3% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €7k | €7k | ▲ 8.7% |
| Operating cash flow (approximation) | €9k | €7k | €32k | €27k | €30k | ▲ 13.7% |
| Investment in fixed assets (approximation) | - | €-5k | €-2k | €0 | €-9k | - |
| Change in cash | - | €2k | €10k | €21k | €20k | ▼ 2.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 18.79
Current ratio from 7.79 to 18.79; short-term debt falls from €10k to €5k.
31-12
Financial
Equity above €100kEq €123k ▲23.2%
3 profitable years in a row build equity to €123k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 7.79
Current ratio from 2.55 to 7.79; short-term debt falls from €25k to €10k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 1999
Ground area
954 m²
Building footprint
101 m²
Volume, LiDAR
512 m³
Parcel 45013A0537/00K000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIAMOND SERVICES
since 19992.090.224.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45013A0537/00K000 | Flanders | 954 m² | 1 · 101 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,852 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.