DIAMO
ActiveSummary
DIAMO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€48,849) and a net result of -€5,904. Equity is shrinking by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth48▲+6
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.11 against 0.09 in 2023; short-term debt: 543.5% and cash: 58.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-443.5%
Return on assets
-53.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€48,849
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
61 d early
2022
66 d early
2021
53 d early
2020
59 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 58 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€89,072▲ 48.1%
2023 · €60,142
EBIT margin
-6.6%▲ 9.0pp
2023 · -15.6%
Net result
-€5,904▲ 38.2%
2023 · -€9,559
Working capital
-€53,460▼ 16.7%
2023 · -€45,805
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€44,765▼ 0.9%€43,905▼ 1.9%€56,417▲ 28.5%€60,142▲ 6.6%€89,072▲ 48.1%
Operating result€3,533-€3,420-€12,515▼ 266%-€9,398▲ 24.9%-€5,895▲ 37.3%
Net result€3,303within the sector's middle half-€3,961below the sector's middle half-€12,590below the sector's middle half▼ 218%-€9,559below the sector's middle half▲ 24.1%-€5,904below the sector's middle half▲ 38.2%
EBIT margin7.9%▲ 9.5pp-7.8%▼ 15.7pp-22.2%▼ 14.4pp-15.6%▲ 6.6pp-6.6%▲ 9.0pp
Equity-€16,835below the sector's middle half▲ 16.4%-€20,796below the sector's middle half▼ 23.5%-€33,386below the sector's middle half▼ 60.5%-€42,945below the sector's middle half▼ 28.6%-€48,849below the sector's middle half▼ 13.7%
Total assets€19,511below the sector's middle half▲ 27.9%€7,825below the sector's middle half▼ 59.9%€542below the sector's middle half▼ 93.1%€7,330below the sector's middle half▲ 1,252%€11,014below the sector's middle half▲ 50.3%
Debt€36,346▲ 2.7%€28,621▼ 21.3%€33,928▲ 18.5%€50,274▲ 48.2%€59,863▲ 19.1%
Working capital-€24,517▲ 21.8%-€24,732▼ 0.9%-€45,805-€53,460▼ 16.7%
Solvency-86.3%below the sector's middle half▲ 45.7pp-265.8%below the sector's middle half▼ 179.5pp-585.9%below the sector's middle half-443.5%below the sector's middle half▲ 142.4pp
Staff (FTE)1.2within the sector's middle half1.1▼ 8.3%1.6▲ 45.5%2.9▲ 81.3%5.2▲ 79.3%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,895 in 2024 against €9,398 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11,014
Fixed assets
€4,611 ▲ 61.2%
Current assets
€6,404 ▲ 43.3%
Key figures and ratios
EBITDA
-€5,015▲
2023 · -€8,640
Cash flow
-€5,025▲
2023 · -€8,801
Current ratio
0.11▲
2023 · 0.09
Debt to equity
-1.23▼
2023 · -1.17
ROA
-53.6%▲
2023 · -130.4%
Interest coverage
-512.29▼
2023 · -53.72
Debt ≤ 1 year
€59,863▲
2023 · €50,274
Staff costs
€45,614▲
2023 · €25,763
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €44,765 | €43,905 | €56,417 | €60,142 | €89,072 | ▲ 48.1% |
| Goods, raw materials, services and sundry goods60/61 | - | €43,257 | €33,331 | €43,020 | €48,473 | ▲ 12.7% |
| Remuneration, social security and pensions62 | - | €2,104 | €32,208 | €25,763 | €45,614 | ▲ 77.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,821 | €3,747 | €3,394 | €758 | €879 | ▲ 16.0% |
| Gross operating margin9900 | €16,032 | €2,431 | €23,086 | €17,123 | €40,599 | ▲ 137% |
| Operating profit (loss)9901 | €3,533 | -€3,420 | -€12,515 | -€9,398 | -€5,895 | ▲ 37.3% |
| Financial income75/76B | - | - | €94 | - | - | - |
| Recurring financial income75 | - | - | €94 | - | - | - |
| Financial charges65/66B | - | €541 | €168 | €161 | €10 | ▼ 93.9% |
| Recurring financial charges65 | €229 | €541 | €168 | €161 | €10 | ▼ 93.9% |
| Profit (loss) for the period before taxes9903 | €3,303 | -€3,961 | -€12,590 | -€9,559 | -€5,904 | ▲ 38.2% |
| Profit (loss) for the period9904 | €3,303 | -€3,961 | -€12,590 | -€9,559 | -€5,904 | ▲ 38.2% |
| Profit (loss) for the period to be appropriated9905 | €3,303 | -€3,961 | -€12,590 | -€9,559 | -€5,904 | ▲ 38.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,511 | €7,825 | €542 | €7,330 | €11,014 | ▲ 50.3% |
| Fixed assets21/28 | €7,682 | €3,936 | €542 | €2,861 | €4,611 | ▲ 61.2% |
| Tangible fixed assets22/27 | €7,682 | €3,936 | €542 | €2,861 | €4,611 | ▲ 61.2% |
| Plant, machinery and equipment23 | - | €3,936 | €542 | €1,671 | €3,686 | ▲ 121% |
| Furniture and vehicles24 | - | - | - | €1,189 | €925 | ▼ 22.2% |
| Current assets29/58 | €11,829 | €3,889 | - | €4,469 | €6,404 | ▲ 43.3% |
| Amounts receivable within one year40/41 | €8,442 | €1,084 | - | €1,278 | - | - |
| Trade receivables40 | - | €249 | - | €1,278 | - | - |
| Other amounts receivable41 | - | €835 | - | - | - | - |
| Cash at bank and in hand54/58 | €3,387 | €2,805 | - | €3,191 | €6,404 | ▲ 101% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,511 | €7,825 | €542 | €7,330 | €11,014 | ▲ 50.3% |
| Equity10/15 | -€16,835 | -€20,796 | -€33,386 | -€42,945 | -€48,849 | ▼ 13.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €9,002 | €9,002 | €9,002 | €9,002 | €9,002 | = |
| Non-distributable reserves130/1 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Legal reserve130 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Distributable reserves133 | - | €5,903 | €5,903 | €5,903 | €5,903 | = |
| Profit (loss) carried forward14 | -€87,837 | -€91,797 | -€104,387 | -€113,946 | -€119,851 | ▼ 5.2% |
| Amounts payable17/49 | €36,346 | €28,621 | €33,928 | €50,274 | €59,863 | ▲ 19.1% |
| Amounts payable within one year42/48 | €36,346 | €28,621 | €33,928 | €50,274 | €59,863 | ▲ 19.1% |
| Financial debts43 | - | - | €4,268 | - | - | - |
| Credit institutions430/8 | - | - | €4,268 | - | - | - |
| Trade debts44 | €183 | €374 | €169 | €89 | €3,057 | ▲ 3,335% |
| Suppliers440/4 | - | €374 | €169 | €89 | €3,057 | ▲ 3,335% |
| Taxes, remuneration and social security45 | - | - | €2,190 | €2,329 | €1,012 | ▼ 56.5% |
| Taxes450/3 | - | - | €2,190 | €2,329 | €1,012 | ▼ 56.5% |
| Other amounts payable47/48 | - | €28,247 | €27,301 | €47,856 | €55,795 | ▲ 16.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,303 | -€3,961 | -€12,590 | -€9,559 | -€5,904 | ▲ 38.2% |
| + Depreciation and write-downs630 | €3,821 | €3,747 | €3,394 | €758 | €879 | ▲ 16.0% |
| Operating cash flow (approximation) | €7,124 | -€214 | -€9,196 | -€8,801 | -€5,025 | ▲ 42.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,077 | -€2,629 | ▲ 14.5% |
| Change in cash | - | -€582 | - | - | €3,213 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€12,590
Net result drops to -€12,590, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3,303
Net result €3,303 after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 23 acts read
About the unread acts
We know of 23 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
226 m²
Building footprint
225 m²
Volume, LiDAR
844 m³
Parcel 11422C0555/00T000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Bredabaan 257, 2170 Antwerpen
since 20122.214.403.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0555/00T000 | Flanders | 226 m² | 1 · 224 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,513 companies in sector 47540 we hold annual accounts for 805. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
47540Retail sale of electrical household appliances
E-invoicing
Reachable via Peppol
Peppol ID
0208:0458415070
Also
9925:BE0458415070
Registered
02-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.