DIAMCAD
ActiveDIAMCAD has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.05M and a net result of €-654k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 18% of 4844 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-10
Solvency41▼-1
Growth44▼-1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.18 in 2024; short-term debt: 82.7% and cash: 2.8% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
-2.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4844 sector peers (2025).
NBB · sector comparisonPosition among 4844 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
87 d early
2023
78 d early
2022
20 d early
2021
37 d early
2020
94 d early
2019
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€38.78M▼ 8.7%
2024 · €42.49M
2018: €45.23M
2019: €38.05M
2020: €28.68M
2022: €45.27M
2023: €48.09M
2024: €42.49M
2018 → 2025
EBIT margin
2.7%▼ 0.8pp
2024 · 3.5%
2018: 12.0%
2019: 11.3%
2020: 3.9%
2022: 1.8%
2023: 8.1%
2024: 3.5%
2018 → 2025
Net result
€-654k
2024 · €1.25M
2018: €4.27M
2019: €3.11M
2020: €1.40M
2022: €434k
2023: €2.80M
2024: €1.25M
2018 → 2025
Working capital
€4.38M▼ 12.1%
2024 · €4.98M
2018: €4.23M
2019: €4.37M
2020: €4.45M
2022: €4.41M
2023: €4.97M
2024: €4.98M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Turnover€28.68M-€45.27M▲ 57.9%€48.09M▲ 6.2%€42.49M▼ 11.6%€38.78M▼ 8.7%
Equity€5.49M-€5.11M▼ 6.8%€5.70M▲ 11.4%€5.70M▲ 0.1%€5.05M▼ 11.5%
Operating result€1.13M-€807k▼ 28.4%€3.90M▲ 383%€1.47M▼ 62.2%€1.03M▼ 30.2%
Net result€1.40M-€434k▼ 68.9%€2.80M▲ 544%€1.25M▼ 55.4%€-654k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31.49M
Fixed assets
€1.07M▼ 17.4%
Current assets
€30.42M▼ 6.2%
Equity and liabilities €31.49M
Equity
€5.05M▼ 11.5%
Provisions
€374k▼ 34.6%
Debt
€26.07M▼ 5.0%
The debt ratio rises from 81.4% to 82.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.40M▼
2024 · €1.86M
Cash flow
€-287k▼
2024 · €1.64M
Solvency
16.0%▼
2024 · 16.9%
Current ratio
1.17▼
2024 · 1.18
Quick ratio
0.37▲
2024 · 0.30
Debt / equity
5.16▲
2024 · 4.81
ROE
-13.0%▼
2024 · 21.9%
ROA
-2.1%▼
2024 · 3.7%
Interest coverage
1.74▼
2024 · 2.51
Debt
€26.07M▼
2024 · €27.45M
Debt ≤ 1 year
€26.05M▼
2024 · €27.45M
Income taxes
€88k▼
2024 · €177k
Staff costs
€3.39M▼
2024 · €3.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33.73M€31.49M▼
Fixed assets21/28€1.29M€1.07M▼
Intangible fixed assets21€157k€109k▼
Tangible fixed assets22/27€1.13M€959k▼
Plant, machinery and equipment23€1.04M€883k▼
Furniture and vehicles24€12k€22k▲
Other tangible fixed assets26€81k€54k▼
Financial fixed assets28€2k€876▼
Affiliated companies280/1€2k€0▼
Participating interests280€2k€0▼
Other financial fixed assets284/8€476€876▲
Amounts receivable and cash guarantees285/8€476€876▲
Current assets29/58€32.43M€30.42M▼
Stocks and contracts in progress3€24.28M€20.66M▼
Stocks30/36€24.28M€20.66M▼
Goods purchased for resale34€24.28M€20.66M▼
Amounts receivable within one year40/41€5.97M€4.47M▼
Trade receivables40€5.87M€4.31M▼
Other amounts receivable41€101k€166k▲
Current investments50/53€1.73M€4.31M▲
Other investments51/53€1.73M€4.31M▲
Cash at bank and in hand54/58€407k€890k▲
Deferred charges and accrued income490/1€40k€85k▲
Equity and liabilities
Total equity and liabilities10/49€33.73M€31.49M▼
Equity10/15€5.70M€5.05M▼
Contributions10/11€637k€637k=
Capital10€267k€267k=
Issued capital100€267k€267k=
Outside capital11€370k€370k=
Share premium1100/10€370k€370k=
Reserves13€27k€27k=
Non-distributable reserves130/1€27k€27k=
Legal reserve130€27k€27k=
Profit (loss) carried forward14€5.04M€4.39M▼
Provisions and deferred taxes16€571k€374k▼
Provisions for liabilities and charges160/5€571k€374k▼
Taxes161€84k€0▼
Environmental obligations163€487k-
Other liabilities and charges164/5-€374k
Amounts payable17/49€27.45M€26.07M▼
Amounts payable within one year42/48€27.45M€26.05M▼
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€3.25M€2.01M▼
Suppliers440/4€3.25M€2.01M▼
Advances received on contracts in progress46€67k€59k▼
Taxes, remuneration and social security45€105k€161k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€103k€157k▲
Other amounts payable47/48€24.03M€23.81M▼
Accrued charges and deferred income492/3-€23k
Income statement
Code20242025
Operating income70/76A€43.65M€39.58M▼
Turnover70€42.49M€38.78M▼
Other operating income74€1.16M€797k▼
Operating charges60/66A€42.17M€38.55M▼
Goods for resale, raw materials and consumables60€36.26M€33.40M▼
Purchases600/8€41.79M€29.79M▼
Change in stocks: decrease (increase)609€-5.53M€3.61M▲
Services and other goods61€1.78M€1.50M▼
Remuneration, social security and pensions62€3.71M€3.39M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€389k€367k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€25k€-113k▼
Other operating charges640/8€6k€5k▼
Operating profit (loss)9901€1.47M€1.03M▼
Financial income75/76B€696k€132k▼
Recurring financial income75€696k€132k▼
Income from current assets751€245k€99k▼
Other financial income752/9€450k€33k▼
Financial charges65/66B€744k€1.73M▲
Recurring financial charges65€744k€1.73M▲
Debt charges650€743k€804k▲
Other financial charges652/9€732€923k▲
Profit (loss) for the period before taxes9903€1.43M€-566k▼
Income taxes67/77€177k€88k▼
Taxes670/3€177k€88k▼
Profit (loss) for the period9904€1.25M€-654k▼
Profit (loss) for the period to be appropriated9905€1.25M€-654k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.28M€4.39M▼
Profit (loss) brought forward from the previous period14P€5.03M€5.04M▲
Profit to be distributed694/7€1.24M€0▼
Return on contributions (dividend)694€1.24M€0▼
Social balance
Average headcount (FTE)908733.534.4▲
The notes to these accounts (56 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-654k ▼152%
Net result drops to €-654k, the lowest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €5MEq €5.18M ▲6.9%
2 profitable years in a row build equity to €5.18M.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schupstraat 172018 AntwerpenGround area
297 m²
Building footprint
256 m²
Volume, LiDAR
5,187 m³
Parcel 11808H1176/00N011, Flanders · tallest building 35.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Schupstraat 17, 2018 Antwerpen
since 19892.042.876.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1176/00N011 | Flanders | 297 m² | 1 · 256 m² | 35.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 7 entries · 213,538 EUR awarded · 173,452 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 13,975 EUR | 88,975 EUR |
| 2024 | 2 | 7,974 EUR | 9,477 EUR |
| 2023 | 2 | 191,589 EUR | 75,000 EUR |
Schemes
Ontwikkelingsproject
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
5299007DTTZDZKI65O62
Similar companies · same sector, comparable size
DIVINE GRACE
BE 0476.307.810
Antwerpen · Eq €5.02M
SIMPLEX DIAM
BE 0446.464.868
Antwerpen · Eq €5.17M
RIKHAV
BE 0477.618.694
Antwerpen · Eq €5.18M
MANUFACTURING AGENCIES CONSULTING
BE 0439.572.623
Genk · Eq €5.26M
YOUNES CHAOUKI DIAMONDS
BE 0442.438.279
Antwerpen · Eq €4.84M
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-03-1989
Fiscal year end31-12
Activities, NACEBEL
32121Other manufacturing
36221
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.