DIAMAT CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of DIAMAT CONSTRUCT is 4.2% (elevated). The 2025 annual accounts show negative equity (-€6,197) and a net result of -€720. Equity is shrinking by about 56% per year across the filed financial years. Its solvency ranks better than 5% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€6,197
- Loss
- -€720
Why 46raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateNo registered site in the KBONegative equity -€6,197lowers riskSize: total assets €954Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 15% on liquidity, 4% on profitability and 22% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 75 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00547087.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result stays negative: a loss of €532 in 2025 against €1,929 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83.0% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €275 | €705 | €998 | €1,016 | - | - | - | - |
| Other operating charges640/8 | - | - | €348 | €347 | €385 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€4,410 | -€1,102 | -€2,702 | -€1,488 | -€6,864 | -€1,541 | -€133 | ▲ 91.4% |
| Operating profit (loss)9901 | -€5,139 | -€2,155 | -€4,048 | -€2,851 | -€7,249 | -€1,929 | -€532 | ▲ 72.4% |
| Financial charges65/66B | - | - | €141 | €153 | €153 | €258 | €188 | ▼ 27.3% |
| Recurring financial charges65 | €1 | - | €141 | €153 | €153 | €258 | €188 | ▼ 27.3% |
| Profit (loss) for the period before taxes9903 | -€5,140 | -€2,155 | -€4,189 | -€3,004 | -€7,402 | -€2,187 | -€720 | ▲ 67.1% |
| Profit (loss) for the period9904 | -€5,140 | -€2,155 | -€4,189 | -€3,004 | -€7,402 | -€2,187 | -€720 | ▲ 67.1% |
| Profit (loss) for the period to be appropriated9905 | -€5,140 | -€2,155 | -€4,189 | -€3,004 | -€7,402 | -€2,187 | -€720 | ▲ 67.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €13,843 | €11,630 | €7,448 | €4,443 | €15,450 | €264 | €954 | ▲ 261% |
| Fixed assets21/28 | €963 | €2,014 | €1,016 | - | - | - | - | - |
| Tangible fixed assets22/27 | €963 | €2,014 | €1,016 | - | - | - | - | - |
| Plant, machinery and equipment23 | - | - | €1,016 | - | - | - | - | - |
| Current assets29/58 | €12,880 | €9,616 | €6,432 | €4,443 | €15,450 | €264 | €954 | ▲ 261% |
| Amounts receivable within one year40/41 | €2,239 | €580 | €1,017 | €1,145 | €8,111 | €158 | €742 | ▲ 370% |
| Other amounts receivable41 | - | - | €1,017 | €1,145 | €8,111 | €158 | €742 | ▲ 370% |
| Cash at bank and in hand54/58 | €10,641 | €9,036 | €5,415 | €3,298 | €7,339 | €106 | €191 | ▲ 80.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €20 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €13,843 | €11,630 | €7,448 | €4,443 | €15,450 | €264 | €954 | ▲ 261% |
| Equity10/15 | €13,460 | €11,305 | €7,116 | €4,112 | -€3,290 | -€5,477 | -€6,197 | ▼ 13.1% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€5,140 | -€7,295 | -€11,484 | -€14,488 | -€21,890 | -€24,077 | -€24,797 | ▼ 3.0% |
| Amounts payable17/49 | €383 | €325 | €332 | €331 | €18,740 | €5,741 | €7,151 | ▲ 24.6% |
| Amounts payable within one year42/48 | €383 | €325 | €332 | €331 | €18,740 | €5,741 | €7,151 | ▲ 24.6% |
| Trade debts44 | €383 | - | - | - | €42 | - | €24 | - |
| Suppliers440/4 | - | - | - | - | €42 | - | €24 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €9,000 | - | - | - |
| Taxes450/3 | - | - | - | - | €9,000 | - | - | - |
| Other amounts payable47/48 | - | - | €332 | €331 | €9,698 | €5,741 | €7,127 | ▲ 24.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,140 | -€2,155 | -€4,189 | -€3,004 | -€7,402 | -€2,187 | -€720 | ▲ 67.1% |
| + Depreciation and write-downs630 | €275 | €705 | €998 | €1,016 | - | - | - | - |
| Operating cash flow (approximation) | -€4,865 | -€1,450 | -€3,191 | -€1,988 | -€7,402 | -€2,187 | -€720 | ▲ 67.1% |
| Investment in fixed assets (approximation) | - | -€1,756 | €0 | - | - | - | - | - |
| Change in cash | - | -€1,605 | -€3,621 | -€2,117 | €4,041 | -€7,233 | €85 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00547087 |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00508214 |
| 31-12-2023 | micro format | 30-10-2024 | 2024-00519898 |
| 31-12-2022 | micro format | 01-09-2023 | 2023-00440596 |
| 31-12-2021 | micro format | 15-10-2022 | 2022-20460633 |
| 31-12-2020 | micro format | 23-11-2021 | 2021-77900352 |
| 31-12-2019 | micro format | 30-10-2020 | 2020-65100543 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| HALILAJ Besnik |
|
Owners and capital
Capital and shareholders
- HALILAJ Besnik all shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-12-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-12
Gazette deed
Registered office · Legal-form change · Resignations & appointmentsResignation: HALILAJ Besnik (manager) · Reappointment: HALILAJ Besnik (director) · Incorporation25 facts ▸
- General meeting, 05-12-2023
- Incorporation, 19-02-2019
- Other provision, “statutenwijzigingen, statuten werden nooit gewijzigd” (deed in Dutch)
- Other provision, “registerinschrijving, Rechtspersonenregister van Brussel” (deed in Dutch)
- Other provision, “voorlezing en ontwerp” (deed in Dutch)
- Other provision, “bureau en authenticatie”, 12:00 (deed in Dutch)
- Shareholding, 05-12-2023, 186
- Other provision, “bijeenroeping agenda” (deed in Dutch)
- Proposal, “agenda punt 1, statuten aanpassen aan Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Proposal, “agenda punt 2, statutair onbeschikbare eigenvermogensrekening schrappen en beschikbaar maken voor toekomstige uitkeringen” (deed in Dutch)
- Proposal, “agenda punt 3, aanneming volledig nieuwe statuten conform WVV zonder inhoudelijke wijziging voorwerp” (deed in Dutch)
- Proposal, “agenda punt 4, opdracht aan notaris Jan Meersman te Sint-Pieters-Leeuw voor coördinatie en neerlegging” (deed in Dutch)
- +13 further facts in this act
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0721.426.612
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23582D0013/00N002 | Flanders | 1,373 m² | 1 · 249 m² | 6.7 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DIAMAT CONSTRUCT
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- “Titel I. Rechtsvorm – Naam – Zetel – Voorwerp – Duur, Artikel 1” (deed in Dutch)
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, Artikel 2” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur,bij gebrek bepaling onbepaalde duur, één of meer” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Procedure-expertisekosten helft overdrager helft koper(s) naar evenredigheid aantal bij meer kopers,ook bij weigering erfgenaam legataris…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Per e-mail,zonder e-mailadres per gewone post zelfde dag als e-mail, in geld” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of June at 19:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar benoemd, bestuurder(s) in functie krachtens statuten” (deed in Dutch)