Diamant Invest · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Diamant Invest is 5.4% (elevated). The 2025 annual accounts show negative equity (€-121k) and a net result of €3k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

5.4% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-05-2026, 78 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	14-05-2026	78 d early	2026-00110994
31-12-2024	31-07-2025	16-05-2025	76 d early	2025-00096165

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€3k

Working capital€-10k+92.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 14-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

EBITDA

€55k

+68.3% 24-25

Net profit

€3k

- 24-25

Cash flow

€20k

- 24-25

Total assets

€609k

-4.0% 24-25

Equity

€-121k

+2.3% 24-25

Working capital

€-10k

+92.5% 24-25

Debt

€729k

-3.7% 24-25

Debt ≤ 1y

€21k

-85.6% 24-25

Show 8 other metrics

Debt > 1y

€708k

+16.2% 24-25

Current ratio

0.55

+306.8% 24-25

Quick ratio

0.55

+306.8% 24-25

Solvency

-19.8%

-1.8% 24-25

Debt / equity

-6.04

+1.5% 24-25

ROE

-2.3%

- 24-25

ROA

0.5%

- 24-25

Interest coverage

1.57

+68.2% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€55k
Net profit	€3k
Cash flow	€20k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€609k
Equity	€-121k
Debt	€729k
of which ≤ 1y	€21k
of which > 1y	€708k
Working capital	€-10k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.55
Quick ratio	0.55
Working capital ratio	-1.6%
Solvency	-19.8%
Debt / equity	-6.04
Long-term debt ratio	-5.86
Interest coverage	1.57
Gross margin	-
Net margin	-
ROA	0.5%
ROE	-2.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €597k · 98.1% Current assets €12k · 1.9%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€609k
Fixed assets	21/28	€597k
Tangible fixed assets	22/27	€597k
Current assets	29/58	€12k
Amounts receivable within one year	40/41	€1k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€609k
Equity	10/15	€-121k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€-131k
Amounts payable	17/49	€729k
Amounts payable after one year	17	€708k
Amounts payable within one year	42/48	€21k
Income statement
Gross operating margin	9900	€57k
Operating result	9901	€38k
Financial charges	65	€35k
Result before taxes	9903	€3k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

11 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

17 companies at this address See who is registered here

Establishment units

1 location

Diamant Invest

Roger Vandendriesschelaan 22, 1150 Sint-Pieters-WoluweVermogensbeheer

since 20232.349.538.849

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area3,526 m²

Buildings1

Building footprint792 m²

Volume (LiDAR)14,011 m³

Tallest building22.0 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21019A0191/00A002	Brussels	3,526 m²	1 · 792 m²	22.0 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

41 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 11

Profitability 0

Solvency 34

Growth 78

Stability 82

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

Diamant Invest

Registered office

Roger Vandendriesschelaan 22 bus 19

1150 Sint-Pieters-Woluwe, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.