DIAMANT CAR
ActiveDIAMANT CAR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-19k) and a net result of €-26k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-80
Solvency15▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.68 in 2023; short-term debt: 69.2% and cash: 7.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.9%
Return on assets
-13.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
48 d late
2022
31 d late
2021
30 d late
2020
89 d late
2019
108 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-19k
2023 · €7k
2018: €-766
2019: €-24k
2020: €-23k
2021: €-13k
2022: €-17k
2023: €7k
2018 → 2024
Total assets
€195k▼ 10.3%
2023 · €217k
2018: €222k
2019: €207k
2020: €208k
2021: €208k
2022: €193k
2023: €217k
2018 → 2024
Net result
€-26k
2023 · €24k
2018: €-43k
2019: €-23k
2020: €1k
2021: €10k
2022: €-4k
2023: €24k
2018 → 2024
Working capital
€-64k▼ 70.7%
2023 · €-37k
2018: €-35k
2019: €-59k
2020: €-59k
2021: €-54k
2022: €-61k
2023: €-37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-23k-€-13k▲ 44.6%€-17k▼ 33.6%€7k€-19k
Operating result€9k-€18k▲ 92.9%€3k▼ 82.6%€31k▲ 863%€-20k
Net result€1k-€10k▲ 694%€-4k€24k€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €20k after €31k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €195k
Fixed assets
€124k▼ 9.5%
Current assets
€71k▼ 11.6%
Key figures and ratios
EBITDA
€-6k▼
2023 · €45k
Cash flow
€-12k▼
2023 · €38k
Solvency
-9.9%▼
2023 · 3.2%
Current ratio
0.53▼
2023 · 0.68
Quick ratio
0.20▼
2023 · 0.22
Debt / equity
-11.06▼
2023 · 30.68
ROA
-13.5%▼
2023 · 11.0%
Interest coverage
-1.01▼
2023 · 6.63
Debt
€214k▲
2023 · €210k
Debt ≤ 1 year
€135k▲
2023 · €118k
Debt > 1 year
€79k▼
2023 · €93k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€217k€195k▼
Fixed assets21/28€137k€124k▼
Tangible fixed assets22/27€137k€124k▼
Land and buildings22€130k€119k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€80k€71k▼
Stocks and contracts in progress3€54k€44k▼
Stocks30/36€54k€44k▼
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€8k€3k▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€10k€15k▲
Deferred charges and accrued income490/1€2k€982▼
Equity and liabilities
Total equity and liabilities10/49€217k€195k▼
Equity10/15€7k€-19k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-1k€-27k▼
Amounts payable17/49€210k€214k▲
Amounts payable after more than one year17€93k€79k▼
Financial debts170/4€93k€79k▼
Amounts payable within one year42/48€118k€135k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€28k€34k▲
Suppliers440/4€28k€34k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€1k€875▼
Remuneration and social security454/9€3k€885▼
Other amounts payable47/48€70k€82k▲
Income statement
Code20232024
Non-recurring operating income76A-€159
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€49k€2k▼
Operating profit (loss)9901€31k€-20k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€24k€-26k▼
Income taxes67/77€164-
Profit (loss) for the period9904€24k€-26k▼
Profit (loss) for the period to be appropriated9905€24k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-27k▼
Profit (loss) brought forward from the previous period14P€-25k€-1k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 119 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Bomal 366940 DurbuyGround area
3,235 m²
Building footprint
358 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
LUKOIL
since 20112.196.375.354
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83004B1575/00P000 | Wallonia | 2,026 m² | 1 · 142 m² | - |
| 83004B2561/00S003 | Wallonia | 1,209 m² | 1 · 216 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDurbuy2.196.375.354
Similar companies · same sector, comparable size
ND automotive
BE 0754.433.534
Ravels · Eq €7k
JASON MOTORS
BE 0805.287.565
Kortrijk · Eq €7k
AIT CARS
BE 0675.455.540
Lokeren · Eq €7k
ROCAMO
BE 0452.819.457
Wellen · Eq €7k
Rovex
BE 1030.455.348
Hulshout · Eq €7k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 1,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2010
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:086/21.20.88