DIALNA EXPRESS
ActiveThe computed 12-month bankruptcy probability of DIALNA EXPRESS is 3.3% (moderate). The annual accounts of DIALNA EXPRESS for fiscal year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €36k and a net result of €-63k. Its solvency ranks better than 25% of 11210 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-97
Solvency33▼-16
Growth32
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.08 against 1.19 in 2024; short-term debt: 91.8% and cash: 2.2% of total assets), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-14.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11210 sector peers (2025).
NBB · sector comparisonPosition among 11210 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
42 d late
2024
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 63.9%
2024 · €99k
2024: €99k
2024 → 2025
Total assets
€437k▲ 6.9%
2024 · €409k
2024: €409k
2024 → 2025
Net result
€-63k
2024 · €96k
2024: €96k
2024 → 2025
Working capital
€32k▼ 44.6%
2024 · €58k
2024: €58k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€99k-€36k▼ 63.9%
Operating result€128k-€-63k
Net result€96k-€-63k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €63k after €128k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets
€4k▼ 91.0%
Current assets
€433k▲ 17.8%
Equity and liabilities €437k
Equity
€36k▼ 63.9%
Debt
€401k▲ 29.4%
The debt ratio rises from 75.9% to 91.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-61k▼
2024 · €131k
Cash flow
€-61k▼
2024 · €99k
Solvency
8.2%▼
2024 · 24.1%
Current ratio
1.08▼
2024 · 1.19
Quick ratio
1.04▼
2024 · 1.11
Debt / equity
11.27▲
2024 · 3.15
ROE
-176.7%▼
2024 · 97.5%
ROA
-14.4%▼
2024 · 23.5%
Interest coverage
-142.93▼
2024 · 390.73
Debt
€401k▲
2024 · €310k
Debt ≤ 1 year
€401k▲
2024 · €310k
Staff costs
€117k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€409k€437k▲
Fixed assets21/28€41k€4k▼
Tangible fixed assets22/27€40k€2k▼
Plant, machinery and equipment23€443€243▼
Furniture and vehicles24€39k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€368k€433k▲
Stocks and contracts in progress3€23k€17k▼
Stocks30/36€23k€17k▼
Amounts receivable within one year40/41€266k€407k▲
Trade receivables40€214k€298k▲
Other amounts receivable41€52k€109k▲
Cash at bank and in hand54/58€77k€10k▼
Deferred charges and accrued income490/1€1k€244▼
Equity and liabilities
Total equity and liabilities10/49€409k€437k▲
Equity10/15€99k€36k▼
Contributions10/11€3k€3k=
Reserves13€96k€33k▼
Distributable reserves133€96k€33k▼
Amounts payable17/49€310k€401k▲
Amounts payable within one year42/48€310k€401k▲
Trade debts44€249k€365k▲
Suppliers440/4€249k€365k▲
Taxes, remuneration and social security45€56k€31k▼
Taxes450/3€34k€11k▼
Remuneration and social security454/9€21k€20k▼
Other amounts payable47/48€6k€6k=
Income statement
Code20242025
Remuneration, social security and pensions62€94k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€227k€58k▼
Operating profit (loss)9901€128k€-63k▼
Financial income75/76B€127€166▲
Recurring financial income75€127€166▲
Financial charges65/66B€336€425▲
Recurring financial charges65€336€425▲
Profit (loss) for the period before taxes9903€128k€-63k▼
Income taxes67/77€32k-
Profit (loss) for the period9904€96k€-63k▼
Profit (loss) for the period to be appropriated9905€96k€-63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€-63k▼
Transfer from equity791/2-€63k
Transfer to equity691/2€96k-
To other reserves6921€96k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vier-Windenstraat 231080 Sint-Jans-MolenbeekGround area
1,795 m²
Building footprint
840 m²
Volume, LiDAR
7,642 m³
Parcel 21522B0713/00N002, Brussels · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DIALNA EXPRESS
since 20232.353.419.938
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0713/00N002 | Brussels | 1,795 m² | 1 · 840 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
'T FRUITHALLEKE
BE 0442.702.258
Scherpenheuvel-Zichem · Eq €35k
FRUDICOM
BE 0407.709.311
Brussel · Eq €36k
DE BOECK FOODS LUX
BE 0438.503.742
Messancy · Eq €36k
EDMA
BE 0808.651.881
Puurs-Sint-Amands · Eq €36k
HET MEIGEMS FRUITBOERKE
BE 0879.926.986
Deinze · Eq €36k
Of 955 companies in sector 46319 we hold annual accounts for 608. 273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2023
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.