DI & SH
ActiveDI & SH has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+10
Solvency52▲+47
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.73 in 2024; short-term debt: 72.9% and cash: 24.3% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
8 d late
2022
42 d early
2021
9 d early
2020
68 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k
2024 · €-15k
2019: €12k
2020: €6k
2021: €-10k
2022: €-40k
2023: €-28k
2024: €-15k
2019 → 2025
Total assets
€113k▲ 53.8%
2024 · €73k
2019: €46k
2020: €38k
2021: €40k
2022: €42k
2023: €55k
2024: €73k
2019 → 2025
Net result
€45k▲ 254%
2024 · €13k
2019: €489
2020: €-6k
2021: €-16k
2022: €-30k
2023: €12k
2024: €13k
2019 → 2025
Working capital
€18k
2024 · €-23k
2019: €-3k
2020: €-3k
2021: €-15k
2022: €-49k
2023: €-36k
2024: €-23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-40k▼ 286%€-28k▲ 30.1%€-15k▲ 46.2%€31k
Operating result€-16k-€-29k▼ 80.3%€12k€15k▲ 24.3%€46k▲ 201%
Net result€-16k-€-30k▼ 80.6%€12k€13k▲ 7.0%€45k▲ 254%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 201% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€13k▲ 48.1%
Current assets
€100k▲ 54.6%
Equity and liabilities €113k
Equity
€31k
Debt
€82k
Debt finances 72.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k▲
2024 · €16k
Cash flow
€47k▲
2024 · €13k
Solvency
27.1%▲
2024 · -20.4%
Current ratio
1.22▲
2024 · 0.73
Quick ratio
0.57▲
2024 · 0.14
Debt / equity
2.69▲
2024 · -5.89
ROE
149.1%
ROA
40.4%▲
2024 · 17.6%
Interest coverage
62.14▲
2024 · 5.90
Debt
€82k▼
2024 · €88k
Debt ≤ 1 year
€82k▼
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€113k▲
Fixed assets21/28€9k€13k▲
Tangible fixed assets22/27€251€4k▲
Plant, machinery and equipment23€251€4k▲
Financial fixed assets28€8k€8k=
Current assets29/58€65k€100k▲
Stocks and contracts in progress3€53k€53k▲
Stocks30/36€53k€53k▲
Amounts receivable within one year40/41€913€19k▲
Other amounts receivable41€913€19k▲
Cash at bank and in hand54/58€11k€27k▲
Equity and liabilities
Total equity and liabilities10/49€73k€113k▲
Equity10/15€-15k€31k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-35k€10k▲
Amounts payable17/49€88k€82k▼
Amounts payable within one year42/48€88k€82k▼
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Other amounts payable47/48€62k€62k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159€1k▲
Other operating charges640/8€798€666▼
Gross operating margin9900€16k€48k▲
Operating profit (loss)9901€15k€46k▲
Financial income75/76B€129€112▼
Recurring financial income75€129€112▼
Financial charges65/66B€3k€759▼
Recurring financial charges65€3k€759▼
Profit (loss) for the period before taxes9903€13k€45k▲
Profit (loss) for the period9904€13k€45k▲
Profit (loss) for the period to be appropriated9905€13k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€10k▲
Profit (loss) brought forward from the previous period14P€-48k€-35k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €45k ▲254%
Operating result €46k, net result €45k, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
31-03
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Katelijnestraat 368000 BruggeGround area
98 m²
Building footprint
98 m²
Volume, LiDAR
852 m³
Parcel 31803C1089/00C000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Annapurna Souvenirs
since 20142.240.060.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1089/00C000 | Flanders | 98 m² | 1 · 98 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.240.060.392
Similar companies · same sector, comparable size
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BODY STYLE PIERCING
BE 0543.395.483
Attert · Eq €30k
ALPAGOTA
BE 0606.958.692
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JELLY JAZZ OOSTENDE
BE 0726.733.304
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Of 1,393 companies in sector 47784 we hold annual accounts for 427. 323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-11-2014
Fiscal year end31-03
Activities, NACEBEL
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.