DI-RECT
ActiveSummary
DI-RECT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €736k and a net result of €74k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 27.47 against 7.99 in 2024; short-term debt: 1.1% and cash: 16.7% of total assets), and 1.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
10%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-10-2025, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 d early
2024
121 d early
2023
42 d early
2022
40 d early
2021
42 d early
2020
41 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€736k▲ 11.3%
2024 · €661k
2019: €453klowest in 7 years
2020: €602k▲ +32.9% vs 2019
2021: €673k▲ +11.8% vs 2020
2022: €748k▲ +11.1% vs 2021
2023: €822k▲ +9.9% vs 2022highest in 7 years
2024: €661k▼ -19.5% vs 2023
2025: €736k▲ +11.3% vs 2024
2019 → 2025
Total assets
€744k▲ 9.3%
2024 · €680k
2019: €507klowest in 7 years
2020: €661k▲ +30.5% vs 2019
2021: €693k▲ +4.8% vs 2020
2022: €764k▲ +10.3% vs 2021
2023: €838k▲ +9.7% vs 2022highest in 7 years
2024: €680k▼ -18.8% vs 2023
2025: €744k▲ +9.3% vs 2024
2019 → 2025
Net result
€74k▼ 2.9%
2024 · €77k
2019: €24klowest in 7 years
2020: €149k▲ +526% vs 2019highest in 7 years
2021: €71k▼ -52.6% vs 2020
2022: €75k▲ +5.9% vs 2021
2023: €74k▼ -1.7% vs 2022
2024: €77k▲ +4.1% vs 2023
2025: €74k▼ -2.9% vs 2024
2019 → 2025
Working capital
€211k▲ 59.4%
2024 · €133k
2019: €84klowest in 7 years
2020: €200k▲ +137% vs 2019
2021: €236k▲ +17.9% vs 2020
2022: €229k▼ -2.9% vs 2021
2023: €302k▲ +32.2% vs 2022highest in 7 years
2024: €133k▼ -56.2% vs 2023
2025: €211k▲ +59.4% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€673k-€748k▲ 11.1%€822k▲ 9.9%€661k▼ 19.5%€736k▲ 11.3%
2021: €673k
2022: €748k▲ +11.1% vs 2021
2023: €822k▲ +9.9% vs 2022highest in 5 years
2024: €661k▼ -19.5% vs 2023lowest in 5 years
2025: €736k▲ +11.3% vs 2024
Operating result€26k-€27k▲ 5.9%€24k▼ 12.1%€10k▼ 58.1%€13k▲ 28.9%
2021: €26k
2022: €27k▲ +5.9% vs 2021highest in 5 years
2023: €24k▼ -12.1% vs 2022
2024: €10k▼ -58.1% vs 2023lowest in 5 years
2025: €13k▲ +28.9% vs 2024
Net result€71k-€75k▲ 5.9%€74k▼ 1.7%€77k▲ 4.1%€74k▼ 2.9%
2021: €71klowest in 5 years
2022: €75k▲ +5.9% vs 2021
2023: €74k▼ -1.7% vs 2022
2024: €77k▲ +4.1% vs 2023highest in 5 years
2025: €74k▼ -2.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €744k
Fixed assets
€525k ▼ 0.8%
Current assets
€219k ▲ 44.7%
Equity and liabilities €744k
Equity
€736k ▲ 11.3%
Debt
€8k ▼ 57.9%
Debt's share of the balance-sheet total falls from 2.8% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €13k
Cash flow
€79k▼
2024 · €80k
Current ratio
27.47▲
2024 · 7.99
Debt to equity
0.01▼
2024 · 0.03
ROE
10.1%▼
2024 · 11.6%
ROA
10.0%▼
2024 · 11.3%
Interest coverage
39.86▼
2024 · 46.82
Debt ≤ 1 year
€8k▼
2024 · €19k
Income taxes
€11k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€680k€744k▲
Fixed assets21/28€529k€525k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€1k€616▼
Furniture and vehicles24€9k€5k▼
Financial fixed assets28€519k€519k=
Current assets29/58€152k€219k▲
Amounts receivable within one year40/41€16k€11k▼
Trade receivables40€10k€10k▲
Other amounts receivable41€6k€398▼
Current investments50/53€15k€83k▲
Cash at bank and in hand54/58€48k€124k▲
Deferred charges and accrued income490/1€73k€1k▼
Equity and liabilities
Total equity and liabilities10/49€680k€744k▲
Equity10/15€661k€736k▲
Contributions10/11€1k€1k=
Reserves13€660k€735k▲
Distributable reserves133€660k€735k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€8k▼
Amounts payable within one year42/48€19k€8k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€16k€3k▼
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€1k€117▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€512€457▼
Gross operating margin9900€14k€18k▲
Operating profit (loss)9901€10k€13k▲
Financial income75/76B€78k€73k▼
Recurring financial income75€78k€73k▼
Financial charges65/66B€279€432▲
Recurring financial charges65€279€432▲
Profit (loss) for the period before taxes9903€87k€85k▼
Income taxes67/77€11k€11k▲
Profit (loss) for the period9904€77k€74k▼
Profit (loss) for the period to be appropriated9905€77k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€74k▼
Transfer from equity791/2€22k€0▼
Transfer to equity691/2€77k€74k▼
To other reserves6921€77k€74k▼
Profit to be distributed694/7€22k€0▼
Return on contributions (dividend)694€22k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €3k | €4k | ▲ 41.2% |
| Other operating charges640/8 | - | €402 | €405 | €512 | €457 | ▼ 10.8% |
| Gross operating margin9900 | €26k | €28k | €24k | €14k | €18k | ▲ 30.1% |
| Operating profit (loss)9901 | €26k | €27k | €24k | €10k | €13k | ▲ 28.9% |
| Financial income75/76B | - | €64k | €63k | €78k | €73k | ▼ 6.3% |
| Recurring financial income75 | €63k | €64k | €63k | €78k | €73k | ▼ 6.3% |
| Financial charges65/66B | - | €150 | €111 | €279 | €432 | ▲ 54.7% |
| Recurring financial charges65 | €253 | €150 | €111 | €279 | €432 | ▲ 54.7% |
| Profit (loss) for the period before taxes9903 | €88k | €91k | €87k | €87k | €85k | ▼ 2.4% |
| Income taxes67/77 | €18k | €16k | €13k | €11k | €11k | ▲ 0.6% |
| Profit (loss) for the period9904 | €71k | €75k | €74k | €77k | €74k | ▼ 2.9% |
| Profit (loss) for the period to be appropriated9905 | €71k | €75k | €74k | €77k | €74k | ▼ 2.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €693k | €764k | €838k | €680k | €744k | ▲ 9.3% |
| Fixed assets21/28 | €437k | €519k | €519k | €529k | €525k | ▼ 0.8% |
| Tangible fixed assets22/27 | - | - | - | €10k | €6k | ▼ 43.6% |
| Plant, machinery and equipment23 | - | - | - | €1k | €616 | ▼ 41.3% |
| Furniture and vehicles24 | - | - | - | €9k | €5k | ▼ 43.9% |
| Financial fixed assets28 | €437k | €519k | €519k | €519k | €519k | = |
| Current assets29/58 | €255k | €245k | €319k | €152k | €219k | ▲ 44.7% |
| Amounts receivable within one year40/41 | €74k | €11k | €10k | €16k | €11k | ▼ 30.9% |
| Trade receivables40 | - | €11k | €10k | €10k | €10k | ▲ 7.3% |
| Other amounts receivable41 | - | - | - | €6k | €398 | ▼ 93.3% |
| Current investments50/53 | €86k | €75k | €93k | €15k | €83k | ▲ 453% |
| Cash at bank and in hand54/58 | €95k | €159k | €154k | €48k | €124k | ▲ 161% |
| Deferred charges and accrued income490/1 | - | - | €63k | €73k | €1k | ▼ 98.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €693k | €764k | €838k | €680k | €744k | ▲ 9.3% |
| Equity10/15 | €673k | €748k | €822k | €661k | €736k | ▲ 11.3% |
| Contributions10/11 | €216k | €216k | €216k | €1k | €1k | = |
| Reserves13 | €457k | €532k | €606k | €660k | €735k | ▲ 11.3% |
| Non-distributable reserves130/1 | - | €22k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €22k | €0 | - | - | - |
| Distributable reserves133 | - | €510k | €606k | €660k | €735k | ▲ 11.3% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €20k | €16k | €17k | €19k | €8k | ▼ 57.9% |
| Amounts payable within one year42/48 | €20k | €16k | €17k | €19k | €8k | ▼ 57.9% |
| Trade debts44 | €4k | €4k | €4k | €1k | €1k | ▼ 17.2% |
| Suppliers440/4 | - | €4k | €4k | €1k | €1k | ▼ 17.2% |
| Taxes, remuneration and social security45 | - | €8k | €7k | €16k | €7k | ▼ 59.1% |
| Taxes450/3 | - | €5k | €4k | €16k | €3k | ▼ 81.0% |
| Remuneration and social security454/9 | - | €3k | €3k | €0 | €4k | - |
| Other amounts payable47/48 | - | €4k | €5k | €1k | €117 | ▼ 90.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71k | €75k | €74k | €77k | €74k | ▼ 2.9% |
| + Depreciation and write-downs630 | - | - | - | €3k | €4k | ▲ 41.2% |
| Operating cash flow (approximation) | €71k | €75k | €74k | €80k | €79k | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | €-82k | €0 | €-13k | €0 | ▲ 100% |
| Change in cash | - | €64k | €-5k | €-106k | €77k | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 27.47
Current ratio from 7.99 to 27.47; short-term debt falls from €19k to €8k.
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €149k ▲526%
Net result €149k, the highest in the series.
30-06
Financial
Equity above €500kEq €602k ▲32.9%
2 profitable years in a row build equity to €602k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2006
Ground area
613 m²
Building footprint
151 m²
Volume, LiDAR
822 m³
Parcel 23052A0340/00M002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DI-RECT
since 20062.155.159.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23052A0340/00M002 | Flanders | 613 m² | 1 · 150 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,072 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2006
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.