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DI LAURA

Active
Private limited companyfounded 2005active for 21 yearsMaastrichterstraat 57, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0875.662.748
Summary

DI LAURA has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575,996 and a net result of €24,820. Equity is growing by about 8.9% per year across the filed financial years. Its solvency ranks better than 72% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
DI LAURAActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47714
1 site
Size
€982,319total assets 2025
Staff
3.1 FTE
Equity
€575,996
Profit
€24,820
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 3 days early
Why 92lowers riskFounded in 2005Equity €575,996 (58.6% of total assets)Figures for financial year 2025 (filed 29-01-2026)Size: 3.1 FTE, total assets €982,319Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 84+2
equity 58.6% of total assets
Liquidity 45+1
short-term debt 27.9% · cash 4.6%
Profitability 72+11
return on assets 2.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024 02-2025: 0.6%▲ +0.2 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.5 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.1%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.31, compared with 3.02 in 2024, above the usual 1.5; short-term debt: 27.9% and cash: 4.6% of total assets), and 41.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 72% on solvency, 43% on liquidity, 55% on profitability and 51% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €575,996 (58.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-01-2026)
NBB · annual accounts
lowers risk · Size: 3.1 FTE, total assets €982,319
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
3 days late
2023
16 days late
2022
on the day
2021
41 days early
2020
3 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €24,820 7 years View
  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €982,319 View

By topic

Financials

Financial year
2025
Total assets
€982,319
Profit
€24,820
Solvency
58.6%
Total assets▲ 1.7%
Net result
20192025
Go to Financials

Timeline

Events
22
Since
2007
Next accounts
by 31-01-2027
  1. 27-11-2023Capital & shares · Amendment of the…
  2. 30-06-2023Equity above €500,000
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47714
Founded
23-08-2005
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Who signs
Each director alone
Annual meeting
Second Monday of November at 19:00
Purpose
“Onderkleding,lingerie,strand en badkleding; Bovenkleding voor dames,heren en kinderen…” (deed in Dutch)
Go to Articles of association

Key facts about DI LAURA

What is the company number of DI LAURA?
0875.662.748. In Belgium the VAT number is the company number with BE in front: BE 0875.662.748.
Where is DI LAURA based?
The registered office is at Maastrichterstraat 57, 3700 Tongeren-Borgloon.Company details
What does DI LAURA do?
According to the KBO register, the main activity is retail trade (NACE 47714).
What is the legal form of DI LAURA?
Private limited company (BV).
When was DI LAURA founded?
On 23-08-2005.
Is DI LAURA still active?
Yes, DI LAURA is an active enterprise in the KBO register.
How many employees does DI LAURA have?
On average 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DI LAURA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DI LAURA profitable?
In financial year 2025, DI LAURA made a profit of €24,820.
Where can I find the annual accounts of DI LAURA?
DI LAURA filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DI LAURA due?
By 31-01-2027, for financial year 2026.Timeline

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