DI INSIDE
ActiveSummary
The computed 12-month bankruptcy probability of DI INSIDE is 2.5% (moderate). The 2024 annual accounts show equity of €278,557 and a net result of €39,742. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 36381 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability82▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 4.06 against 6.74 in 2023; short-term debt: 24.5% and cash: 63.2% of total assets), and 24.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
37 d late
2022
44 d late
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€278,557▼ 9.5%
2023 · €307,815
Total assets
€368,920▲ 2.3%
2023 · €360,587
Net result
€39,742▼ 29.9%
2023 · €56,685
Working capital
€276,614▼ 8.7%
2023 · €303,066
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202220232024
Operating result€170,884-€164,874-€73,065▼ 55.7%€52,044▼ 28.8%
Net result€127,687above the sector's middle half-€119,443above the sector's middle half-€56,685above the sector's middle half▼ 52.5%€39,742above the sector's middle half▼ 29.9%
Equity€131,687above the sector's middle half-€251,130above the sector's middle half-€307,815above the sector's middle half▲ 22.6%€278,557above the sector's middle half▼ 9.5%
Total assets€213,014within the sector's middle half-€323,066above the sector's middle half-€360,587above the sector's middle half▲ 11.6%€368,920above the sector's middle half▲ 2.3%
Debt€81,327-€71,936-€52,772▼ 26.6%€90,364▲ 71.2%
Working capital€121,521above the sector's middle half-€240,952above the sector's middle half-€303,066above the sector's middle half▲ 25.8%€276,614above the sector's middle half▼ 8.7%
Solvency61.8%within the sector's middle half-77.7%above the sector's middle half-85.4%above the sector's middle half▲ 7.6pp75.5%above the sector's middle half▼ 9.9pp
Current ratio2.49within the sector's middle half-4.35above the sector's middle half-6.74above the sector's middle half▲ 2.394.06above the sector's middle half▼ 2.68
Return on assets (ROA)59.9%above the sector's middle half-37.0%above the sector's middle half-15.7%within the sector's middle half▼ 21.3pp10.8%within the sector's middle half▼ 4.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €368,920
Fixed assets
€1,943 ▼ 59.1%
Current assets
€366,977 ▲ 3.1%
Equity and liabilities €368,920
Equity
€278,557 ▼ 9.5%
Debt
€90,364 ▲ 71.2%
Debt's share of the balance-sheet total rises from 14.6% to 24.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€54,850▼
2023 · €78,494
Cash flow
€42,548▼
2023 · €62,114
Debt to equity
0.32▲
2023 · 0.17
ROE
14.3%▼
2023 · 18.4%
Interest coverage
178.17▼
2023 · 555.71
Debt ≤ 1 year
€90,364▲
2023 · €52,772
Income taxes
€11,996▼
2023 · €15,729
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,960 | €5,369 | €5,429 | €2,805 | ▼ 48.3% |
| Other operating charges640/8 | €149 | €149 | €363 | €298 | ▼ 18.1% |
| Non-recurring operating charges66A | - | - | - | €247 | - |
| Gross operating margin9900 | €176,993 | €170,391 | €78,858 | €55,394 | ▼ 29.8% |
| Operating profit (loss)9901 | €170,884 | €164,874 | €73,065 | €52,044 | ▼ 28.8% |
| Financial income75/76B | €18 | €0 | €7 | €2 | ▼ 72.7% |
| Recurring financial income75 | €18 | €0 | €7 | €2 | ▼ 72.7% |
| Non-recurring financial income76B | €18 | €0 | €7 | €2 | ▼ 72.7% |
| Financial charges65/66B | €3 | €242 | €658 | €308 | ▼ 53.2% |
| Recurring financial charges65 | €3 | €242 | €141 | €308 | ▲ 118% |
| Non-recurring financial charges66B | €3 | €242 | €517 | €308 | ▼ 40.5% |
| Profit (loss) for the period before taxes9903 | €170,900 | €164,632 | €72,414 | €51,738 | ▼ 28.6% |
| Income taxes67/77 | €43,213 | €45,190 | €15,729 | €11,996 | ▼ 23.7% |
| Profit (loss) for the period9904 | €127,687 | €119,443 | €56,685 | €39,742 | ▼ 29.9% |
| Profit (loss) for the period to be appropriated9905 | €127,687 | €119,443 | €56,685 | €39,742 | ▼ 29.9% |
| Line | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €213,014 | €323,066 | €360,587 | €368,920 | ▲ 2.3% |
| Fixed assets21/28 | €10,166 | €10,177 | €4,749 | €1,943 | ▼ 59.1% |
| Tangible fixed assets22/27 | €10,166 | €10,177 | €4,749 | €1,943 | ▼ 59.1% |
| Plant, machinery and equipment23 | €10,166 | €10,177 | €1,221 | - | - |
| Furniture and vehicles24 | - | - | €3,528 | €1,943 | ▼ 44.9% |
| Current assets29/58 | €202,848 | €312,889 | €355,838 | €366,977 | ▲ 3.1% |
| Amounts receivable after more than one year29 | €36,669 | €153,664 | €133,558 | €133,779 | ▲ 0.2% |
| Trade receivables290 | €23,305 | €131,082 | €69,854 | €66,163 | ▼ 5.3% |
| Other amounts receivable291 | €13,364 | €22,582 | €63,704 | €67,616 | ▲ 6.1% |
| Cash at bank and in hand54/58 | €166,180 | €159,225 | €222,281 | €233,199 | ▲ 4.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €213,014 | €323,066 | €360,587 | €368,920 | ▲ 2.3% |
| Equity10/15 | €131,687 | €251,130 | €307,815 | €278,557 | ▼ 9.5% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €127,687 | €247,130 | €303,815 | €274,557 | ▼ 9.6% |
| Amounts payable17/49 | €81,327 | €71,936 | €52,772 | €90,364 | ▲ 71.2% |
| Amounts payable within one year42/48 | €81,327 | €71,936 | €52,772 | €90,364 | ▲ 71.2% |
| Trade debts44 | €23,114 | €9,122 | - | €13,781 | - |
| Suppliers440/4 | €23,114 | €9,122 | - | €13,781 | - |
| Taxes, remuneration and social security45 | €58,213 | €62,815 | €52,772 | €16,582 | ▼ 68.6% |
| Taxes450/3 | €43,213 | €60,190 | €45,190 | - | - |
| Remuneration and social security454/9 | €15,000 | €2,625 | €7,582 | €16,582 | ▲ 119% |
| Other amounts payable47/48 | - | - | - | €60,000 | - |
| Line | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €127,687 | €119,443 | €56,685 | €39,742 | ▼ 29.9% |
| + Depreciation and write-downs630 | €5,960 | €5,369 | €5,429 | €2,805 | ▼ 48.3% |
| Operating cash flow (approximation) | €133,647 | €124,811 | €62,114 | €42,548 | ▼ 31.5% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | - | €63,056 | €10,918 | ▼ 82.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Weakest financial yearnet €39,742 ▼29.9%
Net result drops to €39,742, the lowest in the series.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
31-12
Financial
Equity above €200,000Eq €251,130 ▲90.7%
2 profitable years in a row build equity to €251,130.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Ground area
696 m²
Building footprint
163 m²
Volume, LiDAR
962 m³
Parcel 52028D0055/00S002, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DI INSIDE
since 20212.315.662.192
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028D0055/00S002 | Wallonia | 696 m² | 1 · 163 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
22 categoriesDI INSIDE SRL42271
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Of 8,465 companies in sector 43120 we hold annual accounts for 3,233. 2,472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46130Agents in the wholesale of timber and building materials
68110Buying and selling of own real estate
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764597055
Also
9925:BE0764597055
Registered
25-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.