DI-GROUP
ActiveSummary
The computed 12-month bankruptcy probability of DI-GROUP is 2.8% (moderate). The 2024 annual accounts show equity of €5k and a net result of €-4k. Its solvency ranks better than 25% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▼-85
Solvency29▼-37
Growth32
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.03 against 1.57 in 2023; short-term debt: 95.9% and cash: 0% of total assets), and 95.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.1%
Return on assets
-2.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-12-2025, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
138 d late
2023
167 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€5k▼ 41.6%
2023 · €9k
2023: €9k
2023 → 2024
Total assets
€131k▲ 490%
2023 · €22k
2023: €22k
2023 → 2024
Net result
€-4k
2023 · €9k
2023: €9k
2023 → 2024
Working capital
€4k▼ 44.3%
2023 · €7k
2023: €7k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€9k-€5k▼ 41.6%
Operating result€9k-€-4k
Net result€9k-€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €9k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €131k
Equity
€5k ▼ 41.6%
Debt
€126k ▲ 862%
Debt's share of the balance-sheet total rises from 58.9% to 95.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €10k
Cash flow
€-3k▼
2023 · €10k
Current ratio
1.03▼
2023 · 1.57
Debt to equity
23.59▲
2023 · 1.43
ROE
-71.2%▼
2023 · 100.0%
ROA
-2.9%▼
2023 · 41.1%
Interest coverage
-25.79▼
2023 · 40.23
Debt ≤ 1 year
€126k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 26 lines
Balance sheet
Code20232024
Assets
Total assets20/58€22k€131k▲
Formation expenses20€2k€1k▼
Current assets29/58€21k€130k▲
Amounts receivable within one year40/41€21k€130k▲
Trade receivables40€20k€110k▲
Other amounts receivable41€425€20k▲
Cash at bank and in hand54/58€2€1▼
Equity and liabilities
Total equity and liabilities10/49€22k€131k▲
Equity10/15€9k€5k▼
Profit (loss) carried forward14€9k€5k▼
Amounts payable17/49€13k€126k▲
Amounts payable within one year42/48€13k€126k▲
Trade debts44€13k€121k▲
Suppliers440/4€13k€121k▲
Other amounts payable47/48€424€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€825€505▼
Other operating charges640/8€841€387▼
Gross operating margin9900€11k€-3k▼
Operating profit (loss)9901€9k€-4k▼
Financial charges65/66B€254€123▼
Recurring financial charges65€254€123▼
Profit (loss) for the period before taxes9903€9k€-4k▼
Profit (loss) for the period9904€9k€-4k▼
Profit (loss) for the period to be appropriated9905€9k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€5k▼
Profit (loss) brought forward from the previous period14P-€9k
Timeline · acts, filings and financial milestones
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
14-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 167 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2022
Ground area
2,624 m²
Building footprint
588 m²
Parcel 11008H0250/00S000, Flanders. Linked by address, not a title deed.
55
companies at this address
See who is registered here
1 establishment unit
DI-GROUP
since 20222.331.560.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008H0250/00S000 | Flanders | 2,624 m² | 1 · 588 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTO MS BELGIQUE
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BeautyMaster
BE 0792.424.771
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GARAGE MICHIELS
BE 0449.001.518
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BE 0778.899.805
Puurs-Sint-Amands · Eq €5,276
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 1,590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43990Other specialised construction activities
46720Wholesale of motor vehicle parts and accessories
47521Retail sale of hardware, building materials, paint and glass (general range)
47820Retail sale of motor vehicle parts and accessories
53200Other postal and courier activities
77110Renting and leasing of cars and light motor vehicles
82990Other business support services
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95320Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.