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DI-EL

Active
Private limited companyfounded 1986active for 39 yearsGeuzenstraat 41, 8400 Oostende, BelgiumKBO/BCE: BE 0429.729.695
Summary

The annual accounts of DI-EL for financial year 2025 show a net loss of 87% of total assets and of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €7,658 and a net result of -€53,768. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 28% of 13,632 sector peers (NACE 46, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
DI-ELActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€61,678total assets 2025
Equity
€7,658
Loss
-€53,768
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts 18 days early
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €53,768, the second in a row (financial year 2025)Equity €7,658 (12.4% of total assets)lowers riskSize: total assets €61,678Founded in 1986Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 46, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 37-53
equity 12.4% of total assets
Liquidity 21-54
short-term debt 87.6% · cash 15.5%
Profitability 0=
return on assets -87.2%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.2 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.71, compared with 2.0 in 2024, below 1; short-term debt: 87.6% and cash: 15.5% of total assets), and 87.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 25% on solvency, 20% on liquidity, 6% on profitability and 5% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €53,768, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €61,678
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €7,658 (12.4% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€53,768
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
36 days early
2023
16 days early
2022
34 days early
2021
2 days early
2020
9 days early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€53,768
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €61,426 to €7,658 ▼ 87.5% View
  • Caution: Among the weakest 5% on net resultsector median €5,631 · 13,638 companies -€53,768 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€53,768 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€61,678
Loss
-€53,768
Solvency
12.4%
Total assets▼ 34.7%
Net result
20182025
Go to Financials

Timeline

Events
37
Since
1988
Next accounts
by 31-07-2027
  1. 15-07-2024Annual accounts filed
  2. 22-01-2024Resignation: Cloet, Dimitri Raf Lena (director)
  3. 27-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
31-10-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about DI-EL

What is the company number of DI-EL?
0429.729.695. In Belgium the VAT number is the company number with BE in front: BE 0429.729.695.
Where is DI-EL based?
The registered office is at Geuzenstraat 41, 8400 Oostende.Company details
What does DI-EL do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of DI-EL?
Private limited company (BV).
When was DI-EL founded?
On 31-10-1986.
Is DI-EL still active?
Yes, DI-EL is an active enterprise in the KBO register.
What is the turnover of DI-EL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DI-EL profitable?
In financial year 2025, DI-EL made a loss of €53,768.
Where can I find the annual accounts of DI-EL?
DI-EL filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DI-EL due?
By 31-07-2027, for financial year 2026.Timeline

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