Di&Co
ActiveDi&Co has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €-30k. Equity is shrinking by ~20.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 58% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency87▼-1
Growth22▼-63
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.44 against 1.56 in 2023), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
66%
Return on assets
-62.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
47 d early
2022
48 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€3k▼ 96.3%
2023 · €80k
2022: €58k
2023: €80k
2022 → 2024
EBIT margin
-992.9%▼ 1030.3pp
2023 · 37.4%
2022: 56.0%
2023: 37.4%
2022 → 2024
Net result
€-30k
2023 · €25k
2022: €22k
2023: €25k
2022 → 2024
Working capital
€7k▼ 73.9%
2023 · €27k
2022: €10k
2023: €27k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€58k-€80k▲ 37.3%€3k▼ 96.3%
Equity€52k-€61k▲ 16.8%€31k▼ 48.7%
Operating result€33k-€30k▼ 8.3%€-30k
Net result€22k-€25k▲ 10.7%€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €30k after €30k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €48k
Fixed assets
€24k▼ 28.8%
Current assets
€23k▼ 69.1%
Equity and liabilities €48k
Equity
€31k▼ 48.7%
Debt
€16k▼ 66.5%
The debt ratio falls from 44.1% to 34.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-20k▼
2023 · €40k
Cash flow
€-20k▼
2023 · €35k
Solvency
66.0%▲
2023 · 55.9%
Current ratio
1.44▼
2023 · 1.56
Quick ratio
1.44▼
2023 · 1.56
Debt / equity
0.52▼
2023 · 0.79
ROE
-95.0%▼
2023 · 40.5%
ROA
-62.7%▼
2023 · 22.6%
Interest coverage
-524.79▼
2023 · 35.83
Debt
€16k▼
2023 · €48k
Debt ≤ 1 year
€16k▼
2023 · €48k
Income taxes
€-3▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€110k€48k▼
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€34k€24k▼
Furniture and vehicles24€34k€24k▼
Current assets29/58€75k€23k▼
Amounts receivable within one year40/41€23k€2k▼
Trade receivables40€23k€2k▼
Other amounts receivable41€1€274▲
Cash at bank and in hand54/58€51k€20k▼
Deferred charges and accrued income490/1€923€954▲
Equity and liabilities
Total equity and liabilities10/49€110k€48k▼
Equity10/15€61k€31k▼
Contributions10/11€30k€30k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€9k€-21k▼
Amounts payable17/49€48k€16k▼
Amounts payable within one year42/48€48k€16k▼
Trade debts44€303€50▼
Suppliers440/4€303€50▼
Taxes, remuneration and social security45€15k-
Taxes450/3€15k-
Other amounts payable47/48€33k€16k▼
Income statement
Code20232024
Turnover70€80k€3k▼
Goods, raw materials, services and sundry goods60/61€40k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€625€636▲
Gross operating margin9900€40k€-19k▼
Operating profit (loss)9901€30k€-30k▼
Financial charges65/66B€1k€38▼
Recurring financial charges65€1k€38▼
Profit (loss) for the period before taxes9903€29k€-30k▼
Income taxes67/77€4k€-3▼
Profit (loss) for the period9904€25k€-30k▼
Profit (loss) for the period to be appropriated9905€25k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-21k▼
Profit (loss) brought forward from the previous period14P-€9k
Profit to be distributed694/7€16k-
Directors or managers695€16k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-30k ▼220%
Net result drops to €-30k, the lowest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €25k ▲10.7%
Net result €25k, the highest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terkluizendreef 1251640 Sint-Genesius-RodeGround area
834 m²
Building footprint
127 m²
Volume, LiDAR
739 m³
Parcel 22552E0015/00L015, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Di&Co
since 20222.333.680.240
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0015/00L015 | Flanders | 834 m² | 1 · 127 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GOEMINNE CONSULTING
BE 0754.624.267
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Elsene · Eq €31k
HUMELICA CONSULTING INTERNATIONAL
BE 0628.478.935
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BE 0760.572.842
Nieuwpoort · Eq €31k
C&N CONSULTING
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Dilbeek · Eq €31k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eric.dienst@outlook.com
Phone:0475795722