Di.casa
ActiveThe computed 12-month bankruptcy probability of Di.casa is 2.3% (moderate). The 2024 annual accounts show equity of €9k and a net result of €12k. Equity is shrinking by ~36.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 50% of 36373 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency72▲+72
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 0.75 in 2023; short-term debt: 53.2% and cash: 38.4% of total assets), and 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.8%
Return on assets
63.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
on the day
2022
6 d early
2021
3 d late
2020
31 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k
2023 · €-3k
2019: €11k
2020: €12k
2021: €9k
2022: €1k
2023: €-3k
2019 → 2024
Total assets
€20k▲ 118%
2023 · €9k
2019: €17k
2020: €17k
2021: €11k
2022: €4k
2023: €9k
2019 → 2024
Net result
€12k
2023 · €-4k
2019: €5k
2020: €1k
2021: €-4k
2022: €-7k
2023: €-4k
2019 → 2024
Working capital
€5k
2023 · €-3k
2019: €11k
2020: €12k
2021: €9k
2022: €1k
2023: €-3k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€9k▼ 29.4%€1k▼ 86.7%€-3k€9k
Operating result€4k-€-3k€-6k▼ 147%€-4k▲ 43.4%€16k
Net result€1k-€-4k€-7k▼ 108%€-4k▲ 41.7%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €16k after a loss of €4k in 2023, the highest result in the available series.
Balance-sheet composition
Assets €20k
Fixed assets
€4k
Current assets
€15k
Equity and liabilities €20k
Equity
€9k
Debt
€10k
Debt finances 53.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€13k
Solvency
46.8%▲
2023 · -35.8%
Current ratio
1.46▲
2023 · 0.75
Quick ratio
1.46▲
2023 · 0.75
Debt / equity
1.14▲
2023 · -3.79
ROE
135.1%
ROA
63.2%▲
2023 · -48.5%
Interest coverage
32.79
Debt
€10k▼
2023 · €12k
Debt ≤ 1 year
€10k▼
2023 · €12k
Income taxes
€3k▲
2023 · €185
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€9k€20k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€9k€15k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€2k€858▼
Other amounts receivable41€3k€726▼
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€9k€20k▲
Equity10/15€-3k€9k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-9k€3k▲
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Trade debts44€1€315▲
Suppliers440/4€1€315▲
Taxes, remuneration and social security45€360€3k▲
Taxes450/3€360€3k▲
Other amounts payable47/48€12k€7k▼
Accrued charges and deferred income492/3€206€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€737€1k▲
Gross operating margin9900€-776€18k▲
Operating profit (loss)9901€-4k€16k▲
Financial income75/76B€8€74▲
Recurring financial income75€8€74▲
Financial charges65/66B€596€508▼
Recurring financial charges65€596€508▼
Profit (loss) for the period before taxes9903€-4k€15k▲
Income taxes67/77€185€3k▲
Profit (loss) for the period9904€-4k€12k▲
Profit (loss) for the period to be appropriated9905€-4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€3k▲
Profit (loss) brought forward from the previous period14P€-5k€-9k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoon Wolfsstraat 152900 SchotenGround area
679 m²
Building footprint
224 m²
Volume, LiDAR
2,961 m³
Parcel 11442C0260/00V000, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Di.casa
since 20192.287.312.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0260/00V000 | Flanders | 679 m² | 1 · 224 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 4,433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2019
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
68121Development of residential building projects
68122Development of non-residential building projects
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.