DHAFIBO
ActiveDHAFIBO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €43k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-17
Solvency49▼-16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.03 in 2024), and 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
5 d late
2022
5 d early
2021
21 d late
2020
1 d late
2019
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€328k▲ 14.9%
2024 · €285k
2019: €162k
2020: €166k
2021: €188k
2022: €215k
2023: €239k
2024: €285k
2019 → 2025
Total assets
€852k▲ 76.7%
2024 · €482k
2019: €351k
2020: €364k
2021: €393k
2022: €394k
2023: €529k
2024: €482k
2019 → 2025
Net result
€43k▼ 8.6%
2024 · €47k
2019: €5k
2020: €4k
2021: €22k
2022: €27k
2023: €24k
2024: €47k
2019 → 2025
Working capital
€-303k▼ 185%
2024 · €-106k
2019: €-9k
2020: €-31k
2021: €-73k
2022: €-58k
2023: €-189k
2024: €-106k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€215k▲ 14.4%€239k▲ 11.0%€285k▲ 19.5%€328k▲ 14.9%
Operating result€27k-€35k▲ 31.6%€31k▼ 11.0%€64k▲ 105%€66k▲ 2.7%
Net result€22k-€27k▲ 23.2%€24k▼ 12.6%€47k▲ 96.8%€43k▼ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €852k
Fixed assets
€711k▲ 48.4%
Current assets
€142k▲ 4,216%
Equity and liabilities €852k
Equity
€328k▲ 14.9%
Debt
€524k▲ 166%
The debt ratio rises from 40.8% to 61.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€146k▲
2024 · €113k
Cash flow
€123k▲
2024 · €95k
Solvency
38.5%▼
2024 · 59.2%
Current ratio
0.32▲
2024 · 0.03
Quick ratio
0.32▲
2024 · 0.03
Debt / equity
1.60▲
2024 · 0.69
ROE
13.0%▼
2024 · 16.3%
ROA
5.0%▼
2024 · 9.7%
Interest coverage
90.04▲
2024 · 71.45
Debt
€524k▲
2024 · €197k
Debt ≤ 1 year
€445k▲
2024 · €110k
Debt > 1 year
€79k▼
2024 · €87k
Income taxes
€21k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€852k▲
Formation expenses20-€0
Fixed assets21/28€479k€711k▲
Tangible fixed assets22/27€479k€711k▲
Land and buildings22€171k€163k▼
Furniture and vehicles24€52k€34k▼
Other tangible fixed assets26€256k€513k▲
Current assets29/58€3k€142k▲
Amounts receivable within one year40/41€135-
Other amounts receivable41€135-
Cash at bank and in hand54/58€3k€102k▲
Deferred charges and accrued income490/1-€40k
Equity and liabilities
Total equity and liabilities10/49€482k€852k▲
Equity10/15€285k€328k▲
Contributions10/11€19k€19k=
Reserves13€267k€309k▲
Tax-exempt reserves132€16k€16k=
Distributable reserves133€251k€294k▲
Amounts payable17/49€197k€524k▲
Amounts payable after more than one year17€87k€79k▼
Financial debts170/4€87k€79k▼
Amounts payable within one year42/48€110k€445k▲
Current portion of amounts payable after more than one year42€7k€11k▲
Trade debts44€1k€325k▲
Suppliers440/4€1k€325k▲
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€101k€101k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€81k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€117k€153k▲
Operating profit (loss)9901€64k€66k▲
Financial income75/76B€7€14▲
Recurring financial income75€7€14▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€62k€64k▲
Income taxes67/77€16k€21k▲
Profit (loss) for the period9904€47k€43k▼
Profit (loss) for the period to be appropriated9905€47k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€43k▼
Transfer to equity691/2€47k€43k▼
To other reserves6921€47k€43k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Highest result since 2019net €47k ▲96.8%
Net result €47k, the highest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €215k ▲14.4%
4 profitable years in a row build equity to €215k.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €4k ▼11.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2019
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan 191 E9870 ZulteGround area
583 m²
Building footprint
406 m²
Volume, LiDAR
3,759 m³
Parcel 44081C0013/00C006, Flanders · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DHAFIBO
since 20092.180.646.706
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0013/00C006 | Flanders | 583 m² | 1 · 406 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Immo MVH
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IMMO XYZ
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Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,976 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2003
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
74121
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.