DH3I
ActiveThe computed 12-month bankruptcy probability of DH3I is 1.8% (moderate). The 2025 annual accounts show equity of €343k and a net result of €-44k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 86% of 13009 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency100=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 9.44 in 2024), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
42 d early
2023
36 d early
2022
1 d late
2021
7 d late
2020
44 d early
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€343k▼ 11.3%
2024 · €387k
2019: €343k
2020: €386k
2021: €490k
2022: €452k
2023: €385k
2024: €387k
2019 → 2025
Total assets
€466k▲ 11.1%
2024 · €419k
2019: €465k
2020: €484k
2021: €641k
2022: €591k
2023: €500k
2024: €419k
2019 → 2025
Net result
€-44k
2024 · €2k
2019: €243k
2020: €43k
2021: €103k
2022: €-38k
2023: €-67k
2024: €2k
2019 → 2025
Working capital
€244k▼ 10.8%
2024 · €274k
2019: €144k
2020: €179k
2021: €287k
2022: €268k
2023: €237k
2024: €274k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€490k-€452k▼ 7.7%€385k▼ 14.8%€387k▲ 0.4%€343k▼ 11.3%
Operating result€156k-€-37k€-77k▼ 109%€-23k▲ 69.7%€-62k▼ 168%
Net result€103k-€-38k€-67k▼ 78.6%€2k€-44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2025 against €23k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€160k▲ 41.7%
Current assets
€306k▼ 0.1%
Equity and liabilities €466k
Equity
€343k▼ 11.3%
Debt
€123k▲ 278%
The debt ratio rises from 7.7% to 26.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-24k▼
2024 · €17k
Cash flow
€-5k▼
2024 · €42k
Solvency
73.6%▼
2024 · 92.3%
Current ratio
4.96▼
2024 · 9.44
Quick ratio
4.31▼
2024 · 8.28
Debt / equity
0.36▲
2024 · 0.08
ROE
-12.8%▼
2024 · 0.4%
ROA
-9.4%▼
2024 · 0.4%
Interest coverage
-46.27▼
2024 · 20.75
Debt
€123k▲
2024 · €32k
Debt ≤ 1 year
€62k▲
2024 · €32k
Debt > 1 year
€61k
Income taxes
€363▼
2024 · €690
Staff costs
€285k▲
2024 · €271k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€419k€466k▲
Fixed assets21/28€113k€160k▲
Intangible fixed assets21€46k€31k▼
Tangible fixed assets22/27€59k€121k▲
Plant, machinery and equipment23€23k€10k▼
Furniture and vehicles24€3k€84k▲
Other tangible fixed assets26€34k€28k▼
Financial fixed assets28€7k€7k▲
Current assets29/58€306k€306k▼
Stocks and contracts in progress3€37k€40k▲
Stocks30/36€37k€40k▲
Amounts receivable within one year40/41€74k€63k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€54k€44k▼
Cash at bank and in hand54/58€195k€202k▲
Deferred charges and accrued income490/1-€964
Equity and liabilities
Total equity and liabilities10/49€419k€466k▲
Equity10/15€387k€343k▼
Contributions10/11€100k€100k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Profit (loss) carried forward14€277k€233k▼
Amounts payable17/49€32k€123k▲
Amounts payable after more than one year17-€61k
Financial debts170/4-€61k
Amounts payable within one year42/48€32k€62k▲
Current portion of amounts payable after more than one year42€7k€25k▲
Trade debts44€7k-
Suppliers440/4€7k-
Taxes, remuneration and social security45€19k€37k▲
Taxes450/3€8k€1k▼
Remuneration and social security454/9€11k€35k▲
Income statement
Code20242025
Remuneration, social security and pensions62€271k€285k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€38k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€227-
Gross operating margin9900€291k€264k▼
Operating profit (loss)9901€-23k€-62k▼
Financial income75/76B€26k€20k▼
Recurring financial income75€31€20k▲
Non-recurring financial income76B€26k-
Financial charges65/66B€829€518▼
Recurring financial charges65€829€518▼
Profit (loss) for the period before taxes9903€2k€-43k▼
Income taxes67/77€690€363▼
Profit (loss) for the period9904€2k€-44k▼
Profit (loss) for the period to be appropriated9905€2k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€277k€233k▼
Profit (loss) brought forward from the previous period14P€275k€277k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 9.44
Current ratio from 3.05 to 9.44; short-term debt falls from €115k to €32k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk(Kok) 3328670 KoksijdeGround area
204 m²
Building footprint
116 m²
Volume, LiDAR
1,428 m³
Parcel 38342G0040/00B000, Flanders · tallest building 24.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DHII
since 20182.272.481.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38342G0040/00B000 | Flanders | 204 m² | 1 · 116 m² | 24.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LE MANDARIN
BE 0428.259.255
Nivelles · Eq €343k
NIEUWE CHINA CORNER
BE 0447.146.640
Herk-de-Stad · Eq €343k
ALEMA & CIE
BE 0823.272.850
Verviers · Eq €342k
VAN DO
BE 0875.908.416
Brussel · Eq €343k
BIBOIS
BE 0462.179.858
Oud-Heverlee · Eq €342k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 7,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.