DGMV CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of DGMV CONSTRUCT is 4.3% (elevated). The 2025 annual accounts show negative equity (€-10k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
14
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-26
Growth32=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 0.84 in 2024; short-term debt: 95.9% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30.9%
Return on assets
-31.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
18 d late
2023
27 d late
2022
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2023 · €0
2023: €0
2023 → 2024
Total assets
€33k▲ 12.5%
2024 · €30k
2022: €3k
2023: €13k
2024: €30k
2022 → 2025
Net result
€-11k▼ 118%
2024 · €-5k
2022: €242
2023: €2k
2024: €-5k
2022 → 2025
Working capital
€-10k▼ 300%
2024 · €-3k
2022: €1k
2023: €4k
2024: €-3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€0€0
Equity€3k-€5k▲ 82.6%€176▼ 96.5%€-10k
Operating result€354-€4k▲ 972%€-4k€-9k▼ 106%
Net result€242-€2k▲ 837%€-5k€-11k▼ 118%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€12k▼ 25.6%
Current assets
€22k▲ 55.3%
Key figures and ratios
EBITDA
€-5k▼
2024 · €-3k
Cash flow
€-6k▼
2024 · €-4k
Solvency
-30.9%▼
2024 · 0.6%
Current ratio
0.68▼
2024 · 0.84
Quick ratio
0.58▼
2024 · 0.65
Debt / equity
-4.23
ROA
-31.4%▼
2024 · -16.2%
Interest coverage
-3.91▲
2024 · -11.50
Debt
€44k▲
2024 · €30k
Debt ≤ 1 year
€32k▲
2024 · €17k
Debt > 1 year
€11k▼
2024 · €13k
Income taxes
€141▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€33k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Furniture and vehicles24€16k€12k▼
Current assets29/58€14k€22k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€10k€19k▲
Trade receivables40€4k€19k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€835€40▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€30k€33k▲
Equity10/15€176€-10k▼
Contributions10/11€3k€3k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-5k€-15k▼
Amounts payable17/49€30k€44k▲
Amounts payable after more than one year17€13k€11k▼
Financial debts170/4€13k€11k▼
Amounts payable within one year42/48€17k€32k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€5k€18k▲
Suppliers440/4€5k€18k▲
Taxes, remuneration and social security45€1k€286▼
Taxes450/3€1k€286▼
Other amounts payable47/48€9k€12k▲
Accrued charges and deferred income492/3-€659
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€942€4k▲
Other operating charges640/8€766€680▼
Gross operating margin9900€-3k€-4k▼
Operating profit (loss)9901€-4k€-9k▼
Financial charges65/66B€301€1k▲
Recurring financial charges65€301€1k▲
Profit (loss) for the period before taxes9903€-5k€-10k▼
Income taxes67/77€128€141▲
Profit (loss) for the period9904€-5k€-11k▼
Profit (loss) for the period to be appropriated9905€-5k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-15k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2022net €2k ▲837%
Operating result €4k, net result €2k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Napoléon 24500 HuyGround area
567 m²
Building footprint
380 m²
Volume, LiDAR
5,582 m³
Parcel 61031C0547/00N000, Wallonia · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DGMV CONSTRUCT
since 20222.331.023.331
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031C0547/00N000 ProtectedSite or landscape |
Wallonia | 567 m² | 1 · 380 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43120Site preparation
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.