DGM ROUGH
ActiveDGM ROUGH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €-5k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 875 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1083.76 against 176.38 in 2024), and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
45 d early
2023
1 d early
2022
41 d early
2021
2 d late
2020
122 d late
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close04-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€251k▼ 1.8%
2024 · €255k
2023: €263k
2024: €255k
2023 → 2025
Total assets
€251k▼ 2.3%
2024 · €257k
2023: €264k
2024: €257k
2023 → 2025
Net result
€-5k▲ 39.4%
2024 · €-8k
2023: €3k
2024: €-8k
2023 → 2025
Working capital
€251k▼ 1.8%
2024 · €255k
2023: €263k
2024: €255k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€263k-€255k▼ 2.9%€251k▼ 1.8%
Operating result€-6k-€-8k▼ 28.6%€-4k▲ 50.6%
Net result€3k-€-8k€-5k▲ 39.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €251k
Equity
€251k▼ 1.8%
Debt
€232▼ 84.1%
The debt ratio falls from 0.6% to 0.1%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
99.9%▲
2024 · 99.4%
Current ratio
1083.76▲
2024 · 176.38
Quick ratio
230.23▲
2024 · 40.62
Debt / equity
0.00▼
2024 · 0.01
ROE
-1.8%▲
2024 · -3.0%
ROA
-1.8%▲
2024 · -3.0%
Debt
€232▼
2024 · €1k
Debt ≤ 1 year
€232▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€257k€251k▼
Fixed assets
21/28€0€0=
Tangible fixed assets
22/27€0€0=
Current assets
29/58€257k€251k▼
Stocks & contracts in progress
3€198k€198k=
Amounts receivable within one year
40/41€59k€53k▼
Total equity & liabilities
10/49€257k€251k▼
Equity
10/15€255k€251k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€299k€299k=
Accumulated profits (losses)
14€-50k€-54k▼
Amounts payable
17/49€1k€232▼
Amounts payable within one year
42/48€1k€232▼
Trade debts payable within one year
44€1k€171▼
Income statement
Code20242025
Gross operating margin
9900€-6k€-2k▲
Operating result
9901€-8k€-4k▲
Financial income
75€108€148▲
Financial charges
65-€940
Result before taxes
9903€-8k€-5k▲
Net result for the period
9904€-8k€-5k▲
Result to be appropriated
9905€-8k€-5k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 6current ratio 1083.76
Current ratio from 176.38 to 1083.76; short-term debt falls from €1k to €232.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-8k ▼343%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-12
State Gazette act
Director changes
Christiaan Eyskens
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 84 days late
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
NAKODIAM
BE 0448.717.743
Antwerpen · Eq €253k
VALUE COMPANY
BE 0630.738.144
Antwerpen · Eq €248k
BELGOTRADING CY
BE 0433.165.277
Antwerpen · Eq €248k
KRUPA DIMON
BE 0873.167.076
Antwerpen · Eq €254k
ARHAM DIAMONDS
BE 0544.505.639
Antwerpen · Eq €256k
Of 1,239 companies in sector 46861 we hold annual accounts for 623. 419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2012
Fiscal year end30-06
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-08-2026. Scores and ratios are computed by Checked and are not a credit decision.