Equity
-€132,299
Debts exceed assets in financial year 2025.
DGI
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €528,582 (2016)
€268,119▲ 82.9%
lowest -€205,985 (2022)
€26,438▲ €220,495
peak €212,263 (2021)
-€132,299▲ €26,438
€492,163▲ 5.8%
peak 5.2 FTE (2024)
3.8 FTE▼ 26.9%
Board2 names since 2015
1 director't Hooghuys
Owners2 names in the annual accounts
100%'t Hooghuys
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €146,574 to €268,119Back to profit: €26,438Staff from 5.2 FTE to 3.8 FTEEquity from -€158,737 to -€132,299Cash from €84,330 to €142,395
Key points
from the 2025 annual accountsResult
€26,438 €26,438
Back in profit in 2025, after a loss of €194,057 in 2024.
Debts
€492,163 137% of the balance sheet
Suppliers 56%Taxes and wages 5%Other 39%
Of this, €312,163 falls due within a year.
Staff
3 employees on 31-12-2025
In 2025, 1 person joined and 3 left.
Filings
25 annual accounts since 2001
Six of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
-36.8%
Lower solvency than 93% of companies in real estate. Sector median 30.7% · 11,297 companies.
Checked score
56
Fair
Financially stronger than 52% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025lowest value
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.1%▲ +0.3 percentage points vs 07-2025
09-2025: 3.5%▲ +2.4 percentage points vs 08-2025highest value
10-2025: 3.5%● unchanged vs 09-2025highest value
11-2025: 3.5%● unchanged vs 10-2025highest value
12-2025: 3.5%● unchanged vs 11-2025highest value
01-2026: 3.5%● unchanged vs 12-2025highest value
02-2026: 3.4%▼ -0.1 percentage points vs 01-2026
03-2026: 3.3%▼ -0.1 percentage points vs 02-2026
04-2026: 3.3%● unchanged vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 3.2%▼ -0.1 percentage points vs 05-2026
07-2026: 3.1%▼ -0.1 percentage points vs 06-2026
08-2026: 3.0%▼ -0.1 percentage points vs 07-2026
09-2026: 1.1%▼ -1.9 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€132,299
Size: 3.8 FTE, total assets €359,864
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.15, cash €142,395
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 57% on liquidity, 74% on profitability and 73% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as DGI has now. Each dot stands for 10 companies, two years later.
91.4%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DGI itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for DGI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.15 (1.0 in 2024), below the usual 1.5. Short-term debt is 86.7% and cash 39.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 11297 sector peers (2025).
NBB · sector comparisonPosition among 11297 sector peers
Solvency
better than 6%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
30 days late
2023
68 days early
2022
31 days late
2021
26 days late
2020
31 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- 't Hooghuys 100%score 93equity €897,207 (2025) · 2025 annual accounts of 't Hooghuys
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473502629
1 manager resigning, 1 director reappointed
Resignation: ’t Hooghuys (director, formerly manager) · Reappointment: ’t Hooghuys (director) · Permanent representative: De Groof Gerda · General meeting of 20-12-2023 · Gazette deed
Resignation: Aprofim (manager)
Permanent representative: Kiebooms Luc · General meeting of 30-08-2018 · Gazette deed
First establishment
Mechelsesteenweg 200, Sint-Katelijne-Waver
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DGI Sint-Katelijne-Waver | €359,864 | €268,119 | -36.8% | 3.8 |
| JOASSIN - Affaires Immobilières Remicourt | €380,132 | €201,450 | 2.5% | 4.1 |
| SECURISAN Woluwe-Saint-Pierre | €372,487 | €387,810 | 42.2% | 4 |
| L.A. GERANCE Braine-l'Alleud | €426,177 | €303,429 | 19.2% | 4.8 |
| REAL ESTATE DEAL Chaudfontaine | €511,636 | €244,865 | 32.4% | 3.6 |
| IT Dentergem | €554,996 | €375,362 | 19.6% | 3.5 |
| GESIMMO PARTNER Sint-Genesius-Rode | €511,635 | €326,125 | 80.8% | 3 |
These companies have the same main activity as DGI: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €372,000 and €555,000, founded between 1993 and 2005.
Official details
Source: KBO- Status
- Active since 12-12-2000Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 1 other
- Establishment unit
- 2.116.393.6092860 Sint-Katelijne-Waver, since 25-07-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- ≈ €660,000estimated
- €359,864▲ 17.5%
- Employeeson 31-12-2025
- 3▼ 40.0%
- Filing
- Filed on 31-08-2026
Insights on DGI
DGI files the abbreviated format. That format states no turnover. The gross margin rose from -€6,585 in 2006 to €268,119 in 2025.
't Hooghuys holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DGI
- What is the company number of DGI?
- The company number of DGI is 0473.502.629. The VAT number is the same number with BE in front: BE 0473.502.629.
- Where is DGI based?
- The registered office is at Mechelsesteenweg 200, 2860 Sint-Katelijne-Waver.Company details
- What does DGI do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of DGI?
- DGI is a private limited company (BV).
- When was DGI founded?
- DGI was founded on 12-12-2000.
- Is DGI still active?
- Yes, DGI is an active enterprise in the KBO register.
- How many employees does DGI have?
- DGI had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DGI?
- The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €268,119 and 30 comparable companies (NACE 683). It probably lies between €460,000 and €840,000.
- Is DGI profitable?
- In financial year 2025, DGI made a profit of €26,438.
- Where can I find the annual accounts of DGI?
- DGI filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DGI due?
- DGI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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