DGI
ActiveSummary
DGI has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-132k) and a net result of €26k. Equity is shrinking by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+78
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.15 against 1.0 in 2024; short-term debt: 86.7% and cash: 39.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-36.8%
Return on assets
7.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9194 sector peers (2025).
NBB · sector comparisonPosition among 9194 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
68 d early
2022
31 d late
2021
26 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-132k▲ 16.7%
2024 · €-159k
2018: €188k
2019: €197k
2020: €206k
2021: €212k
2022: €6k
2023: €35k
2024: €-159k
2018 → 2025
Total assets
€360k▲ 17.5%
2024 · €306k
2018: €710k
2019: €540k
2020: €609k
2021: €644k
2022: €419k
2023: €506k
2024: €306k
2018 → 2025
Net result
€26k
2024 · €-194k
2018: €202k
2019: €9k
2020: €68k
2021: €7k
2022: €-206k
2023: €29k
2024: €-194k
2018 → 2025
Working capital
€48k▲ 9,878%
2024 · €478
2018: €75k
2019: €69k
2020: €100k
2021: €183k
2022: €11k
2023: €224k
2024: €478
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€6k▼ 97.0%€35k▲ 463%€-159k€-132k▲ 16.7%
Operating result€21k-€-203k€33k€-189k€31k
Net result€7k-€-206k€29k€-194k€26k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €189k in 2024.
Key figures and ratios
EBITDA
€52k▲
2024 · €-153k
Cash flow
€47k▲
2024 · €-158k
Solvency
-36.8%▲
2024 · -51.8%
Current ratio
1.15▲
2024 · 1.00
Debt to equity
-3.72▼
2024 · -2.93
ROA
7.3%▲
2024 · -63.3%
Interest coverage
12.06▲
2024 · -31.26
Debt
€492k▲
2024 · €465k
Debt ≤ 1 year
€312k▲
2024 · €285k
Debt > 1 year
€180k=
2024 · €180k
Income taxes
€278▼
2024 · €411
Staff costs
€214k▼
2024 · €298k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€306k€360k▲
Fixed assets21/28€21k-
Intangible fixed assets21€20k-
Tangible fixed assets22/27€589-
Furniture and vehicles24€589-
Current assets29/58€285k€360k▲
Amounts receivable within one year40/41€198k€216k▲
Trade receivables40€193k€203k▲
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€84k€142k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€306k€360k▲
Equity10/15€-159k€-132k▲
Contributions10/11€55k€55k=
Profit (loss) carried forward14€-214k€-187k▲
Amounts payable17/49€465k€492k▲
Amounts payable after more than one year17€180k€180k=
Other amounts payable178/9€180k€180k=
Amounts payable within one year42/48€285k€312k▲
Trade debts44€161k€276k▲
Suppliers440/4€161k€276k▲
Advances received on contracts in progress46€90k-
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3-€6k
Remuneration and social security454/9€20k€17k▼
Other amounts payable47/48€14k€14k▲
Accrued charges and deferred income492/3€137-
Income statement
Code20242025
Remuneration, social security and pensions62€298k€214k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€21k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€50
Gross operating margin9900€147k€268k▲
Operating profit (loss)9901€-189k€31k▲
Financial income75/76B€230€56▼
Recurring financial income75€230€56▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-194k€27k▲
Income taxes67/77€411€278▼
Profit (loss) for the period9904€-194k€26k▲
Profit (loss) for the period to be appropriated9905€-194k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-219k€-187k▲
Profit (loss) brought forward from the previous period14P€-25k€-214k▼
Transfer from equity791/2€6k-
Social balance
Average headcount (FTE)90875.23.8▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-206k ▼3160%
Net result drops to €-206k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €206k ▲4.3%
3 profitable years in a row build equity to €206k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2001
Ground area
1,443 m²
Building footprint
157 m²
Volume, LiDAR
999 m³
Parcel 12422D0451/00G000, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DGI
since 20012.116.393.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422D0451/00G000 | Flanders | 1,443 m² | 1 · 157 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,763 EUR awarded · 3,017 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 860 EUR | 860 EUR |
| 2024 | 1 | 858 EUR | 804 EUR |
| 2023 | 1 | 682 EUR | 990 EUR |
| 2022 | 1 | 363 EUR | 363 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Business parks
142 parksOffers parcels on business park:Zaventem Zuid
Offers parcels on business park:Mechelen Noord I
Offers parcels on business park:Haven
Offers parcels on business park:Mechelen Noord II
Offers parcels on business park:Londerzeel Noord
Offers parcels on business park:Mechelen Zuid
Offers parcels on business park:P. Colomalaan
Offers parcels on business park:ENA 21 Z.1 (Klein Gent)
Offers parcels on business park:Heistse Hoek
Offers parcels on business park:Hulshout-Heultje
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Offers parcels on business park:Researchpark Haasrode
Offers parcels on business park:Brandekensweg - Molenberglei
Offers parcels on business park:Genk-zuid
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Offers parcels on business park:Luchthavenlaan
Offers parcels on business park:Wingepark
Offers parcels on business park:Bedrijvenzone Boortmeerbeek-Kanaal
Offers parcels on business park:Bedrijvenzone Heide
Offers parcels on business park:Bessenveld Diegem
Offers parcels on business park:Bosterveld
Offers parcels on business park:Breendonk Veurtstraat
Offers parcels on business park:Demeurslaan - G. Gezellestraat Huizingen
Offers parcels on business park:KMO-zone Hemelrijken
Offers parcels on business park:Krekelenberg
Offers parcels on business park:Mechelsesteenweg - Vekestraat
Offers parcels on business park:Mediapark
Offers parcels on business park:Quartier Canal
Offers parcels on business park:Transportzone
Offers parcels on business park:Veilingzone
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Offers parcels on business park:Weggevoerdenlaan
Offers parcels on business park:Z.3 Doornveld
Offers parcels on business park:Zeehavengebied Gent
Offers parcels on business park:Zwartberg
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Offers a parcel on business park:Albertkanaal Zuid
Offers a parcel on business park:Ambachtenlaan Haasrode
Offers a parcel on business park:Banaan
Offers a parcel on business park:Bazelstraat
Offers a parcel on business park:Bedrijvenpark Guldendelle
Offers a parcel on business park:Bedrijventerrein Zele
Offers a parcel on business park:Bedrijvenzone Assent
Offers a parcel on business park:Bedrijvenzone Brusselsesteenweg Herent
Offers a parcel on business park:Bedrijvenzone Drogenbos-Kanaal
Offers a parcel on business park:Bedrijvenzone Halleboomstraat
Offers a parcel on business park:Bedrijvenzone Kampenhout-Sas
Offers a parcel on business park:Bedrijvenzone Landen
Offers a parcel on business park:Bedrijvenzone Remy Wijgmaal
Offers a parcel on business park:Bedrijvenzone Schaarbeeklei - Buda
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Offers a parcel on business park:Betekomsesteenweg Meetshoven
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Offers a parcel on business park:Blauwe Steen
Offers a parcel on business park:Bourget St.-Stevens-Woluwe
Offers a parcel on business park:Brucargo
Offers a parcel on business park:Brustem
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Offers a parcel on business park:Catenberg
Offers a parcel on business park:De Kleet Diegem
Offers a parcel on business park:De Schaaf Delften
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Offers a parcel on business park:De Zaat
Offers a parcel on business park:Diegem-Hoek
Offers a parcel on business park:Diestsesteenweg Kessel-Lo
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Offers a parcel on business park:E17 E40 Zwijnaarde
Offers a parcel on business park:E40 R4 Kanaal van Zwijnaarde
Offers a parcel on business park:ENA 23 Z.1
Offers a parcel on business park:ENA 23 Z.3 (De Heze)
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Offers a parcel on business park:Gossetlaan Groot-Bijgaarden
Offers a parcel on business park:Grootlosestraat Baal
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Offers a parcel on business park:Luchthaven Canac
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Offers a parcel on business park:Mottepark Rillaar
Offers a parcel on business park:N43 Poortakkerstraat Sint-Denijs-Westrem
Offers a parcel on business park:Nieuwland
Offers a parcel on business park:Nijverheidsweg
Offers a parcel on business park:Noorderlaan
Offers a parcel on business park:Oude Bunders
Offers a parcel on business park:Oude Truierbaan
Offers a parcel on business park:Posthofbrug
Offers a parcel on business park:Prins Boudewijnlaan
Offers a parcel on business park:Provinciesteenweg - Wespelaarsebaan
Offers a parcel on business park:R4 N458 Wiedauwkaai Noord
Offers a parcel on business park:Rieme Noord
Offers a parcel on business park:Rijmenam Dits
Offers a parcel on business park:Rijmenamseweg
Offers a parcel on business park:Satenrozen
Offers a parcel on business park:SBPA zvb Tielt / Everaert & zoon
Offers a parcel on business park:Schorheide (Tisselt 1)
Offers a parcel on business park:Siemenslaan
Offers a parcel on business park:Stadsbeemd
Offers a parcel on business park:Steenweg op Dendermonde Noord - Nijverseel
Offers a parcel on business park:Strombeek-Bever Oost
Offers a parcel on business park:Strombeek-Bever West
Offers a parcel on business park:Terbekehof
Offers a parcel on business park:TTS - Temse
Offers a parcel on business park:Vertommen
Offers a parcel on business park:Vuurberg Diegem
Offers a parcel on business park:Wervik-Hoogweg
Offers a parcel on business park:Willebroek Noord Oost 4
Offers a parcel on business park:Willebroek Zuid (Kersdonk)
Offers a parcel on business park:Wommelgem Zuid
Offers a parcel on business park:Woon-werkpark
Offers a parcel on business park:Zandberg
Offers a parcel on business park:Zaubeek
Offers a parcel on business park:Zittaart Eindhoutsebaan
Offers a parcel on business park:Zolder-Lummen
Offers a parcel on business park:Zuid VI (Keppekouter)