DGB CONSTRUCT
ActiveSummary
DGB CONSTRUCT has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,226 and a net result of €2,294. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €11,226
- Profit
- €2,294
Why 67raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.22, cash €791Equity €11,226 (18.6% of total assets)lowers riskFounded in 2013Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 25% on solvency, 7% on liquidity, 39% on profitability and 68% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move · Director in…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 5% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96.9% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | - | €424 | €1,013 | €1,013 | = |
| Other operating charges640/8 | - | - | - | €693 | €375 | €1,026 | €715 | €411 | ▼ 42.5% |
| Gross operating margin9900 | €6,478 | €7,173 | €5,906 | -€56,428 | €7,979 | €19,644 | €4,778 | €4,321 | ▼ 9.6% |
| Operating profit (loss)9901 | €4,525 | €6,101 | €772 | -€57,121 | €7,603 | €18,195 | €3,051 | €2,897 | ▼ 5.0% |
| Financial income75/76B | - | - | - | €2,443 | €256 | €747 | €228 | €536 | ▲ 135% |
| Recurring financial income75 | €2,151 | €2,894 | €2,440 | €2,443 | €256 | €747 | €228 | €536 | ▲ 135% |
| Financial charges65/66B | - | - | - | €2,036 | €5,259 | €2,894 | €1,853 | €1,139 | ▼ 38.5% |
| Recurring financial charges65 | €1,095 | €1,362 | €527 | €2,036 | €5,259 | €2,894 | €1,853 | €719 | ▼ 61.2% |
| Non-recurring financial charges66B | - | - | - | - | - | - | - | €420 | - |
| Profit (loss) for the period before taxes9903 | €5,580 | €7,633 | €2,686 | -€56,714 | €2,601 | €16,047 | €1,425 | €2,294 | ▲ 61.0% |
| Income taxes67/77 | €1,341 | €1,688 | €1,201 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €4,239 | €5,945 | €1,485 | -€56,714 | €2,601 | €16,047 | €1,425 | €2,294 | ▲ 61.0% |
| Profit (loss) for the period to be appropriated9905 | €4,239 | €5,945 | €1,485 | -€56,714 | €2,601 | €16,047 | €1,425 | €2,294 | ▲ 61.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €85,393 | €65,361 | €59,953 | €39,490 | €32,125 | €41,162 | €26,870 | €60,384 | ▲ 125% |
| Fixed assets21/28 | - | - | - | - | - | €2,615 | €1,602 | €589 | ▼ 63.2% |
| Tangible fixed assets22/27 | - | - | - | - | - | €2,615 | €1,602 | €589 | ▼ 63.2% |
| Plant, machinery and equipment23 | - | - | - | - | - | €2,615 | €1,602 | €589 | ▼ 63.2% |
| Current assets29/58 | €85,393 | €65,361 | €59,953 | €39,490 | €32,125 | €38,547 | €25,268 | €59,795 | ▲ 137% |
| Amounts receivable after more than one year29 | - | - | - | €14,606 | €9,207 | - | - | - | - |
| Other amounts receivable291 | - | - | - | €14,606 | €9,207 | - | - | - | - |
| Stocks and contracts in progress3 | €2,502 | €2,502 | €2,502 | €2,502 | €2,502 | €2,502 | €2,502 | €2,502 | = |
| Stocks30/36 | - | - | - | €2,502 | €2,502 | €2,502 | €2,502 | €2,502 | = |
| Amounts receivable within one year40/41 | €54,376 | €42,784 | €35,193 | €21,920 | €18,224 | €34,735 | €19,155 | €50,192 | ▲ 162% |
| Trade receivables40 | - | - | - | €19,272 | €13,975 | €16,389 | €13,242 | €48,466 | ▲ 266% |
| Other amounts receivable41 | - | - | - | €2,648 | €4,249 | €18,345 | €5,913 | €1,725 | ▼ 70.8% |
| Cash at bank and in hand54/58 | €2,175 | €272 | €1,110 | €462 | €2,193 | €1,311 | €11 | €791 | ▲ 69× |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €3,600 | €6,310 | ▲ 75.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €85,393 | €65,361 | €59,953 | €39,490 | €32,125 | €41,162 | €26,870 | €60,384 | ▲ 125% |
| Equity10/15 | €25,742 | €31,687 | €33,172 | -€23,542 | -€20,941 | -€4,894 | €8,932 | €11,226 | ▲ 25.7% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | = |
| Reserves13 | €19,542 | €25,487 | €26,972 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | - | - | - | -€31,602 | -€29,001 | -€11,094 | -€9,668 | -€7,374 | ▲ 23.7% |
| Amounts payable17/49 | €59,651 | €33,674 | €26,781 | €63,032 | €53,066 | €46,056 | €17,938 | €49,158 | ▲ 174% |
| Amounts payable after more than one year17 | - | - | - | €31,654 | €24,003 | €15,801 | - | - | - |
| Financial debts170/4 | - | - | - | €31,654 | €24,003 | €15,801 | - | - | - |
| Amounts payable within one year42/48 | €58,850 | €33,375 | €23,227 | €29,378 | €29,063 | €30,255 | €17,938 | €49,158 | ▲ 174% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,138 | €7,651 | €8,202 | - | - | - |
| Trade debts44 | €48,312 | €26,467 | €15,561 | €17,398 | €21,311 | €22,053 | €7,425 | €4,137 | ▼ 44.3% |
| Suppliers440/4 | - | - | - | €17,398 | €21,311 | €22,053 | €7,425 | €4,137 | ▼ 44.3% |
| Taxes, remuneration and social security45 | - | - | - | €4,798 | - | - | - | - | - |
| Taxes450/3 | - | - | - | €4,798 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €44 | €100 | - | €10,513 | €45,021 | ▲ 328% |
| Accrued charges and deferred income492/3 | - | - | - | €2,000 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,239 | €5,945 | €1,485 | -€56,714 | €2,601 | €16,047 | €1,425 | €2,294 | ▲ 61.0% |
| + Depreciation and write-downs630 | - | - | - | - | - | €424 | €1,013 | €1,013 | = |
| Operating cash flow (approximation) | €4,239 | €5,945 | €1,485 | -€56,714 | €2,601 | €16,471 | €2,438 | €3,307 | ▲ 35.7% |
| Investment in fixed assets (approximation) | - | - | - | - | - | - | €0 | €0 | - |
| Change in cash | - | -€1,904 | €838 | -€649 | €1,731 | -€882 | -€1,299 | €780 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00218996 |
| 31-12-2024 | micro format | 04-07-2025 | 2025-00245779 |
| 31-12-2023 | micro format | 12-08-2024 | 2024-00339748 |
| 31-12-2022 | micro format | 24-08-2023 | 2023-00348535 |
| 31-12-2021 | micro format | 01-09-2022 | 2022-20408838 |
| 31-12-2020 | micro format | 27-07-2021 | 2021-40600482 |
| 31-12-2019 | micro format | 21-10-2020 | 2020-62200551 |
| 31-12-2018 | micro format | 23-09-2019 | 2019-65200255 |
| 31-12-2017 | micro format | 26-07-2018 | 2018-38600469 |
| 31-12-2016 | micro format | 19-07-2017 | 2017-33600211 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- 16-11-2023 Converted to unavailable equity
Group and network
Connections & network
No directors read yet: 2 of 3 Gazette acts processed.
History
Acts, filings and financial milestones
08-10
Gazette deed
Registered officeRegistered-office move · Director in office3 facts ▸
- General meeting, 03-08-2024
- Registered-office move, Abtsdreef 71-2940 Stabroek
- Director in office, Van Laer Jan (director)
16-11
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsDeclaration · Capital conversion · Director in office6 facts ▸
- Declaration, “prijs dienstverlening volmacht” (deed in Dutch)
- General meeting, 25-10-2023
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “beschikbaar maken statutair onbeschikbare eigen vermogensrekening, beschikbaar maken” (deed in Dutch)
- Director in office, van Laer Jan Christiaan (director)
- Amendment of the articles
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0537.904.887
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11044E0222/00N003 | Flanders | 317 m² | 1 · 74 m² | 10.5 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Exploitatie van een onderneming in dakwerken,dakbedekking en dakconstructies; Ongeacht het gebruikte materiaal,de…” (deed in Dutch)
15 activities (deed in Dutch)
- Exploitatie van een onderneming in dakwerken,dakbedekking en dakconstructies.
- Ongeacht het gebruikte materiaal,de fabricage,afbraak,restauratie,herstelling en plaatsing van alle dak en gevelwerken,bedekking en constructies alsook alle rechtstreekse en onrechtstreekse werkzaamheden.
- Hiermee verbonden,inzonderheid doch niet beperkend alle metselwerk,bezettingswerk,timmer en buitenschrijnwerk inclusief onder meer verwijdering,herstelling en plaatsing van dakgoten en afvoerbuizen.
- De ruwbouw en het onder dak zetten van alle bouwwerken in het algemeen en woningen in het bijzonder.
- Alle metselwerken,pleister,stukadoors- en bezettingswerken,het waterdicht maken en bedekken van gebouwen met alle materialen,rioleringswerken en bevloering,binnenschrijnwerk,loodgieterij en slopingswerken.
- Alle verbouwings en karweiwerken en aanverwanten in de meest uitgebreide zin.
- Het plaatsen van scheidingswanden en valse plafonds,evenals het bouwen van stellingen.
- Alle gevelwerken in de meeste uitgebreide zin.
- Alle activiteiten van een algemene bouwondememing in de ruimste zin van het woord voor de uitvoering van alle aannemingen van werken.
- Het coördineren van bouw en dakwerken verricht door onderaannemers.
- Alle handel inzonderheid trading,import,export,groot en kleinhandel in alle bouwmaterialen.
- Alle mogelijke onroerende handelingen in de meest uitgebreide zin met betrekking tot onroerende goederen,inzonderheid doch niet beperkend,de aan en verkoop,renovatie,bouw en verbouwing,huur en verhuring,beheer,uitbating,verkaveling en valorisatie.
- Het geven van adviezen en het verlenen van diensten in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard,onder meer,doch niet beperkend,op het vlak van administratie,IT,beleid en bestuur,bedrijfsvoering,management en bedrijfsorganisatie.
- Het voeren van het beleid en de directie van andere vennootschappen en/of bedrijvigheden,alsmede inzonderheid doch niet beperkend de uitoefening van opdrachten en functies van zaakvoerder,bestuurder,gedelegeerd bestuurder of vereffenaar van andere vennootschappen.
- Het uitoefenen van managementactiviteiten,consultancy,adviesverlening en expertises in de meest uitgebreide zin.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DGB CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, adres kan worden overgebracht naar om het even welke plaats in tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Al dan niet bezoldigd, bepaalde of onbepaalde duur,bij gebreke bepaling geacht onbepaalde duur” (deed in Dutch)“Alle handelingen nodig of dienstig tot verwezenlijking voorwerp behoudens die waarvoor volgens wet alleen algemene vergadering bevoegd is…” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Kandidaat-overdrager en verzettenden ieder voor helft, commissaris of bij gebreke bedrijfsrevisor binnen twee weken aangewezen door…” (deed in Dutch)