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DG3

Active
Private limited company (pre-2019)founded 20179 years activeRue Lamarck 113, 4000 Liège, BelgiumKBO/BCE: BE 0676.609.147
Summary

The computed 12-month bankruptcy probability of DG3 is 3.8% (moderate). The 2025 annual accounts show equity of €19,286 and a net result of -€3,726. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 53% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€39,018total assets 2025
Equity
€19,286
Loss
-€3,726
Turnover not published (abridged schema)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Structure
Accounts filed 48 days late0 of 1 deed read
Why 47- Latest accounts 48 days late; 3 of the last 3 late- Liquidity: current ratio 1.98, cash €44, halved- Loss of €3,726, the second in a row (FY 2025)- Sector Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 74+44
equity 49.4% of total assets
Liquidity 25+25
short-term debt 50.6% · cash 0.1%
Profitability 14-23
return on assets -9.5%
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 4.8%highest value 12-2024: 4.8%● unchanged vs 11-2024highest value 01-2025: 4.8%● unchanged vs 12-2024highest value 02-2025: 4.7%▼ -0.1 percentage points vs 01-2025 03-2025: 4.7%● unchanged vs 02-2025 04-2025: 4.6%▼ -0.1 percentage points vs 03-2025 05-2025: 4.5%▼ -0.1 percentage points vs 04-2025 06-2025: 4.3%▼ -0.2 percentage points vs 05-2025 07-2025: 4.0%▼ -0.3 percentage points vs 06-2025 08-2025: 4.2%▲ +0.2 percentage points vs 07-2025 09-2025: 4.6%▲ +0.4 percentage points vs 08-2025 10-2025: 3.1%▼ -1.5 percentage points vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 3.2%▲ +0.4 percentage points vs 07-2026 09-2026: 3.7%▲ +0.5 percentage points vs 08-2026 10-2026: 3.8%▲ +0.1 percentage points vs 09-2026
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.05 in 2024; short-term debt: 50.6% and cash: 0.1% of total assets), but 50.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 54% on solvency, 14% on liquidity, 12% on profitability and 20% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Latest accounts 48 days late; 3 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.98, cash €44, halved
NBB · annual accounts
raises risk · Loss of €3,726, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
48 days late
2024
56 days late
2023
64 days late
2022
68 days late
2021
78 days late
2020
277 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€3,726 View
  • Caution: Among the weakest 18% on net resultsector median €10,145 · 33,982 companies -€3,726 View
  • Total assets 20256 fiscal years filed €39,018 View

By topic

Financials

Fiscal year
2025
Total assets
€39,018
Loss
-€3,726
Solvency
49.4%
Total assets▼ 91.8%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-07-2027
  1. 07-10-2023Annual accounts filed
  2. 17-10-2022Annual accounts filed
  3. 04-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Plumbing workNACE 43221
Founded
07-06-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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