DG Phactory
ActiveDG Phactory has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €131k. Its solvency ranks better than 65% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency94
Growth-
Stability67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 1.74), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
65.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€137k
Total assets
€201k
Net result
€131k
Working capital
€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €201k
Fixed assets
€90k
Current assets
€110k
Equity and liabilities €201k
Equity
€137k
Debt
€63k
Debt finances 31.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€217k
Cash flow
€158k
Solvency
68.4%
Current ratio
1.74
Quick ratio
1.74
Debt / equity
0.46
ROE
95.6%
ROA
65.4%
Interest coverage
3782.63
Debt
€63k
Debt ≤ 1 year
€63k
Income taxes
€58k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€201k
Fixed assets21/28€90k
Tangible fixed assets22/27€41k
Plant, machinery and equipment23€16k
Furniture and vehicles24€20k
Other tangible fixed assets26€5k
Financial fixed assets28€50k
Current assets29/58€110k
Amounts receivable within one year40/41€26k
Trade receivables40€26k
Current investments50/53€16k
Cash at bank and in hand54/58€68k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€201k
Equity10/15€137k
Contributions10/11€6k
Reserves13€131k
Distributable reserves133€131k
Amounts payable17/49€63k
Amounts payable within one year42/48€63k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€60k
Taxes450/3€60k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k
Other operating charges640/8€2k
Gross operating margin9900€219k
Operating profit (loss)9901€190k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€57
Recurring financial charges65€57
Profit (loss) for the period before taxes9903€190k
Income taxes67/77€58k
Profit (loss) for the period9904€131k
Profit (loss) for the period to be appropriated9905€131k
Appropriation of the result
Profit (loss) to be appropriated9906€131k
Transfer to equity691/2€131k
To other reserves6921€131k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stokkemstraat 143090 OverijseGround area
1,389 m²
Building footprint
186 m²
Volume, LiDAR
522 m³
Parcel 23546E0130/00F000, Flanders · tallest building 3.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stokkemstraat 14, 3090 Overijse
since 20232.352.943.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546E0130/00F000 | Flanders | 1,389 m² | 1 · 186 m² | 3.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COVEDE
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 5,209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
31001Manufacture of furniture
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31009Manufacture of furniture
31092Manufacture of furniture
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.