DG PERSPECTIVES
ActiveSummary
The computed 12-month bankruptcy probability of DG PERSPECTIVES is 1.6% (moderate). The 2024 annual accounts show equity of €67k and a net result of €19k. Equity is growing by ~39.5% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+3
Solvency54▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.12 in 2023; short-term debt: 11.4% and cash: 1.2% of total assets), and 70.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.4%
Return on assets
8.3%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
11 d late
2023
2 d early
2022
31 d late
2021
19 d early
2020
121 d late
2019
136 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€67k▲ 34.6%
2023 · €50k
2019: €1klowest in 6 years
2020: €14k▲ +947% vs 2019
2021: €27k▲ +95.2% vs 2020
2022: €37k▲ +39.9% vs 2021
2023: €50k▲ +33.9% vs 2022
2024: €67k▲ +34.6% vs 2023highest in 6 years
2019 → 2024
Total assets
€227k▼ 3.8%
2023 · €236k
2019: €266khighest in 6 years
2020: €260k▼ -2.5% vs 2019
2021: €257k▼ -1.0% vs 2020
2022: €242k▼ -5.8% vs 2021
2023: €236k▼ -2.4% vs 2022
2024: €227k▼ -3.8% vs 2023lowest in 6 years
2019 → 2024
Net result
€19k▲ 33.5%
2023 · €14k
2019: €-5klowest in 6 years
2020: €12k▲ +351% vs 2019
2021: €15k▲ +18.2% vs 2020
2022: €12k▼ -16.2% vs 2021
2023: €14k▲ +16.3% vs 2022
2024: €19k▲ +33.5% vs 2023highest in 6 years
2019 → 2024
Working capital
€-22k▲ 30.0%
2023 · €-32k
2019: €-31k
2020: €-33k▼ -7.2% vs 2019
2021: €-35k▼ -5.3% vs 2020
2022: €-38k▼ -8.2% vs 2021lowest in 6 years
2023: €-32k▲ +16.2% vs 2022
2024: €-22k▲ +30.0% vs 2023highest in 6 years
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€27k▲ 95.2%€37k▲ 39.9%€50k▲ 33.9%€67k▲ 34.6%
2020: €14klowest in 5 years
2021: €27k▲ +95.2% vs 2020
2022: €37k▲ +39.9% vs 2021
2023: €50k▲ +33.9% vs 2022
2024: €67k▲ +34.6% vs 2023highest in 5 years
Operating result€17k-€25k▲ 42.5%€21k▼ 14.1%€24k▲ 12.2%€30k▲ 26.9%
2020: €17klowest in 5 years
2021: €25k▲ +42.5% vs 2020
2022: €21k▼ -14.1% vs 2021
2023: €24k▲ +12.2% vs 2022
2024: €30k▲ +26.9% vs 2023highest in 5 years
Net result€12k-€15k▲ 18.2%€12k▼ 16.2%€14k▲ 16.3%€19k▲ 33.5%
2020: €12k
2021: €15k▲ +18.2% vs 2020
2022: €12k▼ -16.2% vs 2021lowest in 5 years
2023: €14k▲ +16.3% vs 2022
2024: €19k▲ +33.5% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 27% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €227k
Fixed assets
€224k ▼ 3.5%
Current assets
€4k ▼ 15.4%
Equity and liabilities €227k
Equity
€67k ▲ 34.6%
Debt
€161k ▼ 14.0%
Debt's share of the balance-sheet total falls from 79.0% to 70.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2023 · €32k
Cash flow
€27k▲
2023 · €23k
Current ratio
0.14▲
2023 · 0.12
Debt to equity
2.40▼
2023 · 3.75
ROE
28.3%▼
2023 · 28.5%
ROA
8.3%▲
2023 · 6.0%
Interest coverage
14.91▲
2023 · 11.49
Debt ≤ 1 year
€26k▼
2023 · €36k
Debt > 1 year
€134k▼
2023 · €150k
Income taxes
€9k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€236k€227k▼
Fixed assets21/28€232k€224k▼
Tangible fixed assets22/27€231k€222k▼
Land and buildings22€223k€216k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€4k€4k▼
Amounts receivable within one year40/41€2k€950▼
Other amounts receivable41€2k€950▼
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€236k€227k▼
Equity10/15€50k€67k▲
Contributions10/11€6k€6k=
Reserves13€38k€55k▲
Distributable reserves133€38k€55k▲
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€187k€161k▼
Amounts payable after more than one year17€150k€134k▼
Financial debts170/4€150k€134k▼
Amounts payable within one year42/48€36k€26k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€165€103▼
Suppliers440/4€165€103▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€10k€1k▼
Accrued charges and deferred income492/3€950€850▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€41k▲
Operating profit (loss)9901€24k€30k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€21k€28k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€14k€19k▲
Profit (loss) for the period to be appropriated9905€14k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€24k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €9k | €9k | €8k | ▼ 0.5% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 4.3% |
| Gross operating margin9900 | €27k | €35k | €31k | €34k | €41k | ▲ 18.2% |
| Operating profit (loss)9901 | €17k | €25k | €21k | €24k | €30k | ▲ 26.9% |
| Financial charges65/66B | - | €3k | €3k | €3k | €3k | ▼ 7.8% |
| Recurring financial charges65 | €4k | €3k | €3k | €3k | €3k | ▼ 7.8% |
| Profit (loss) for the period before taxes9903 | €14k | €21k | €18k | €21k | €28k | ▲ 31.5% |
| Income taxes67/77 | €1k | €7k | €6k | €7k | €9k | ▲ 27.4% |
| Profit (loss) for the period9904 | €12k | €15k | €12k | €14k | €19k | ▲ 33.5% |
| Profit (loss) for the period to be appropriated9905 | €12k | €15k | €12k | €14k | €19k | ▲ 33.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €260k | €257k | €242k | €236k | €227k | ▼ 3.8% |
| Fixed assets21/28 | €257k | €249k | €240k | €232k | €224k | ▼ 3.5% |
| Tangible fixed assets22/27 | €257k | €248k | €239k | €231k | €222k | ▼ 3.7% |
| Land and buildings22 | - | €237k | €230k | €223k | €216k | ▼ 3.1% |
| Furniture and vehicles24 | - | €110 | €44 | - | - | - |
| Other tangible fixed assets26 | - | €11k | €9k | €8k | €6k | ▼ 21.4% |
| Financial fixed assets28 | €480 | €720 | €960 | €1k | €1k | ▲ 20.0% |
| Current assets29/58 | €3k | €8k | €2k | €4k | €4k | ▼ 15.4% |
| Amounts receivable within one year40/41 | €800 | - | - | €2k | €950 | ▼ 57.7% |
| Other amounts receivable41 | - | - | - | €2k | €950 | ▼ 57.7% |
| Cash at bank and in hand54/58 | €2k | €8k | €2k | €2k | €3k | ▲ 31.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €260k | €257k | €242k | €236k | €227k | ▼ 3.8% |
| Equity10/15 | €14k | €27k | €37k | €50k | €67k | ▲ 34.6% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | - | €14k | €26k | €38k | €55k | ▲ 44.7% |
| Distributable reserves133 | - | €14k | €26k | €38k | €55k | ▲ 44.7% |
| Profit (loss) carried forward14 | €7k | €6k | €5k | €6k | €6k | ▲ 3.9% |
| Amounts payable17/49 | €246k | €230k | €205k | €187k | €161k | ▼ 14.0% |
| Amounts payable after more than one year17 | €210k | €186k | €165k | €150k | €134k | ▼ 10.6% |
| Financial debts170/4 | - | €186k | €165k | €150k | €134k | ▼ 10.6% |
| Amounts payable within one year42/48 | €36k | €43k | €40k | €36k | €26k | ▼ 28.3% |
| Current portion of amounts payable after more than one year42 | - | €23k | €21k | €16k | €16k | ▲ 1.6% |
| Trade debts44 | €1k | €1k | €1k | €165 | €103 | ▼ 37.8% |
| Suppliers440/4 | - | €1k | €1k | €165 | €103 | ▼ 37.8% |
| Taxes, remuneration and social security45 | - | €9k | €12k | €11k | €9k | ▼ 16.6% |
| Taxes450/3 | - | €9k | €12k | €11k | €9k | ▼ 16.6% |
| Other amounts payable47/48 | - | €11k | €5k | €10k | €1k | ▼ 87.8% |
| Accrued charges and deferred income492/3 | - | €500 | €100 | €950 | €850 | ▼ 10.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €15k | €12k | €14k | €19k | ▲ 33.5% |
| + Depreciation and write-downs630 | €9k | €9k | €9k | €9k | €8k | ▼ 0.5% |
| Operating cash flow (approximation) | €21k | €23k | €21k | €23k | €27k | ▲ 20.7% |
| Investment in fixed assets (approximation) | - | €-240 | €-240 | €-240 | €-240 | = |
| Change in cash | - | €6k | €-6k | €219 | €637 | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2019net €19k ▲33.5%
Operating result €30k, net result €19k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
14-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2018
Ground area
1,849 m²
Building footprint
372 m²
Volume, LiDAR
3,280 m³
Parcel 25019B0130/00D003, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DG PERSPECTIVES
since 20182.280.670.136
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25019B0130/00D003 | Wallonia | 1,849 m² | 1 · 372 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded14-09-2018
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.