DG-INSURANCE

Active

Private limited companyfounded 2003active for 22 yearsBurgemeester Callewaertlaan 93, 8810 Lichtervelde, BelgiumKBO/BCE: BE 0862.348.014

Summary

DG-INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.2m and a net result of €51,154. Equity is growing by about 8% per year across the filed financial years. The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

DG-INSURANCEActiveChecked score 64/100

Risk analysis Report Compare

Activity

Activity not known2 sites

Size

€2.9mtotal assets 2025

Staff: 0.1 FTE
Equity: €2.2m
Profit: €51,154

Turnover not published (abbreviated or micro format)

Financial health

64 Healthy Checked score 2025

Bankruptcy probability: sector outside the model

Structure

Holdings: 1

RISKCareDirector · permanent representative Herman Kerremans

Accounts filed 31 days late1 of 5 deeds read

SignalsneutralFiled after the deadlineShow the evidence

Checked score

Score 2025

64 / 100

Healthy▲ +7 on 2024

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+6

equity 77.5% of total assets

Liquidity 50-8

short-term debt 14.8% · cash 2.4%

Profitability 42+24

return on assets 1.8%

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit of up to €140,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.24, compared with 0.82 in 2024, below 1; short-term debt: 14.8% and cash: 2.4% of total assets), and 22.5% of the assets are financed with debt and provisions.

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Signals

1 signal.

neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

29 days late

2023

29 days late

2022

28 days late

2021

8 days late

2020

31 days late

2019

59 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

15-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €51,154
16-10-2025 Appointment: RISKCare (director)Permanent representatives: Herman Kerremans, Dieter…