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DFP CONSULT

Active
Private limited companyfounded 201511 yrs activeAu Sawou(BER) 4, 4607 Dalhem, BelgiumKBO/BCE: BE 0628.897.619

DFP CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-4k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
56 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency37▼-26
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.53 in 2024; short-term debt: 87.8% and cash: 78.2% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.2%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7694 sector peers (2025).
NBB · sector comparison
Position among 7694 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
126 d early
2024
63 d early
2023
52 d early
2022
32 d early
2021
144 d early
2020
38 d early
2019
64 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▼ 79.6%
2024 · €100k
2018: €34k 2019: €29k 2020: €44k 2021: €134k 2022: €127k 2023: €30k 2024: €100k
2018 → 2025
Total assets
€168k▼ 35.7%
2024 · €262k
2018: €47k 2019: €109k 2020: €83k 2021: €237k 2022: €253k 2023: €205k 2024: €262k
2018 → 2025
Net result
€-4k
2024 · €123k
2018: €16k 2019: €-4k 2020: €15k 2021: €135k 2022: €43k 2023: €28k 2024: €123k
2018 → 2025
Working capital
€8k▼ 90.8%
2024 · €83k
2018: €20k 2019: €-14k 2020: €-2k 2021: €97k 2022: €89k 2023: €9k 2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€134k-€127k▼ 5.2%€30k▼ 76.8%€100k▲ 240%€20k▼ 79.6%
Operating result€183k-€60k▼ 66.9%€41k▼ 32.2%€167k▲ 307%€2k▼ 99.1%
Net result€135k-€43k▼ 68.5%€28k▼ 35.3%€123k▲ 345%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150k€200kOperating result 2021: €183k€183kNet result 2021: €135k€135kOperating result 2022: €60k€60kNet result 2022: €43k€43kOperating result 2023: €41k€41kNet result 2023: €28k€28kOperating result 2024: €167k€167kNet result 2024: €123k€123kOperating result 2025: €2k€2kNet result 2025: €-4k€-4k20212022202320242025
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets €13k▼ 39.4%
Current assets €156k▼ 35.4%
Equity and liabilities €168k
Equity €20k▼ 79.6%
Debt €148k▼ 8.4%
The debt ratio rises from 61.6% to 87.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €175k
Cash flow
€5k
2024 · €131k
Solvency
12.2%
2024 · 38.4%
Current ratio
1.05
2024 · 1.53
Quick ratio
1.05
2024 · 1.53
Debt / equity
7.23
2024 · 1.61
ROE
-17.8%
2024 · 122.1%
ROA
-2.2%
2024 · 46.8%
Interest coverage
2.60
2024 · 37.81
Debt
€148k
2024 · €161k
Debt ≤ 1 year
€148k
2024 · €158k
Debt > 1 year
€0
2024 · €4k
Income taxes
€3k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€262k€168k
Fixed assets21/28€21k€13k
Tangible fixed assets22/27€21k€13k
Furniture and vehicles24€18k€11k
Other tangible fixed assets26€3k€2k
Current assets29/58€241k€156k
Amounts receivable within one year40/41€11k€21k
Trade receivables40€6k€13k
Other amounts receivable41€5k€7k
Current investments50/53€100k€0
Cash at bank and in hand54/58€127k€132k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€262k€168k
Equity10/15€100k€20k
Contributions10/11€20k€20k=
Reserves13€80k€0
Distributable reserves133€80k€0
Profit (loss) carried forward14€0€0=
Amounts payable17/49€161k€148k
Amounts payable after more than one year17€4k€0
Financial debts170/4€4k€0
Amounts payable within one year42/48€158k€148k
Current portion of amounts payable after more than one year42€6k€4k
Trade debts44€9k€3k
Suppliers440/4€9k€3k
Taxes, remuneration and social security45€10k€13k
Taxes450/3€7k€13k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€133k€128k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-375€0
Other operating charges640/8€8k€2k
Gross operating margin9900€183k€12k
Operating profit (loss)9901€167k€2k
Financial income75/76B€540€2k
Recurring financial income75€540€2k
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€163k€-357
Income taxes67/77€40k€3k
Profit (loss) for the period9904€123k€-4k
Profit (loss) for the period to be appropriated9905€123k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€123k€-4k
Transfer from equity791/2€0€80k
Transfer to equity691/2€71k€0
To other reserves6921€71k€0
Profit to be distributed694/7€52k€76k
Return on contributions (dividend)694€52k€76k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €100kEq €100k ▲240%
5 profitable years in a row build equity to €100k.
09-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
09-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €135k ▲814%
Operating result €183k, net result €135k, both a record.
31-12
Financial Liquidity doublescurrent ratio 1.94
Current ratio from 0.94 to 1.94.
31-12
Financial Equity above €100kEq €134k ▲203%
2 profitable years in a row build equity to €134k.
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €15k
Net result €15k after one loss-making year.
28-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-4k ▼125%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Au Sawou(BER) 44607 Dalhem
Ground area
832 m²
Building footprint
104 m²
Volume, LiDAR
612 m³
Parcel 62014A0792/00F000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DFP CONSULT
Au Sawou(BER) 4, 4607 DalhemOther legal services
since 20152.241.919.230
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62014A0792/00F000 Wallonia 832 m² 1 · 104 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,575 companies in sector 82300 we hold annual accounts for 1,669. 1,097 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-04-2015
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
47120Other non-specialised retail sale
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
47279Other retail sale of food
47299Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47910Retail trade
47990Retail trade
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.