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DFM Belgium

Active
Private limited companyfounded 2025active for 1 yearHerentalseweg 56, 2440 Geel, BelgiumKBO/BCE: BE 1023.554.787
Summary

The computed 12-month bankruptcy probability of DFM Belgium is 2.0% (moderate). The 2025 annual accounts show negative equity (-€5,649) and a net result of -€7,649. Its solvency ranks better than 5% of 13,394 sector peers (NACE 46, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711
1 site
Size
€2,000total assets 2025
Equity
-€5,649
Loss
-€7,649
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts 32 days early
Why 52raises risk2 ex-officio strike-offs in the KBONegative equity -€5,649lowers riskLiquidity: current ratio 0.26, cash €2,000Size: total assets €2,000Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 0
equity -282.5% of total assets
Liquidity 50
short-term debt 382.5% · cash 100.0%
Profitability 0
return on assets -382.5%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,874 companies, NACE 46, micro)
Last 24 months 06-2026: 3.1%highest value 07-2026: 1.7%▼ -1.4 percentage points vs 06-2026lowest value 08-2026: 1.7%● unchanged vs 07-2026lowest value 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 2.0%▲ +0.3 percentage points vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 51% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.26, cash €2,000
NBB · annual accounts
lowers risk · Size: total assets €2,000
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
raises risk · Negative equity -€5,649
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-compliance×2
  1. UBO non-complianceevent 22-09-2026
  2. NamePurpose change · Name change…
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€5,649 View
  • Caution: Among the weakest 5% on solvencysector median 41.2% · 13,394 companies -282.5% View
  • Founded 16 months agofounded 21-05-2025 16 months View

By topic

Financials

Financial year
2025
Total assets
€2,000
Loss
-€7,649
Solvency
-282.5%
Go to Financials

Timeline

Events
5
Since
2025
  1. 05-12-2025UBO non-compliance
  2. 23-05-2025Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
21-05-2025
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
51
Who signs
Each director alone
Annual meeting
Last Friday of June at 18:00
Purpose
“Het verlenen van diensten en adviezen aan derden; Het optreden als consultant en diensten…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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